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Table 6.3: Scheduled
Commercial Banks: Business In India |
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(Rupees crore) |
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Outstanding |
Variation over |
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as on |
Month |
over the year |
Fiscal Year
so far |
Full Fiscal Year |
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18-Apr-25 |
2023 |
2024 |
2024-25 |
2025-26 |
2022-23 |
2023-24 |
2024-25 |
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|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
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Aggregate Deposits |
22860857 |
285875 |
2441585 |
2107463 |
278168 |
280256 |
1578601 |
2431312 |
2105375 |
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(1.3) |
(13.3) |
(10.2) |
(1.4) |
(1.2) |
(9.6) |
(13.5) |
(10.3) |
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Demand |
2637202 |
-55457 |
322930 |
175256 |
18093 |
-60846 |
107683 |
263423 |
254195 |
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(-2.1) |
(15.1) |
(7.1) |
(0.7) |
(-2.3) |
(5.2) |
(12.1) |
(10.4) |
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Time |
20223655 |
341332 |
2118655 |
1932207 |
260074 |
341103 |
1470917 |
2167891 |
1851178 |
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(1.7) |
(13.1) |
(10.6) |
(1.4) |
(1.7) |
(10.2) |
(13.7) |
(10.3) |
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Cash in hand and Bal.with RBI |
990981 |
26692 |
109049 |
-53575 |
23640 |
26692 |
130807 |
120746 |
-56627 |
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(2.8) |
(11.7) |
(-5.1) |
(2.3) |
(2.8) |
(17.0) |
(13.4) |
(-5.5) |
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Cash in hand |
81713 |
-161 |
3026 |
-18608 |
10888 |
-162 |
4337 |
-829 |
-7558 |
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(-0.2) |
(3.1) |
(-18.5) |
(12.2) |
(-0.2) |
(5.0) |
(-0.9) |
(-8.5) |
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Balance with RBI |
909269 |
26854 |
106023 |
-34967 |
12753 |
26854 |
126470 |
121575 |
-49068 |
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(3.0) |
(12.6) |
(-3.7) |
(1.4) |
(3.0) |
(18.5) |
(15.0) |
(-5.3) |
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Investments |
6692608 |
-5320 |
702725 |
544397 |
41652 |
-5320 |
686200 |
691411 |
591369 |
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(-0.1) |
(12.9) |
(8.9) |
(0.7) |
(-0.1) |
(14.5) |
(12.8) |
(9.7) |
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Government
securities |
6691992 |
-5306 |
702422 |
544891 |
41491 |
-5306 |
686142 |
691289 |
591688 |
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(-0.1) |
(12.9) |
(8.9) |
(0.7) |
(-0.1) |
(14.5) |
(12.8) |
(9.7) |
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Other approved
securities |
616 |
-14 |
303 |
-494 |
161 |
-14 |
58 |
122 |
-319 |
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(-2.2) |
(37.5) |
(-44.5) |
(17.0) |
(-2.2) |
(7.5) |
(14.8) |
(-33.6) |
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Bank credit |
18186759 |
-57177 |
2632350 |
1694963 |
59632 |
-57213 |
1783921 |
2756929 |
1811808 |
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(-0.3) |
(19.0) |
(10.3) |
(0.4) |
(-0.3) |
(15.0) |
(20.2) |
(11.0) |
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Food credit |
32126 |
-4405 |
-3202 |
14036 |
-4991 |
-4406 |
-35105 |
3175 |
13451 |
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(-12.1) |
(-15.0) |
(77.6) |
(-21.6) |
(-12.1) |
(-63.8) |
(15.9) |
(58.3) |
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Non-food Credit |
18154634 |
-52770 |
2635552 |
1680927 |
64623 |
-52808 |
1819027 |
2753754 |
1798358 |
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(-0.3) |
(19.0) |
(10.2) |
(0.4) |
(-0.3) |
(15.4) |
(20.2) |
(11.0) |
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memo items |
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Cash-Deposit Ratio |
4.3 |
9.3 |
4.5 |
-2.5 |
8.5 |
9.5 |
8.3 |
5.0 |
-2.7 |
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Investment-Deposit Ratio |
29.3 |
-1.9 |
28.8 |
25.8 |
15.0 |
-1.9 |
43.5 |
28.4 |
28.1 |
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Credit-Deposit Ratio |
79.6 |
-20.0 |
107.8 |
80.4 |
21.4 |
-20.4 |
113.0 |
113.4 |
86.1 |
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Figures in
brackets are percentage variations over the specified or the comparable
period of previous year |
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Our
online database `EPWRF India Time Series’, covers as many as 42 vital
statistics on the Indian economy. |
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These statistics can be accessed through our website
http://www.epwrfits.in. |
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