Table 3A : All India Debt and Investment Survey - Incidence of Indebtedness
Estimated Number of Households in ' 00 by Household Assets Holding Class As on 30-06-2002 By State and Regionwise
Percentage Distribution of Households
Rural+Urban
State/Region Household Assets Holding Class (Rs. 000)
    0-15 15-30 30-60 60-100 100-150 150-200 200-300 300-450 450-800  = > 800 All-hhs
1   2 3 4 5 6 7 8 9 10 11 12
Northern Region 7.73 3.24 7.17 9.61 10.13 7.61 11.15 11.21 13.70 18.46 100.00
Haryana   9.06 3.06 8.95 11.44 9.97 5.29 8.40 8.26 11.92 23.66 100.00
Himachal Pradesh 4.46 2.70 4.82 5.87 8.90 8.56 13.09 17.12 17.83 16.65 100.00
Jammu and Kashmir 2.57 0.74 2.27 3.37 6.09 5.29 12.81 16.77 20.53 29.54 100.00
Punjab   6.72 2.93 7.05 12.14 10.35 7.06 8.61 8.10 11.76 25.28 100.00
Rajasthan   3.28 2.35 7.47 10.00 12.65 10.41 14.44 13.48 14.61 11.31 100.00
Delhi   24.35 8.49 6.96 4.51 5.21 4.28 7.86 8.29 12.03 18.04 100.00
Chandigarh 23.39 3.36 8.57 23.42 1.60 1.54 3.73 7.37 7.80 19.23 100.00
North-Eastern Region 7.66 9.73 16.28 15.66 13.35 10.78 11.59 7.00 4.97 2.99 100.00
Arunachal Pradesh 19.07 5.73 12.66 18.79 15.95 12.32 9.25 3.41 2.67 0.17 100.00
Assam   6.98 9.80 17.14 16.28 13.63 11.11 12.26 6.84 4.27 1.71 100.00
Manipur   2.37 3.66 9.85 16.96 16.86 12.65 13.62 10.07 8.32 5.63 100.00
Meghalaya   6.36 6.18 10.73 11.85 13.11 10.80 13.71 13.24 7.18 6.88 100.00
Mizoram   6.13 7.51 13.83 13.37 13.83 10.74 10.87 12.25 6.19 5.34 100.00
Nagaland   13.65 0.98 4.20 3.94 3.74 6.10 8.99 5.91 19.42 33.07 100.00
Tripura   12.00 18.00 21.25 15.29 11.02 8.22 6.09 2.80 3.84 1.54 100.00
Eastern Region 10.45 11.49 17.99 15.42 11.52 7.44 9.11 6.60 6.43 3.55 100.00
Bihar   6.48 9.75 18.09 14.64 12.28 8.52 9.86 7.90 8.22 4.26 100.00
Jharkhand   8.54 6.63 18.19 18.42 14.01 8.71 10.94 6.90 5.23 2.42 100.00
Orissa   15.07 16.21 22.68 16.42 9.43 5.85 6.28 3.98 2.72 1.35 100.00
Sikkim   14.51 7.20 8.37 11.55 12.29 9.85 13.35 9.00 8.47 5.72 100.00
West Bengal 11.93 12.09 15.76 14.78 11.21 6.95 9.28 6.65 7.04 4.30 100.00
A & N Island 24.17 6.39 7.50 6.94 4.86 7.08 8.33 14.44 13.19 6.67 100.00
Central Region 5.13 6.38 11.14 13.52 12.52 9.67 13.20 9.62 9.89 8.93 100.00
Chattisgarh 7.87 10.17 14.71 16.55 16.49 9.07 10.07 5.90 4.67 4.51 100.00
Madhya Pradesh 4.98 8.54 12.34 16.89 11.16 8.80 11.84 7.95 9.13 8.37 100.00
Uttranchal   9.21 1.79 5.12 8.35 8.72 14.62 17.15 12.71 10.89 11.45 100.00
Uttar Pradesh 4.56 5.10 10.40 11.87 12.71 9.88 14.06 10.75 10.95 9.72 100.00
Western Region 12.33 6.26 11.42 12.11 10.67 7.39 10.32 9.34 9.69 10.48 100.00
Goa   13.38 5.54 1.45 7.89 3.45 6.53 9.58 14.60 16.48 21.13 100.00
Gujarat   9.16 3.79 10.90 13.47 12.22 8.42 9.67 9.11 10.24 13.01 100.00
Maharashtra 13.77 7.43 11.84 11.54 10.07 6.91 10.63 9.36 9.32 9.13 100.00
Dadra & Nagar Haveli 13.26 3.82 10.34 10.79 12.58 7.19 15.73 9.44 11.01 5.84 100.00
Daman & Diu 29.24 10.32 6.63 14.50 2.70 9.34 8.35 4.67 10.32 4.18 100.00
Southern Region 14.20 8.69 14.60 13.24 11.19 7.20 8.97 6.87 7.30 7.75 100.00
Andhra Pradesh 20.14 10.70 16.52 13.29 10.38 7.01 7.73 5.13 4.66 4.43 100.00
Karnataka   9.56 5.81 13.07 14.68 13.36 7.74 10.88 8.85 8.29 7.76 100.00
Kerala   4.23 2.20 5.77 8.44 10.87 8.02 12.44 12.00 15.66 20.39 100.00
Tamil Nadu 14.24 10.79 16.98 14.29 10.93 6.76 7.73 5.53 6.32 6.44 100.00
Lakshadweep 3.85 0.96 3.85 1.92 3.85 1.92 11.54 14.42 19.23 40.38 100.00
Pondicherry 15.54 10.30 12.48 9.25 9.52 5.72 12.75 7.59 7.77 9.12 100.00
All-India   10.08 7.76 13.20 13.23 11.43 8.01 10.52 8.34 8.76 8.68 100.00
Note : Total or aggregate values are worked out by using estimated number of households and the respective ratios given in Table 3 (pps A-4 to A-23)  
of NSSO Report No 500 (59/18.2/1).   
Source : NSSO (2005), Household Assets and Liabilities in India as on 30-06-2002.All-India Debt and Investment  
Survey (NSS Fifty-Ninth Round : January-December 2003).