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Table 6.3: Scheduled Commercial Banks: Business In India           (Rupees crore)
  Outstanding Variation over
  as on Month over the year Fiscal Year so far Full Fiscal Year 
  15-Feb-26 2023 2024 2024-25 2025-26 2022-23 2023-24 2024-25
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
Aggregate Deposits 24773901 274007 2079475 2489596 1809078 2193300 1578601 2431313 2105374
    (1.1) (10.3) (11.2) (8.8) (9.7) (9.6) (13.5) (10.3)
    Demand  3020168 29376 155788 496073 80242 322119 107683 263423 254196
    (1.0) (6.6) (19.7) (3.3) (11.9) (5.2) (12.1) (10.4)
    Time  21753733 244630 1923687 1993524 1728836 1871181 1470917 2167890 1851179
    (1.1) (10.8) (10.1) (9.6) (9.4) (10.2) (13.7) (10.3)
Cash in hand and Bal.with RBI 795494 -819 -22223 -174729 -50693 -168795 130807 120746 -56627
    (-0.1) (-2.2) (-18.0) (-5.0) (-17.5) (17.0) (13.4) (-5.5)
    Cash in hand 72909 -5570 -1285 -8852 -7673 -8966 4337 -828 -7559
    (-7.1) (-1.5) (-10.8) (-8.6) (-11.0) (5.0) (-0.9) (-8.5)
    Balance with RBI 722585 4751 -20938 -165877 -43021 -159830 126470 121575 -49068
    (0.7) (-2.3) (-18.7) (-4.6) (-18.1) (18.5) (15.0) (-5.3)
Investments 6852640 44673 602365 201609 544473 154713 686200 691410 591369
    (0.7) (10.0) (3.0) (8.9) (2.3) (14.5) (12.8) (9.7)
    Government securities 6852138 44671 602667 201631 544898 154840 686142 691288 591689
    (0.7) (10.0) (3.0) (8.9) (2.3) (14.5) (12.8) (9.7)
    Other approved securities 502 1 -302 -22 -425 -128 58 122 -319
    (0.2) (-36.6) (-4.2) (-44.8) (-20.3) (7.5) (14.8) (-33.6)
Bank credit 20432107 299742 1775845 2442128 1557816 2188135 1783921 2756928 1811809
    (1.5) (11.0) (13.6) (9.5) (12.0) (15.0) (20.2) (11.0)
    Food credit 85306 -2863 6946 37858 24367 48775 -35105 3175 13450
    (-3.2) (17.1) (79.8) (105.6) (133.5) (-63.8) (15.9) (58.3)
    Non-food Credit 20346801 302605 1768898 2404270 1533448 2139360 1819027 2753753 1798358
    (1.5) (10.9) (13.4) (9.3) (11.7) (15.4) (20.2) (11.0)
memo items                  
Cash-Deposit Ratio 3.2 -0.3 -1.1 -7.0 -2.8 -7.7 8.3 5.0 -2.7
Investment-Deposit Ratio 27.7 16.3 29.0 8.1 30.1 7.1 43.5 28.4 28.1
Credit-Deposit Ratio 82.5 109.4 85.4 98.1 86.1 99.8 113.0 113.4 86.1
Figures in brackets are percentage variations over the specified or the comparable period of previous year
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