| Table 6.3: Scheduled Commercial Banks: Business In India | (Rupees crore) | |||||||||||||||||
| Outstanding | Variation over | |||||||||||||||||
| as on | Month | over the year | Fiscal Year so far | Full Fiscal Year | ||||||||||||||
| 15-Mar-26 | 2023 | 2024 | 2024-25 | 2025-26 | 2022-23 | 2023-24 | 2024-25 | |||||||||||
| (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | (10) | |||||||||
| Aggregate Deposits | 25011491 | 237590 | 2105375 | 2430890 | 2105375 | 2430890 | 1578601 | 2431312 | 2105375 | |||||||||
| (1.0) | (10.3) | (10.8) | (10.3) | (10.8) | (9.6) | (13.5) | (10.3) | |||||||||||
| Demand | 3082806 | 62638 | 254196 | 384757 | 254196 | 384757 | 107683 | 263423 | 254196 | |||||||||
| (2.1) | (10.4) | (14.3) | (10.4) | (14.3) | (5.2) | (12.1) | (10.4) | |||||||||||
| Time | 21928685 | 174952 | 1851179 | 2046133 | 1851179 | 2046133 | 1470917 | 2167890 | 1851179 | |||||||||
| (0.8) | (10.3) | (10.3) | (10.3) | (10.3) | (10.2) | (13.7) | (10.3) | |||||||||||
| Cash in hand and Bal.with RBI | 805212 | 9718 | -56627 | -159077 | -56627 | -159077 | 130807 | 120746 | -56627 | |||||||||
| (1.2) | (-5.5) | (-16.5) | (-5.5) | (-16.5) | (17.0) | (13.4) | (-5.5) | |||||||||||
| Cash in hand | 67790 | -5119 | -7559 | -14084 | -7559 | -14084 | 4337 | -829 | -7559 | |||||||||
| (-7.0) | (-8.5) | (-17.2) | (-8.5) | (-17.2) | (5.0) | (-0.9) | (-8.5) | |||||||||||
| Balance with RBI | 737421 | 14836 | -49068 | -144993 | -49068 | -144993 | 126470 | 121574 | -49068 | |||||||||
| (2.1) | (-5.3) | (-16.4) | (-5.3) | (-16.4) | (18.5) | (15.0) | (-5.3) | |||||||||||
| Investments | 6922802 | 70162 | 591370 | 224875 | 591370 | 224875 | 686200 | 691409 | 591370 | |||||||||
| (1.0) | (9.7) | (3.4) | (9.7) | (3.4) | (14.5) | (12.8) | (9.7) | |||||||||||
| Government securities | 6922302 | 70164 | 591689 | 225003 | 591689 | 225003 | 686142 | 691289 | 591689 | |||||||||
| (1.0) | (9.7) | (3.4) | (9.7) | (3.4) | (14.5) | (12.8) | (9.7) | |||||||||||
| Other approved securities | 501 | -1 | -319 | -129 | -319 | -129 | 58 | 122 | -319 | |||||||||
| (-0.2) | (-33.6) | (-20.5) | (-33.6) | (-20.5) | (7.5) | (14.8) | (-33.6) | |||||||||||
| Bank credit | 20769880 | 337773 | 1811808 | 2525907 | 1811808 | 2525907 | 1783921 | 2756930 | 1811808 | |||||||||
| (1.7) | (11.0) | (13.8) | (11.0) | (13.8) | (15.0) | (20.2) | (11.0) | |||||||||||
| Food credit | 74850 | -10456 | 13450 | 38319 | 13450 | 38319 | -35105 | 3175 | 13450 | |||||||||
| (-12.3) | (58.3) | (104.9) | (58.3) | (104.9) | (-63.8) | (15.9) | (58.3) | |||||||||||
| Non-food Credit | 20695030 | 348229 | 1798358 | 2487588 | 1798358 | 2487588 | 1819027 | 2753754 | 1798358 | |||||||||
| (1.7) | (11.0) | (13.7) | (11.0) | (13.7) | (15.4) | (20.2) | (11.0) | |||||||||||
| memo items | ||||||||||||||||||
| Cash-Deposit Ratio | 3.2 | 4.1 | -2.7 | -6.5 | -2.7 | -6.5 | 8.3 | 5.0 | -2.7 | |||||||||
| Investment-Deposit Ratio | 27.7 | 29.5 | 28.1 | 9.3 | 28.1 | 9.3 | 43.5 | 28.4 | 28.1 | |||||||||
| Credit-Deposit Ratio | 83.0 | 142.2 | 86.1 | 103.9 | 86.1 | 103.9 | 113.0 | 113.4 | 86.1 | |||||||||
| Figures in brackets are percentage variations over the specified or the comparable period of previous year | ||||||||||||||||||
| Our online database `EPWRF India Time Series’, covers as many as 45 vital statistics on the Indian economy. | ||||||||||||||||||
| These statistics can be accessed through our website http://www.epwrfits.in. | ||||||||||||||||||