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Table 6.3: Scheduled
Commercial Banks: Business In India |
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(Rupees crore) |
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Outstanding |
Variation over |
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as on |
Month |
over the year |
Fiscal Year
so far |
Full Fiscal Year |
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|
13-Dec-24 |
2022 |
2023 |
2023-24 |
2024-25 |
2021-22 |
2022-23 |
2023-24 |
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|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
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Aggregate Deposits |
22067718 |
213700 |
2437177 |
2276161 |
1747643 |
1592491 |
1351801 |
1578601 |
2431313 |
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(1.0) |
(14.0) |
(11.5) |
(9.7) |
(7.8) |
(8.9) |
(9.6) |
(13.5) |
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Demand |
2603709 |
90049 |
287072 |
284206 |
139073 |
159856 |
211554 |
107683 |
263423 |
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|
(3.6) |
(14.1) |
(12.3) |
(6.4) |
(6.5) |
(11.4) |
(5.2) |
(12.1) |
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Time |
19464009 |
123651 |
2150106 |
1991956 |
1608570 |
1432636 |
1140246 |
1470917 |
2167890 |
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(0.6) |
(14.0) |
(11.4) |
(10.1) |
(7.9) |
(8.6) |
(10.2) |
(13.7) |
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Cash in hand and Bal.with RBI |
1070150 |
-32099 |
108301 |
49316 |
120664 |
49234 |
135922 |
130807 |
120746 |
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(-2.9) |
(11.9) |
(4.8) |
(13.4) |
(4.8) |
(21.5) |
(17.0) |
(13.4) |
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Cash in hand |
83978 |
-9821 |
-17173 |
-455 |
-5830 |
-5455 |
-4823 |
4338 |
-830 |
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(-10.5) |
(-16.9) |
(-0.5) |
(-6.5) |
(-6.1) |
(-5.3) |
(5.0) |
(-0.9) |
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Balance with RBI |
986172 |
-22278 |
125474 |
49771 |
126494 |
54690 |
140745 |
126469 |
121575 |
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(-2.2) |
(15.5) |
(5.3) |
(15.6) |
(5.9) |
(25.9) |
(18.5) |
(15.0) |
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Investments |
6556857 |
66918 |
832911 |
596340 |
545369 |
450299 |
266422 |
686200 |
691410 |
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(1.0) |
(16.2) |
(10.0) |
(10.1) |
(7.4) |
(6.0) |
(14.5) |
(12.8) |
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Government
securities |
6556353 |
66994 |
832993 |
596591 |
545440 |
450743 |
266547 |
686143 |
691288 |
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(1.0) |
(16.2) |
(10.0) |
(10.1) |
(7.4) |
(6.0) |
(14.5) |
(12.8) |
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Other approved
securities |
504 |
-76 |
-82 |
-252 |
-70 |
-444 |
-124 |
57 |
122 |
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(-13.1) |
(-9.8) |
(-33.3) |
(-8.5) |
(-46.8) |
(-13.9) |
(7.4) |
(14.8) |
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Bank credit |
17587669 |
225368 |
2625038 |
1808189 |
2104245 |
1155505 |
1044026 |
1783921 |
2756929 |
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(1.3) |
(20.0) |
(11.5) |
(15.4) |
(7.0) |
(9.6) |
(15.0) |
(20.2) |
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Food credit |
52307 |
7150 |
-12075 |
9807 |
22594 |
29226 |
-6244 |
-35105 |
3175 |
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(15.8) |
(-22.1) |
(23.1) |
(113.5) |
(126.6) |
(-10.2) |
(-63.8) |
(15.9) |
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Non-food Credit |
17535362 |
218217 |
2637112 |
1798382 |
2081651 |
1126279 |
1050269 |
1819026 |
2753754 |
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(1.3) |
(20.1) |
(11.4) |
(15.2) |
(6.9) |
(9.7) |
(15.4) |
(20.2) |
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memo items |
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Cash-Deposit Ratio |
4.8 |
-15.0 |
4.4 |
2.2 |
6.9 |
3.1 |
10.1 |
8.3 |
5.0 |
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Investment-Deposit Ratio |
29.7 |
31.3 |
34.2 |
26.2 |
31.2 |
28.3 |
19.7 |
43.5 |
28.4 |
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Credit-Deposit Ratio |
79.7 |
105.5 |
107.7 |
79.4 |
120.4 |
72.6 |
77.2 |
113.0 |
113.4 |
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Figures in
brackets are percentage variations over the specified or the comparable
period of previous year |
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Our
online database `EPWRF India Time Series’, covers as many as 38 vital
statistics on the Indian economy. |
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These statistics can be accessed through our website
http://www.epwrfits.in. |
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