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Table 6.3: Scheduled Commercial Banks: Business In India         (Rupees crore)
  Outstanding Variation over
  as on Month over the year Fiscal Year so far Full Fiscal Year 
  30-May-25 2023 2024 2024-25 2025-26 2022-23 2023-24 2024-25  
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
Aggregate Deposits 23172560 139142 2383772 2085354 611980 591959 1578601 2431312 2105375
    (0.6) (12.7) (9.9) (3.0) (2.6) (9.6) (13.5) (10.3)
    Demand  2988914 70718 322930 482421 62640 290865 107683 263423 254196
    (2.4) (14.8) (19.2) (2.6) (10.8) (5.2) (12.1) (10.4)
    Time  20183646 68423 2060842 1602933 549340 301094 1470917 2167890 1851179
    (0.3) (12.5) (8.6) (3.0) (1.5) (10.2) (13.7) (10.3)
Cash in hand and Bal.with RBI 1043265 24462 69872 1261 21089 78976 130807 120745 -56626
    (2.4) (7.2) (0.1) (2.1) (8.2) (17.0) (13.4) (-5.5)
    Cash in hand 87179 1446 -28995 -3716 1462 5305 4337 -829 -7559
    (1.7) (-24.2) (-4.1) (1.6) (6.5) (5.0) (-0.9) (-8.5)
    Balance with RBI 956086 23016 98866 4977 19627 73672 126470 121574 -49068
    (2.5) (11.6) (0.5) (2.1) (8.3) (18.5) (15.0) (-5.3)
Investments 6706717 -6804 575750 523215 76944 8789 686200 691410 591370
    (-0.1) (10.3) (8.5) (1.3) (0.1) (14.5) (12.8) (9.7)
    Government securities 6706169 -6738 575535 523696 76863 8871 686142 691289 591688
    (-0.1) (10.3) (8.5) (1.3) (0.1) (14.5) (12.8) (9.7)
    Other approved securities 548 -66 215 -481 81 -81 58 121 -319
    (-10.7) (26.4) (-46.7) (8.5) (-12.9) (7.5) (14.6) (-33.6)
Bank credit 18287597 1284 2773187 1504715 350718 43624 1783921 2756929 1811809
    (0.0) (19.8) (9.0) (2.1) (0.2) (15.0) (20.2) (11.0)
    Food credit 70581 8135 3506 30322 17178 34050 -35105 3175 13450
    (13.0) (9.5) (75.3) (74.4) (93.2) (-63.8) (15.9) (58.3)
    Non-food Credit 18217016 -6851 2769681 1474393 333540 9575 1819027 2753753 1798358
    (-0.0) (19.8) (8.8) (2.0) (0.1) (15.4) (20.2) (11.0)
memo items                  
Cash-Deposit Ratio 4.5 17.6 2.9 0.1 3.4 13.3 8.3 5.0 -2.7
Investment-Deposit Ratio 28.9 -4.9 24.2 25.1 12.6 1.5 43.5 28.4 28.1
Credit-Deposit Ratio 78.9 0.9 116.3 72.2 57.3 7.4 113.0 113.4 86.1
Figures in brackets are percentage variations over the specified or the comparable period of previous year
Our online database `EPWRF India Time Series’, covers as many as 42 vital statistics on the Indian economy.
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