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Table 6.3: Scheduled
Commercial Banks: Business In India |
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(Rupees crore) |
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Outstanding |
Variation over |
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as on |
Month |
over the year |
Fiscal Year
so far |
Full Fiscal Year |
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|
10-Jan-25 |
2022 |
2023 |
2023-24 |
2024-25 |
2021-22 |
2022-23 |
2023-24 |
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|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
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Aggregate Deposits |
22150249 |
82531 |
2310060 |
2165414 |
1940921 |
1675023 |
1351801 |
1578601 |
2431312 |
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(0.4) |
(13.1) |
(10.8) |
(10.8) |
(8.2) |
(8.9) |
(9.6) |
(13.5) |
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Demand |
2478194 |
-125515 |
189777 |
212793 |
84970 |
34341 |
211554 |
107684 |
263422 |
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(-4.8) |
(9.1) |
(9.4) |
(3.9) |
(1.4) |
(11.4) |
(5.2) |
(12.1) |
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Time |
19672055 |
208046 |
2120284 |
1952621 |
1855952 |
1640682 |
1140246 |
1470916 |
2167891 |
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(1.1) |
(13.6) |
(11.0) |
(11.7) |
(9.1) |
(8.6) |
(10.2) |
(13.7) |
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Cash in hand and Bal.with RBI |
1008834 |
-61316 |
99121 |
2591 |
106073 |
-12082 |
135922 |
130807 |
120746 |
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(-5.7) |
(10.9) |
(0.3) |
(11.8) |
(-1.2) |
(21.5) |
(17.0) |
(13.4) |
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Cash in hand |
78233 |
-5745 |
-19286 |
-8699 |
-3331 |
-11200 |
-4823 |
4338 |
-830 |
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(-6.8) |
(-18.2) |
(-10.0) |
(-3.7) |
(-12.5) |
(-5.3) |
(5.0) |
(-0.9) |
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Balance with RBI |
930602 |
-55570 |
118407 |
11290 |
109404 |
-881 |
140745 |
126470 |
121575 |
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(-5.6) |
(14.8) |
(1.2) |
(13.5) |
(-0.1) |
(25.9) |
(18.5) |
(15.0) |
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Investments |
6619827 |
62970 |
805830 |
613534 |
591145 |
513269 |
266422 |
686200 |
691410 |
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(1.0) |
(15.5) |
(10.2) |
(10.9) |
(8.4) |
(6.0) |
(14.5) |
(12.8) |
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Government
securities |
6619314 |
62961 |
805956 |
613748 |
591244 |
513705 |
266547 |
686143 |
691287 |
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(1.0) |
(15.5) |
(10.2) |
(10.9) |
(8.4) |
(6.0) |
(14.5) |
(12.8) |
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Other approved
securities |
513 |
9 |
-126 |
-214 |
-99 |
-436 |
-124 |
57 |
123 |
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(1.8) |
(-14.8) |
(-29.4) |
(-12.0) |
(-45.9) |
(-13.9) |
(7.4) |
(14.9) |
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Bank credit |
17801605 |
213936 |
2693167 |
1831679 |
2294690 |
1369441 |
1044026 |
1783922 |
2756928 |
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(1.2) |
(20.3) |
(11.5) |
(16.8) |
(8.3) |
(9.6) |
(15.0) |
(20.2) |
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Food credit |
57723 |
5416 |
-8686 |
13755 |
24063 |
34642 |
-6244 |
-35106 |
3176 |
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(10.4) |
(-16.5) |
(31.3) |
(120.9) |
(150.1) |
(-10.2) |
(-63.8) |
(16.0) |
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Non-food Credit |
17743882 |
208520 |
2701852 |
1817924 |
2270628 |
1334799 |
1050269 |
1819027 |
2753753 |
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(1.2) |
(20.4) |
(11.4) |
(16.6) |
(8.1) |
(9.7) |
(15.4) |
(20.2) |
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memo items |
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Cash-Deposit Ratio |
4.6 |
-74.3 |
4.3 |
0.1 |
5.5 |
-0.7 |
10.1 |
8.3 |
5.0 |
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Investment-Deposit Ratio |
29.9 |
76.3 |
34.9 |
28.3 |
30.5 |
30.6 |
19.7 |
43.5 |
28.4 |
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Credit-Deposit Ratio |
80.4 |
259.2 |
116.6 |
84.6 |
118.2 |
81.8 |
77.2 |
113.0 |
113.4 |
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Figures in
brackets are percentage variations over the specified or the comparable
period of previous year |
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Our
online database `EPWRF India Time Series’, covers as many as 39 vital
statistics on the Indian economy. |
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These statistics can be accessed through our website
http://www.epwrfits.in. |
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