| Table 6.3: Scheduled Commercial Banks: Business In India | (Rupees crore) | |||||||||||||||||
| Outstanding | Variation over | |||||||||||||||||
| as on | Month | over the year | Fiscal Year so far | Full Fiscal Year | ||||||||||||||
| 31-Mar-26 | 2023 | 2024 | 2024-25 | 2025-26 | 2022-23 | 2023-24 | 2024-25 | |||||||||||
| (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | (10) | |||||||||
| Aggregate Deposits | 26230486 | 1040305 | 2114585 | 3114793 | 2105375 | 3649885 | 1578601 | 2966404 | 1570283 | |||||||||
| (4.1) | (10.1) | (13.5) | (10.0) | (16.2) | (9.6) | (16.4) | (7.5) | |||||||||||
| Demand | 3688145 | 466772 | 187382 | 906911 | 254196 | 990097 | 107683 | 346608 | 171010 | |||||||||
| (14.5) | (7.2) | (32.6) | (10.1) | (36.7) | (5.2) | (15.9) | (6.8) | |||||||||||
| Time | 22542340 | 573532 | 1927202 | 2207882 | 1851179 | 2659788 | 1470917 | 2619796 | 1399273 | |||||||||
| (2.6) | (10.5) | (10.9) | (10.0) | (13.4) | (10.2) | (16.5) | (7.6) | |||||||||||
| Cash in hand and Bal.with RBI | 843155 | 20356 | -13785 | -164602 | -56627 | -121134 | 130807 | 164214 | -100095 | |||||||||
| (2.5) | (-1.3) | (-16.3) | (-5.3) | (-12.6) | (17.0) | (18.2) | (-9.4) | |||||||||||
| Cash in hand | 87403 | 10408 | -11809 | 9984 | -7559 | 5529 | 4337 | -5284 | -3104 | |||||||||
| (13.5) | (-13.2) | (12.9) | (-8.9) | (6.8) | (5.0) | (-5.9) | (-3.7) | |||||||||||
| Balance with RBI | 755751 | 9947 | -1975 | -174585 | -49068 | -126663 | 126470 | 169496 | -96990 | |||||||||
| (1.3) | (-0.2) | (-18.8) | (-5.0) | (-14.4) | (18.5) | (20.9) | (-9.9) | |||||||||||
| Investments | 6960920 | 15153 | 508448 | 296530 | 591370 | 262992 | 686200 | 657872 | 624908 | |||||||||
| (0.2) | (8.3) | (4.4) | (9.7) | (3.9) | (14.5) | (12.1) | (10.3) | |||||||||||
| Government securities | 6960431 | 15165 | 508802 | 296818 | 591689 | 263133 | 686142 | 657603 | 625374 | |||||||||
| (0.2) | (8.3) | (4.5) | (9.7) | (3.9) | (14.5) | (12.1) | (10.3) | |||||||||||
| Other approved securities | 489 | -13 | -354 | -288 | -319 | -141 | 58 | 269 | -466 | |||||||||
| (-2.6) | (-31.3) | (-37.1) | (-29.1) | (-22.4) | (7.5) | (32.5) | (-42.5) | |||||||||||
| Bank credit | 21361435 | 607357 | 1816914 | 2959351 | 1811808 | 3117462 | 1783921 | 2915041 | 1653697 | |||||||||
| (2.9) | (11.0) | (16.1) | (10.9) | (17.1) | (15.0) | (21.3) | (10.0) | |||||||||||
| Food credit | 70271 | -12372 | 8149 | 40915 | 13450 | 33740 | -35105 | -4000 | 20625 | |||||||||
| (-15.0) | (38.4) | (139.4) | (84.6) | (92.4) | (-63.8) | (-20.1) | (129.7) | |||||||||||
| Non-food Credit | 21291163 | 619728 | 1808765 | 2918437 | 1798358 | 3083722 | 1819027 | 2919038 | 1633073 | |||||||||
| (3.0) | (10.9) | (15.9) | (10.9) | (16.9) | (15.4) | (21.4) | (9.9) | |||||||||||
| memo items | ||||||||||||||||||
| Cash-Deposit Ratio | 3.2 | 2.0 | -0.7 | -5.3 | -2.7 | -3.3 | 8.3 | 5.5 | -6.4 | |||||||||
| Investment-Deposit Ratio | 26.5 | 1.5 | 24.0 | 9.5 | 28.1 | 7.2 | 43.5 | 22.2 | 39.8 | |||||||||
| Credit-Deposit Ratio | 81.4 | 58.4 | 85.9 | 95.0 | 86.1 | 85.4 | 113.0 | 98.3 | 105.3 | |||||||||
| Figures in brackets are percentage variations over the specified or the comparable period of previous year | ||||||||||||||||||
| Our online database `EPWRF India Time Series’, covers as many as 45 vital statistics on the Indian economy. | ||||||||||||||||||
| These statistics can be accessed through our website http://www.epwrfits.in. | ||||||||||||||||||