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Table 6.3: Scheduled
Commercial Banks: Business In India |
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(Rupees crore) |
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Outstanding |
Variation over |
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as on |
Month |
over the year |
Fiscal Year
so far |
Full Fiscal Year |
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|
30-May-25 |
2023 |
2024 |
2024-25 |
2025-26 |
2022-23 |
2023-24 |
2024-25 |
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|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
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Aggregate Deposits |
23172560 |
139142 |
2383772 |
2085354 |
611980 |
591959 |
1578601 |
2431312 |
2105375 |
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(0.6) |
(12.7) |
(9.9) |
(3.0) |
(2.6) |
(9.6) |
(13.5) |
(10.3) |
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Demand |
2988914 |
70718 |
322930 |
482421 |
62640 |
290865 |
107683 |
263423 |
254196 |
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(2.4) |
(14.8) |
(19.2) |
(2.6) |
(10.8) |
(5.2) |
(12.1) |
(10.4) |
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Time |
20183646 |
68423 |
2060842 |
1602933 |
549340 |
301094 |
1470917 |
2167890 |
1851179 |
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(0.3) |
(12.5) |
(8.6) |
(3.0) |
(1.5) |
(10.2) |
(13.7) |
(10.3) |
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Cash in hand and Bal.with RBI |
1043265 |
24462 |
69872 |
1261 |
21089 |
78976 |
130807 |
120745 |
-56626 |
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(2.4) |
(7.2) |
(0.1) |
(2.1) |
(8.2) |
(17.0) |
(13.4) |
(-5.5) |
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Cash in hand |
87179 |
1446 |
-28995 |
-3716 |
1462 |
5305 |
4337 |
-829 |
-7559 |
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(1.7) |
(-24.2) |
(-4.1) |
(1.6) |
(6.5) |
(5.0) |
(-0.9) |
(-8.5) |
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Balance with RBI |
956086 |
23016 |
98866 |
4977 |
19627 |
73672 |
126470 |
121574 |
-49068 |
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(2.5) |
(11.6) |
(0.5) |
(2.1) |
(8.3) |
(18.5) |
(15.0) |
(-5.3) |
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Investments |
6706717 |
-6804 |
575750 |
523215 |
76944 |
8789 |
686200 |
691410 |
591370 |
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(-0.1) |
(10.3) |
(8.5) |
(1.3) |
(0.1) |
(14.5) |
(12.8) |
(9.7) |
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Government
securities |
6706169 |
-6738 |
575535 |
523696 |
76863 |
8871 |
686142 |
691289 |
591688 |
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(-0.1) |
(10.3) |
(8.5) |
(1.3) |
(0.1) |
(14.5) |
(12.8) |
(9.7) |
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Other approved
securities |
548 |
-66 |
215 |
-481 |
81 |
-81 |
58 |
121 |
-319 |
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(-10.7) |
(26.4) |
(-46.7) |
(8.5) |
(-12.9) |
(7.5) |
(14.6) |
(-33.6) |
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Bank credit |
18287597 |
1284 |
2773187 |
1504715 |
350718 |
43624 |
1783921 |
2756929 |
1811809 |
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(0.0) |
(19.8) |
(9.0) |
(2.1) |
(0.2) |
(15.0) |
(20.2) |
(11.0) |
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Food credit |
70581 |
8135 |
3506 |
30322 |
17178 |
34050 |
-35105 |
3175 |
13450 |
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(13.0) |
(9.5) |
(75.3) |
(74.4) |
(93.2) |
(-63.8) |
(15.9) |
(58.3) |
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Non-food Credit |
18217016 |
-6851 |
2769681 |
1474393 |
333540 |
9575 |
1819027 |
2753753 |
1798358 |
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(-0.0) |
(19.8) |
(8.8) |
(2.0) |
(0.1) |
(15.4) |
(20.2) |
(11.0) |
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memo items |
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Cash-Deposit Ratio |
4.5 |
17.6 |
2.9 |
0.1 |
3.4 |
13.3 |
8.3 |
5.0 |
-2.7 |
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Investment-Deposit Ratio |
28.9 |
-4.9 |
24.2 |
25.1 |
12.6 |
1.5 |
43.5 |
28.4 |
28.1 |
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Credit-Deposit Ratio |
78.9 |
0.9 |
116.3 |
72.2 |
57.3 |
7.4 |
113.0 |
113.4 |
86.1 |
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Figures in
brackets are percentage variations over the specified or the comparable
period of previous year |
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Our
online database `EPWRF India Time Series’, covers as many as 42 vital
statistics on the Indian economy. |
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These statistics can be accessed through our website
http://www.epwrfits.in. |
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