Table 4 : All India Debt and Investment Survey - Incidence of Indebtedness
Number of Households Reporting Cash Loans per 1000 households as on 30-06-2002 - State/Regionwise
Rural
State/Region		Household Assets Holding Class (Rs. 000)
		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=>800	All-hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		4.9	24.6	26.4	29.5	32.0	28.1	28.5	22.8	25.2	25.8	26.7
Haryana		1.4	46.1	21.1	35.4	39.5	31.9	25.7	2.7	30.8	26.0	27.3
Himachal Pradesh		2.0	5.3	9.6	22.1	21.2	13.1	16.2	15.3	15.2	16.5	15.3
Jammu and Kashmir		0.4	6.0	2.3	6.1	2.4	2.7	4.9	3.4	3.6	3.3	3.6
Punjab		8.9	8.7	24.6	23.9	25.4	20.9	29.3	29.6	21.5	30.9	25.7
Rajasthan		15.3	29.8	33.0	32.9	37.6	35.0	35.9	33.7	33.1	30.7	33.8
Delhi		0.0	0.0	2.9	0.0	0.2	0.0	1.9	4.8	0.0	17.7	1.7
Chandigarh		0.2	6.1	0.0	17.1	0.0	0.0	0.0	26.0	2.8	13.6	2.3
North-Eastern Region		6.9	9.5	10.1	8.9	7.3	4.3	5.8	9.1	11.6	6.8	7.9
Arunachal Pradesh		0.1	1.7	33.5	1.8	1.7	2.7	2.2	4.0	0.3	46.9	1.9
Assam		6.0	9.0	9.0	8.4	7.2	3.5	5.1	9.3	14.1	8.3	7.5
Manipur		1.8	6.9	9.9	13.4	9.3	8.8	9.5	13.3	10.9	15.3	10.5
Meghalaya		0.0	0.2	0.3	0.0	0.3	0.7	0.7	1.0	2.0	0.5	0.6
Mizoram		8.5	19.9	0.7	0.7	3.3	6.9	8.7	3.9	17.1	13.7	4.1
Nagaland		0.0	0.0	4.8	0.0	1.2	0.0	0.0	2.5	1.4	4.7	2.5
Tripura		14.8	13.0	16.5	17.8	15.8	11.9	23.8	43.4	19.6	15.9	16.3
Eastern Region		15.8	18.4	23.7	21.8	23.7	22.3	21.8	21.1	23.6	23.7	21.6
Bihar		28.9	19.8	26.5	22.8	20.2	20.2	19.6	15.5	21.5	18.2	21.8
Jharkhand		1.8	11.0	15.5	10.6	17.5	8.3	10.5	13.5	7.7	10.7	12.0
Orissa		13.3	22.9	26.5	29.2	34.1	30.8	38.0	34.1	25.1	49.0	26.4
Sikkim		0.0	0.3	2.6	2.2	3.7	4.6	4.5	8.8	10.8	10.1	4.4
West Bengal		13.2	15.4	22.0	21.0	25.1	26.7	23.0	26.9	29.8	31.5	21.8
A & N Island		0.6	2.7	0.0	3.8	4.1	8.2	17.5	11.1	19.7	32.0	9.0
Central Region		10.6	15.9	23.1	25.9	21.8	26.9	24.5	21.6	23.9	26.3	23.2
Chattisgarh		2.6	5.6	14.8	20.2	20.6	34.3	19.8	24.1	37.0	44.5	19.8
Madhya Pradesh		10.0	10.7	19.6	23.7	23.3	34.4	33.2	35.5	32.4	38.9	26.1
Uttranchal		1.2	27.9	19.8	13.2	6.0	1.3	2.6	6.9	4.7	4.3	5.5
Uttar Pradesh		15.1	23.1	26.7	29.1	22.1	24.9	23.2	18.2	21.4	23.4	23.4
Western Region		5.9	10.8	17.5	24.8	29.6	30.3	34.0	35.6	40.9	48.1	27.4
Goa		0.5	0.6	0.0	0.6	2.2	0.4	11.5	9.5	10.3	7.8	6.3
Gujarat		6.5	18.8	23.7	23.9	24.8	24.9	29.1	34.4	38.0	46.5	28.1
Maharashtra		5.8	9.3	14.7	25.8	33.3	34.3	37.0	37.0	43.7	51.1	27.5
Dadra & Nagar Haveli		0.0	3.8	3.7	6.0	18.2	19.9	14.0	12.5	13.2	7.1	10.0
Daman & Diu		6.5	0.2	0.0	14.2	22.5	8.8	14.9	2.2	15.6	55.4	8.6
Southern Region		21.3	26.5	33.7	34.9	42.7	41.3	42.0	44.3	47.2	46.7	36.6
Andhra Pradesh		25.1	32.2	43.5	44.1	57.1	54.4	48.8	48.7	51.7	49.7	42.3
Karnataka		7.2	10.1	21.1	25.3	32.9	34.4	40.4	38.7	46.0	44.9	31.3
Kerala		21.7	33.7	22.4	37.8	40.7	38.7	41.8	44.5	42.0	41.6	39.4
Tamil Nadu		16.4	22.4	28.4	29.6	34.7	31.1	35.5	45.6	51.1	57.3	31.3
Lakshadweep		4.2	22.8	5.1	6.5	9.3	0.0	3.0	26.8	7.1	23.1	11.9
Pondicherry		14.9	37.3	55.4	38.0	52.3	8.6	33.7	62.4	51.8	57.2	40.2
All-India		15.0	19.0	25.2	26.5	28.9	28.7	28.7	28.7	31.0	32.9	26.5
Note : Total or aggregate values are worked out by using estimated number of households and the respective ratios given in Table 3 (pps A-4 to A-23)
of NSSO Report No 500 (59/18.2/1).
Source : NSSO (2005), Household Assets and Liabilities in India as on 30-06-2002.All-India Debt and Investment
Survey (NSS Fifty-Ninth Round : January-December 2003).