Table  6 : All-India Debt and Investment Survey - Incidence of Indebtedness
Number of Households Reporting Cash Loans per 100 households as on 30-06-2002 - State/Regionwise
Rural+Urban
State/Region Household Assets Holding Class (Rs. 000)
    0-15 15-30 30-60 60-100 100-150 150-200 200-300 300-450 450-800 =>800 All-hhs
1   2 3 4 5 6 7 8 9 10 11 12
Northern Region 5.2 13.9 20.6 24.7 29.6 23.7 24.1 19.2 21.2 19.9 21.2
Haryana 4.0 29.0 18.8 30.1 38.7 23.7 22.1 6.5 26.9 23.8 24.2
Himachal Pradesh 1.6 4.8 9.4 20.5 19.0 12.4 15.1 15.1 14.9 17.2 14.7
Jammu and Kashmir 0.6 4.0 1.8 4.8 2.2 3.5 4.6 3.1 4.7 4.3 3.9
Punjab 8.4 7.6 22.2 21.5 22.5 17.7 23.8 22.7 19.8 25.7 21.2
Rajasthan 16.2 25.9 29.4 30.0 35.7 31.5 32.4 29.1 29.3 23.7 29.7
Delhi 0.7 0.4 0.2 1.0 0.7 0.2 1.5 1.2 1.1 5.0 1.5
Chandigarh 0.7 3.0 0.2 2.6 21.0 12.2 5.6 5.2 8.9 14.5 5.3
North-Eastern Region 6.0 9.3 9.5 8.7 7.2 4.7 5.6 8.3 9.2 7.9 7.5
Arunachal Pradesh 0.4 1.2 28.0 1.9 1.6 2.7 2.0 4.3 0.2 0.0 1.8
Assam 5.8 8.9 8.6 8.4 7.2 4.1 4.9 8.5 11.0 9.9 7.3
Manipur 1.4 5.2 9.6 12.9 8.3 7.3 9.4 10.7 7.0 9.3 9.1
Meghalaya 0.1 0.2 0.2 0.0 0.3 0.6 0.7 1.0 1.8 1.2 0.6
Mizoram 5.3 14.1 0.7 0.9 3.4 5.3 6.4 4.2 13.7 13.8 4.5
Nagaland 0.0 0.0 2.8 0.0 1.2 8.5 0.3 3.3 1.7 4.4 2.7
Tripura 12.9 13.1 15.9 16.7 14.7 10.8 19.8 27.1 15.4 19.5 15.2
Eastern Region 13.9 18.0 22.8 21.3 22.6 21.3 20.7 19.6 21.3 19.2 20.3
Bihar 23.2 19.3 25.6 21.6 19.1 19.2 19.0 15.2 19.2 15.4 20.4
Jharkhand 2.0 9.9 14.2 10.1 17.5 8.0 9.8 10.6 7.3 12.2 10.9
Orissa 12.5 21.9 25.0 29.4 33.4 30.3 34.9 28.3 25.9 39.7 25.4
Sikkim 0.0 0.4 2.9 2.3 3.6 5.9 4.5 8.9 14.6 13.0 4.9
West Bengal 13.2 16.0 21.6 21.0 23.3 24.8 21.4 24.2 25.5 20.3 20.6
A & N Island 0.9 2.6 3.9 4.4 4.9 7.4 14.0 8.7 18.9 21.3 8.1
Central Region 10.4 15.2 21.5 24.2 20.5 24.1 22.6 19.4 22.0 23.3 21.2
Chattisgarh 3.6 5.7 13.3 19.2 19.3 32.0 19.7 24.7 35.7 35.2 18.8
Madhya Pradesh 10.0 10.6 19.1 22.0 22.4 31.4 31.1 28.8 29.8 31.2 24.1
Uttranchal 1.0 21.6 16.1 10.9 5.8 1.6 2.8 6.6 5.7 8.0 5.8
Uttar Pradesh 13.3 21.4 24.7 27.1 20.5 21.9 21.0 16.8 19.1 20.5 21.1
Western Region 6.3 9.7 14.7 21.2 25.0 27.3 28.5 30.2 34.8 35.8 23.2
Goa 0.3 0.6 3.7 1.1 2.8 1.6 11.9 12.5 9.2 12.9 7.6
Gujarat 11.2 15.1 21.3 21.0 24.3 26.3 27.0 28.8 32.0 40.3 25.7
Maharashtra 4.9 8.5 11.8 21.7 25.6 28.3 29.5 31.3 37.0 33.7 22.3
Dadra & Nagar Haveli 0.2 2.9 3.7 5.8 17.2 16.5 13.8 11.2 12.2 9.7 9.6
Daman & Diu 6.1 0.8 4.3 13.0 16.5 14.0 5.7 13.7 11.0 19.2 8.8
Southern Region 19.2 25.5 31.4 33.3 39.6 39.9 39.6 40.7 42.2 38.6 33.7
Andhra Pradesh 23.8 31.7 41.6 41.8 52.3 51.0 42.7 43.3 43.4 41.9 39.0
Karnataka 8.4 9.5 19.1 23.9 30.1 33.0 36.8 36.3 40.7 32.5 27.1
Kerala 16.6 34.2 24.3 37.1 40.3 40.5 44.7 43.3 40.8 39.5 38.9
Tamil Nadu 16.5 22.9 26.7 29.1 32.7 31.0 35.0 39.9 44.0 39.5 29.4
Lakshadweep 2.1 22.8 5.1 6.5 9.3 0.0 2.5 26.0 6.6 18.9 13.8
Pondicherry 21.4 29.1 44.7 32.5 37.0 46.2 44.1 54.2 42.5 47.3 38.4
All-India   13.1 18.1 23.3 24.9 26.9 26.8 26.5 25.9 28.1 27.8 24.1
Note : Total or aggregate values are worked out by using estimated number of households and the respective ratios given in Table 3 (pps A-4 to A-23)  
of NSSO Report No 500 (59/18.2/1).   
Source : NSSO (2005), Household Assets and Liabilities in India as on 30-06-2002.All-India Debt and Investment  
Survey (NSS Fifty-Ninth Round : January-December 2003).