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| Table 6.3: Scheduled Commercial Banks: Business In India | (Rupees crore) | |||||||||||||||||
| Outstanding | Variation over | |||||||||||||||||
| as on | Month | over the year | Fiscal Year so far | Full Fiscal Year | ||||||||||||||
| 25-Jul-25 | 2023 | 2024 | 2024-25 | 2025-26 | 2022-23 | 2023-24 | 2024-25 | |||||||||||
| (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | (10) | |||||||||
| Aggregate Deposits | 23349278 | -76366 | 2025805 | 2155710 | 718342 | 768677 | 1578601 | 2431312 | 2105375 | |||||||||
| (-0.3) | (10.6) | (10.2) | (3.5) | (3.4) | (9.6) | (13.5) | (10.3) | |||||||||||
| Demand | 2876367 | -196507 | 185438 | 432146 | 367 | 178318 | 107683 | 263424 | 254195 | |||||||||
| (-6.4) | (8.2) | (17.7) | (0.0) | (6.6) | (5.2) | (12.1) | (10.4) | |||||||||||
| Time | 20472912 | 120142 | 1840367 | 1723564 | 717975 | 590359 | 1470917 | 2167890 | 1851180 | |||||||||
| (0.6) | (10.9) | (9.2) | (4.0) | (3.0) | (10.2) | (13.7) | (10.3) | |||||||||||
| Cash in hand and Bal.with RBI | 1000708 | -19446 | 79220 | -74716 | 54508 | 36419 | 130807 | 120746 | -56627 | |||||||||
| (-1.9) | (8.0) | (-6.9) | (5.3) | (3.8) | (17.0) | (13.4) | (-5.5) | |||||||||||
| Cash in hand | 82478 | -4193 | 2427 | -16872 | 9917 | 604 | 4337 | -829 | -7559 | |||||||||
| (-4.8) | (2.5) | (-17.0) | (11.1) | (0.7) | (5.0) | (-0.9) | (-8.5) | |||||||||||
| Balance with RBI | 918229 | -15254 | 76794 | -57844 | 44590 | 35815 | 126470 | 121575 | -49069 | |||||||||
| (-1.6) | (8.5) | (-5.9) | (4.8) | (4.1) | (18.5) | (15.0) | (-5.3) | |||||||||||
| Investments | 6726836 | 30034 | 474408 | 413069 | 207209 | 28908 | 686200 | 691410 | 591370 | |||||||||
| (0.4) | (8.1) | (6.5) | (3.4) | (0.4) | (14.5) | (12.8) | (9.7) | |||||||||||
| Government securities | 6726292 | 29945 | 474050 | 413635 | 207047 | 28994 | 686142 | 691289 | 591688 | |||||||||
| (0.4) | (8.1) | (6.6) | (3.4) | (0.4) | (14.5) | (12.8) | (9.7) | |||||||||||
| Other approved securities | 544 | 90 | 357 | -567 | 162 | -86 | 58 | 122 | -319 | |||||||||
| (19.8) | (47.3) | (-51.0) | (17.1) | (-13.7) | (7.5) | (14.8) | (-33.6) | |||||||||||
| Bank credit | 18501872 | 18774 | 2026811 | 1687937 | 381771 | 257900 | 1783921 | 2756929 | 1811808 | |||||||||
| (0.1) | (13.7) | (10.0) | (2.3) | (1.4) | (15.0) | (20.2) | (11.0) | |||||||||||
| Food credit | 56674 | -7715 | 7354 | 28484 | 5109 | 20143 | -35105 | 3175 | 13450 | |||||||||
| (-12.0) | (35.3) | (101.0) | (22.1) | (55.1) | (-63.8) | (15.9) | (58.3) | |||||||||||
| Non-food Credit | 18445197 | 26488 | 2019458 | 1659453 | 376662 | 237756 | 1819027 | 2753752 | 1798359 | |||||||||
| (0.1) | (13.7) | (9.9) | (2.3) | (1.3) | (15.4) | (20.2) | (11.0) | |||||||||||
| memo items | ||||||||||||||||||
| Cash-Deposit Ratio | 4.3 | 25.5 | 3.9 | -3.5 | 7.6 | 4.7 | 8.3 | 5.0 | -2.7 | |||||||||
| Investment-Deposit Ratio | 28.8 | -39.3 | 23.4 | 19.2 | 28.8 | 3.8 | 43.5 | 28.4 | 28.1 | |||||||||
| Credit-Deposit Ratio | 79.2 | -24.6 | 100.0 | 78.3 | 53.1 | 33.6 | 113.0 | 113.4 | 86.1 | |||||||||
| Figures in brackets are percentage variations over the specified or the comparable period of previous year | ||||||||||||||||||
| Our online database `EPWRF India Time Series’, covers as many as 42 vital statistics on the Indian economy. | ||||||||||||||||||
| These statistics can be accessed through our website http://www.epwrfits.in. | ||||||||||||||||||