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Table 6.3: Scheduled Commercial Banks: Business In India           (Rupees crore)
  Outstanding Variation over
  as on Month over the year Fiscal Year so far Full Fiscal Year 
  18-Apr-25 2023 2024 2024-25 2025-26 2022-23 2023-24 2024-25  
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
Aggregate Deposits 22860857 285875 2441585 2107463 278168 280256 1578601 2431312 2105375
    (1.3) (13.3) (10.2) (1.4) (1.2) (9.6) (13.5) (10.3)
    Demand  2637202 -55457 322930 175256 18093 -60846 107683 263423 254195
    (-2.1) (15.1) (7.1) (0.7) (-2.3) (5.2) (12.1) (10.4)
    Time  20223655 341332 2118655 1932207 260074 341103 1470917 2167891 1851178
    (1.7) (13.1) (10.6) (1.4) (1.7) (10.2) (13.7) (10.3)
Cash in hand and Bal.with RBI 990981 26692 109049 -53575 23640 26692 130807 120746 -56627
    (2.8) (11.7) (-5.1) (2.3) (2.8) (17.0) (13.4) (-5.5)
    Cash in hand 81713 -161 3026 -18608 10888 -162 4337 -829 -7558
    (-0.2) (3.1) (-18.5) (12.2) (-0.2) (5.0) (-0.9) (-8.5)
    Balance with RBI 909269 26854 106023 -34967 12753 26854 126470 121575 -49068
    (3.0) (12.6) (-3.7) (1.4) (3.0) (18.5) (15.0) (-5.3)
Investments 6692608 -5320 702725 544397 41652 -5320 686200 691411 591369
    (-0.1) (12.9) (8.9) (0.7) (-0.1) (14.5) (12.8) (9.7)
    Government securities 6691992 -5306 702422 544891 41491 -5306 686142 691289 591688
    (-0.1) (12.9) (8.9) (0.7) (-0.1) (14.5) (12.8) (9.7)
    Other approved securities 616 -14 303 -494 161 -14 58 122 -319
    (-2.2) (37.5) (-44.5) (17.0) (-2.2) (7.5) (14.8) (-33.6)
Bank credit 18186759 -57177 2632350 1694963 59632 -57213 1783921 2756929 1811808
    (-0.3) (19.0) (10.3) (0.4) (-0.3) (15.0) (20.2) (11.0)
    Food credit 32126 -4405 -3202 14036 -4991 -4406 -35105 3175 13451
    (-12.1) (-15.0) (77.6) (-21.6) (-12.1) (-63.8) (15.9) (58.3)
    Non-food Credit 18154634 -52770 2635552 1680927 64623 -52808 1819027 2753754 1798358
    (-0.3) (19.0) (10.2) (0.4) (-0.3) (15.4) (20.2) (11.0)
memo items                  
Cash-Deposit Ratio 4.3 9.3 4.5 -2.5 8.5 9.5 8.3 5.0 -2.7
Investment-Deposit Ratio 29.3 -1.9 28.8 25.8 15.0 -1.9 43.5 28.4 28.1
Credit-Deposit Ratio 79.6 -20.0 107.8 80.4 21.4 -20.4 113.0 113.4 86.1
Figures in brackets are percentage variations over the specified or the comparable period of previous year
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