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Table 6.3: Scheduled Commercial Banks: Business In India           (Rupees crore)
  Outstanding Variation over
  as on Month over the year Fiscal Year so far Full Fiscal Year 
  24-Jan-25 2022 2023 2023-24 2024-25 2021-22 2022-23 2023-24
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
Aggregate Deposits 22128932 65800 2339724 2069780 2015238 1653705 1351801 1578601 2431313
    (0.3) (13.2) (10.3) (11.2) (8.1) (8.9) (9.6) (13.5)
    Demand  2512914 -57185 198268 157899 174584 69061 211554 107684 263422
    (-2.2) (9.2) (6.7) (8.0) (2.8) (11.4) (5.2) (12.1)
    Time  19616018 122985 2141456 1911880 1840654 1584644 1140246 1470918 2167890
    (0.6) (13.8) (10.8) (11.6) (8.8) (8.6) (10.2) (13.7)
Cash in hand and Bal.with RBI 974706 -53988 93901 -43198 117735 -46209 135922 130806 120746
    (-5.2) (10.2) (-4.2) (13.1) (-4.5) (21.5) (17.0) (13.4)
    Cash in hand 84812 -4455 -26335 715 -6166 -4621 -4823 4338 -830
    (-5.0) (-23.8) (0.9) (-6.8) (-5.2) (-5.3) (5.0) (-0.9)
    Balance with RBI 889895 -49533 120235 -43914 123901 -41588 140745 126470 121575
    (-5.3) (14.8) (-4.7) (15.3) (-4.5) (25.9) (18.5) (15.0)
Investments 6635526 40651 779548 661358 559020 528968 266422 686200 691410
    (0.6) (15.0) (11.1) (10.3) (8.7) (6.0) (14.5) (12.8)
    Government securities 6635022 40645 779594 661661 559040 529413 266547 686142 691288
    (0.6) (15.0) (11.1) (10.3) (8.7) (6.0) (14.5) (12.8)
    Other approved securities 504 6 -46 -303 -20 -445 -124 58 122
    (1.2) (-5.4) (-37.5) (-2.4) (-46.9) (-13.9) (7.5) (14.8)
Bank credit 17874756 131883 2706056 1831164 2368356 1442592 1044026 1783922 2756928
    (0.7) (20.3) (11.4) (17.3) (8.8) (9.6) (15.0) (20.2)
    Food credit 56179 40 -4547 10560 25713 33098 -6244 -35105 3175
    (0.1) (-9.1) (23.1) (129.2) (143.4) (-10.2) (-63.8) (15.9)
    Non-food Credit 17818577 131843 2710602 1820604 2342643 1409494 1050269 1819027 2753753
    (0.7) (20.4) (11.4) (17.2) (8.6) (9.7) (15.4) (20.2)
memo items                  
Cash-Deposit Ratio 4.4 -82.0 4.0 -2.1 5.8 -2.8 10.1 8.3 5.0
Investment-Deposit Ratio 30.0 61.8 33.3 32.0 27.7 32.0 19.7 43.5 28.4
Credit-Deposit Ratio 80.8 200.4 115.7 88.5 117.5 87.2 77.2 113.0 113.4
Figures in brackets are percentage variations over the specified or the comparable period of previous year
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