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Table 6.3: Scheduled
Commercial Banks: Business In India |
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(Rupees crore) |
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Outstanding |
Variation over |
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as on |
Month |
over the year |
Fiscal Year
so far |
Full Fiscal Year |
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|
24-Jan-25 |
2022 |
2023 |
2023-24 |
2024-25 |
2021-22 |
2022-23 |
2023-24 |
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|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
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Aggregate Deposits |
22128932 |
65800 |
2339724 |
2069780 |
2015238 |
1653705 |
1351801 |
1578601 |
2431313 |
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(0.3) |
(13.2) |
(10.3) |
(11.2) |
(8.1) |
(8.9) |
(9.6) |
(13.5) |
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Demand |
2512914 |
-57185 |
198268 |
157899 |
174584 |
69061 |
211554 |
107684 |
263422 |
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(-2.2) |
(9.2) |
(6.7) |
(8.0) |
(2.8) |
(11.4) |
(5.2) |
(12.1) |
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Time |
19616018 |
122985 |
2141456 |
1911880 |
1840654 |
1584644 |
1140246 |
1470918 |
2167890 |
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(0.6) |
(13.8) |
(10.8) |
(11.6) |
(8.8) |
(8.6) |
(10.2) |
(13.7) |
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Cash in hand and Bal.with RBI |
974706 |
-53988 |
93901 |
-43198 |
117735 |
-46209 |
135922 |
130806 |
120746 |
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(-5.2) |
(10.2) |
(-4.2) |
(13.1) |
(-4.5) |
(21.5) |
(17.0) |
(13.4) |
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Cash in hand |
84812 |
-4455 |
-26335 |
715 |
-6166 |
-4621 |
-4823 |
4338 |
-830 |
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(-5.0) |
(-23.8) |
(0.9) |
(-6.8) |
(-5.2) |
(-5.3) |
(5.0) |
(-0.9) |
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Balance with RBI |
889895 |
-49533 |
120235 |
-43914 |
123901 |
-41588 |
140745 |
126470 |
121575 |
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(-5.3) |
(14.8) |
(-4.7) |
(15.3) |
(-4.5) |
(25.9) |
(18.5) |
(15.0) |
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Investments |
6635526 |
40651 |
779548 |
661358 |
559020 |
528968 |
266422 |
686200 |
691410 |
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(0.6) |
(15.0) |
(11.1) |
(10.3) |
(8.7) |
(6.0) |
(14.5) |
(12.8) |
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Government
securities |
6635022 |
40645 |
779594 |
661661 |
559040 |
529413 |
266547 |
686142 |
691288 |
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(0.6) |
(15.0) |
(11.1) |
(10.3) |
(8.7) |
(6.0) |
(14.5) |
(12.8) |
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Other approved
securities |
504 |
6 |
-46 |
-303 |
-20 |
-445 |
-124 |
58 |
122 |
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(1.2) |
(-5.4) |
(-37.5) |
(-2.4) |
(-46.9) |
(-13.9) |
(7.5) |
(14.8) |
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Bank credit |
17874756 |
131883 |
2706056 |
1831164 |
2368356 |
1442592 |
1044026 |
1783922 |
2756928 |
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(0.7) |
(20.3) |
(11.4) |
(17.3) |
(8.8) |
(9.6) |
(15.0) |
(20.2) |
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Food credit |
56179 |
40 |
-4547 |
10560 |
25713 |
33098 |
-6244 |
-35105 |
3175 |
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(0.1) |
(-9.1) |
(23.1) |
(129.2) |
(143.4) |
(-10.2) |
(-63.8) |
(15.9) |
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Non-food Credit |
17818577 |
131843 |
2710602 |
1820604 |
2342643 |
1409494 |
1050269 |
1819027 |
2753753 |
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(0.7) |
(20.4) |
(11.4) |
(17.2) |
(8.6) |
(9.7) |
(15.4) |
(20.2) |
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memo items |
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Cash-Deposit Ratio |
4.4 |
-82.0 |
4.0 |
-2.1 |
5.8 |
-2.8 |
10.1 |
8.3 |
5.0 |
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Investment-Deposit Ratio |
30.0 |
61.8 |
33.3 |
32.0 |
27.7 |
32.0 |
19.7 |
43.5 |
28.4 |
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Credit-Deposit Ratio |
80.8 |
200.4 |
115.7 |
88.5 |
117.5 |
87.2 |
77.2 |
113.0 |
113.4 |
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Figures in
brackets are percentage variations over the specified or the comparable
period of previous year |
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Our
online database `EPWRF India Time Series’, covers as many as 39 vital
statistics on the Indian economy. |
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These statistics can be accessed through our website
http://www.epwrfits.in. |
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