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Table 6.3: Scheduled Commercial Banks: Business In India           (Rupees crore)
  Outstanding Variation over
  as on Month over the year Fiscal Year so far Full Fiscal Year 
  15-Mar-26 2023 2024 2024-25 2025-26 2022-23 2023-24 2024-25
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
Aggregate Deposits 25011491 237590 2105375 2430890 2105375 2430890 1578601 2431312 2105375
    (1.0) (10.3) (10.8) (10.3) (10.8) (9.6) (13.5) (10.3)
    Demand  3082806 62638 254196 384757 254196 384757 107683 263423 254196
    (2.1) (10.4) (14.3) (10.4) (14.3) (5.2) (12.1) (10.4)
    Time  21928685 174952 1851179 2046133 1851179 2046133 1470917 2167890 1851179
    (0.8) (10.3) (10.3) (10.3) (10.3) (10.2) (13.7) (10.3)
Cash in hand and Bal.with RBI 805212 9718 -56627 -159077 -56627 -159077 130807 120746 -56627
    (1.2) (-5.5) (-16.5) (-5.5) (-16.5) (17.0) (13.4) (-5.5)
    Cash in hand 67790 -5119 -7559 -14084 -7559 -14084 4337 -829 -7559
    (-7.0) (-8.5) (-17.2) (-8.5) (-17.2) (5.0) (-0.9) (-8.5)
    Balance with RBI 737421 14836 -49068 -144993 -49068 -144993 126470 121574 -49068
    (2.1) (-5.3) (-16.4) (-5.3) (-16.4) (18.5) (15.0) (-5.3)
Investments 6922802 70162 591370 224875 591370 224875 686200 691409 591370
    (1.0) (9.7) (3.4) (9.7) (3.4) (14.5) (12.8) (9.7)
    Government securities 6922302 70164 591689 225003 591689 225003 686142 691289 591689
    (1.0) (9.7) (3.4) (9.7) (3.4) (14.5) (12.8) (9.7)
    Other approved securities 501 -1 -319 -129 -319 -129 58 122 -319
    (-0.2) (-33.6) (-20.5) (-33.6) (-20.5) (7.5) (14.8) (-33.6)
Bank credit 20769880 337773 1811808 2525907 1811808 2525907 1783921 2756930 1811808
    (1.7) (11.0) (13.8) (11.0) (13.8) (15.0) (20.2) (11.0)
    Food credit 74850 -10456 13450 38319 13450 38319 -35105 3175 13450
    (-12.3) (58.3) (104.9) (58.3) (104.9) (-63.8) (15.9) (58.3)
    Non-food Credit 20695030 348229 1798358 2487588 1798358 2487588 1819027 2753754 1798358
    (1.7) (11.0) (13.7) (11.0) (13.7) (15.4) (20.2) (11.0)
memo items                  
Cash-Deposit Ratio 3.2 4.1 -2.7 -6.5 -2.7 -6.5 8.3 5.0 -2.7
Investment-Deposit Ratio 27.7 29.5 28.1 9.3 28.1 9.3 43.5 28.4 28.1
Credit-Deposit Ratio 83.0 142.2 86.1 103.9 86.1 103.9 113.0 113.4 86.1
Figures in brackets are percentage variations over the specified or the comparable period of previous year
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