| Table 6.3: Scheduled Commercial Banks: Business In India | (Rupees crore) | |||||||||||||||||
| Outstanding | Variation over | |||||||||||||||||
| as on | Month | over the year | Fiscal Year so far | Full Fiscal Year | ||||||||||||||
| 15-Feb-26 | 2023 | 2024 | 2024-25 | 2025-26 | 2022-23 | 2023-24 | 2024-25 | |||||||||||
| (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | (10) | |||||||||
| Aggregate Deposits | 24773901 | 274007 | 2079475 | 2489596 | 1809078 | 2193300 | 1578601 | 2431313 | 2105374 | |||||||||
| (1.1) | (10.3) | (11.2) | (8.8) | (9.7) | (9.6) | (13.5) | (10.3) | |||||||||||
| Demand | 3020168 | 29376 | 155788 | 496073 | 80242 | 322119 | 107683 | 263423 | 254196 | |||||||||
| (1.0) | (6.6) | (19.7) | (3.3) | (11.9) | (5.2) | (12.1) | (10.4) | |||||||||||
| Time | 21753733 | 244630 | 1923687 | 1993524 | 1728836 | 1871181 | 1470917 | 2167890 | 1851179 | |||||||||
| (1.1) | (10.8) | (10.1) | (9.6) | (9.4) | (10.2) | (13.7) | (10.3) | |||||||||||
| Cash in hand and Bal.with RBI | 795494 | -819 | -22223 | -174729 | -50693 | -168795 | 130807 | 120746 | -56627 | |||||||||
| (-0.1) | (-2.2) | (-18.0) | (-5.0) | (-17.5) | (17.0) | (13.4) | (-5.5) | |||||||||||
| Cash in hand | 72909 | -5570 | -1285 | -8852 | -7673 | -8966 | 4337 | -828 | -7559 | |||||||||
| (-7.1) | (-1.5) | (-10.8) | (-8.6) | (-11.0) | (5.0) | (-0.9) | (-8.5) | |||||||||||
| Balance with RBI | 722585 | 4751 | -20938 | -165877 | -43021 | -159830 | 126470 | 121575 | -49068 | |||||||||
| (0.7) | (-2.3) | (-18.7) | (-4.6) | (-18.1) | (18.5) | (15.0) | (-5.3) | |||||||||||
| Investments | 6852640 | 44673 | 602365 | 201609 | 544473 | 154713 | 686200 | 691410 | 591369 | |||||||||
| (0.7) | (10.0) | (3.0) | (8.9) | (2.3) | (14.5) | (12.8) | (9.7) | |||||||||||
| Government securities | 6852138 | 44671 | 602667 | 201631 | 544898 | 154840 | 686142 | 691288 | 591689 | |||||||||
| (0.7) | (10.0) | (3.0) | (8.9) | (2.3) | (14.5) | (12.8) | (9.7) | |||||||||||
| Other approved securities | 502 | 1 | -302 | -22 | -425 | -128 | 58 | 122 | -319 | |||||||||
| (0.2) | (-36.6) | (-4.2) | (-44.8) | (-20.3) | (7.5) | (14.8) | (-33.6) | |||||||||||
| Bank credit | 20432107 | 299742 | 1775845 | 2442128 | 1557816 | 2188135 | 1783921 | 2756928 | 1811809 | |||||||||
| (1.5) | (11.0) | (13.6) | (9.5) | (12.0) | (15.0) | (20.2) | (11.0) | |||||||||||
| Food credit | 85306 | -2863 | 6946 | 37858 | 24367 | 48775 | -35105 | 3175 | 13450 | |||||||||
| (-3.2) | (17.1) | (79.8) | (105.6) | (133.5) | (-63.8) | (15.9) | (58.3) | |||||||||||
| Non-food Credit | 20346801 | 302605 | 1768898 | 2404270 | 1533448 | 2139360 | 1819027 | 2753753 | 1798358 | |||||||||
| (1.5) | (10.9) | (13.4) | (9.3) | (11.7) | (15.4) | (20.2) | (11.0) | |||||||||||
| memo items | ||||||||||||||||||
| Cash-Deposit Ratio | 3.2 | -0.3 | -1.1 | -7.0 | -2.8 | -7.7 | 8.3 | 5.0 | -2.7 | |||||||||
| Investment-Deposit Ratio | 27.7 | 16.3 | 29.0 | 8.1 | 30.1 | 7.1 | 43.5 | 28.4 | 28.1 | |||||||||
| Credit-Deposit Ratio | 82.5 | 109.4 | 85.4 | 98.1 | 86.1 | 99.8 | 113.0 | 113.4 | 86.1 | |||||||||
| Figures in brackets are percentage variations over the specified or the comparable period of previous year | ||||||||||||||||||
| Our online database `EPWRF India Time Series’, covers as many as 44 vital statistics on the Indian economy. | ||||||||||||||||||
| These statistics can be accessed through our website http://www.epwrfits.in. | ||||||||||||||||||