Table 2A : All India Debt and Investment Survey - Incidence of Indebtedness
Estimated Number of Households in ' 00 by Household Assets Holding Class As on 30-06-2002 By State and Regionwise
Percentage Distribution of Households 
Urban
State/Region Household Assets Holding Class (Rs. 000)
    0-15 15-30 30-60 60-100 100-150 150-200 200-300 300-450 450-800 =>800 All-hhs
1   2 3 4 5 6 7 8 9 10 11 12
Northern Region 15.75 4.92 6.25 7.44 6.52 6.14 8.74 10.36 13.90 19.97 100.00
Haryana   9.93 4.84 8.16 11.10 8.19 7.14 10.96 8.22 12.07 19.40 100.00
Himachal Pradesh 10.03 4.43 3.91 4.36 14.59 6.12 11.86 8.66 16.03 20.00 100.00
Jammu and Kashmir 8.42 1.06 2.64 4.26 2.49 2.30 4.23 9.64 18.65 46.25 100.00
Punjab   14.63 3.49 4.54 7.95 7.49 7.35 8.50 11.37 14.23 20.45 100.00
Rajasthan   8.92 2.38 5.19 7.10 9.32 8.84 11.35 14.01 17.29 15.60 100.00
Delhi   26.72 9.11 7.76 3.91 3.02 3.39 6.47 7.89 11.40 20.32 100.00
Chandigarh 19.74 3.02 8.85 25.50 1.73 1.49 2.98 8.00 8.17 20.52 100.00
North-Eastern Region 15.21 5.84 10.29 7.35 10.36 8.09 12.33 8.92 12.01 9.57 100.00
Arunachal Pradesh 28.69 12.24 16.03 13.08 7.59 6.33 8.44 2.11 4.22 1.27 100.00
Assam   16.66 6.34 11.46 7.54 10.55 8.17 12.97 8.17 11.03 7.07 100.00
Manipur   3.79 3.30 3.60 7.58 14.09 9.82 15.06 12.93 16.42 13.41 100.00
Meghalaya   16.75 5.42 12.92 5.26 5.42 7.50 8.93 7.18 9.73 20.57 100.00
Mizoram   6.24 6.07 7.11 6.07 9.71 8.67 15.08 18.72 10.75 11.79 100.00
Nagaland   29.58 1.27 8.89 3.99 5.08 5.44 7.08 3.09 15.97 19.60 100.00
Tripura   12.50 7.02 10.74 8.78 12.60 7.75 10.54 8.88 14.46 6.71 100.00
Eastern Region 18.43 6.34 9.35 10.84 9.36 6.25 9.40 9.32 11.86 8.83 100.00
Bihar   14.02 5.57 8.84 12.52 10.51 7.83 9.00 8.79 15.05 7.87 100.00
Jharkhand   22.03 4.90 7.73 8.75 11.65 5.82 10.59 12.21 10.15 6.15 100.00
Orissa   17.20 6.75 17.47 9.45 7.73 6.93 10.19 9.64 8.81 5.85 100.00
Sikkim   38.64 3.79 4.55 9.09 9.09 3.03 6.06 3.03 6.06 17.42 100.00
West Bengal 19.38 6.85 7.85 11.11 8.88 5.66 9.09 8.76 11.92 10.50 100.00
A & N Island 19.20 6.00 12.80 7.20 5.60 4.00 10.00 13.60 12.00 8.80 100.00
Central Region 10.52 4.54 8.63 10.19 11.92 8.61 12.51 9.23 10.59 13.26 100.00
Chattisgarh 14.16 8.16 13.11 13.19 10.59 7.28 8.79 6.97 7.92 9.84 100.00
Madhya Pradesh 10.01 4.56 10.30 10.83 10.78 6.42 9.61 8.43 11.65 17.40 100.00
Uttranchal   15.63 2.82 8.46 9.63 9.50 7.10 13.85 9.01 10.57 13.46 100.00
Uttar Pradesh 10.12 4.22 7.37 9.59 12.72 9.89 14.24 9.86 10.37 11.62 100.00
Western Region 16.79 5.80 9.08 9.79 8.94 5.36 9.19 8.83 11.81 14.40 100.00
Goa   22.31 4.03 2.27 2.02 1.95 4.35 4.60 10.46 16.26 31.76 100.00
Gujarat   14.86 4.68 9.14 10.79 7.90 5.82 7.80 9.29 13.30 16.42 100.00
Maharashtra 17.46 6.28 9.17 9.55 9.48 5.19 9.82 8.62 11.13 13.30 100.00
Dadra & Nagar Haveli 6.98 9.30 9.30 4.65 6.98 16.28 4.65 18.60 16.28 6.98 100.00
Daman & Diu 19.26 2.96 9.63 5.19 3.70 9.63 15.56 5.19 18.52 10.37 100.00
Southern Region 20.23 8.68 10.39 9.48 8.31 5.40 8.03 6.64 8.95 13.90 100.00
Andhra Pradesh 24.73 9.44 9.28 9.34 8.37 5.71 8.31 5.68 8.01 11.12 100.00
Karnataka   20.76 8.76 10.89 10.43 9.05 4.68 6.86 6.40 8.24 13.91 100.00
Kerala   7.96 2.22 4.18 5.31 6.34 5.54 11.90 11.35 17.33 27.88 100.00
Tamil Nadu 19.80 9.98 13.11 10.34 8.37 5.52 7.11 6.11 7.65 12.01 100.00
Lakshadweep 3.45 0.00 0.00 0.00 0.00 1.72 3.45 15.52 22.41 55.17 100.00
Pondicherry 15.06 9.28 9.15 9.15 9.70 6.05 14.10 8.87 6.46 12.10 100.00
All-India   16.66 6.34 9.01 9.53 9.03 6.26 9.49 8.57 11.08 14.02 100.00
Note : Total or aggregate values are worked out by using estimated number of households and the respective ratios given in Table 3 (pps A-4 to A-23)  
of NSSO Report No 500 (59/18.2/1).   
Source : NSSO (2005), Household Assets and Liabilities in India as on 30-06-2002.All-India Debt and Investment  
Survey (NSS Fifty-Ninth Round : January-December 2003).