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Table 6.3: Scheduled Commercial Banks: Business In India           (Rupees crore)
  Outstanding Variation over
  as on Month over the year Fiscal Year so far Full Fiscal Year 
  31-Mar-26 2023 2024 2024-25 2025-26 2022-23 2023-24 2024-25
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
Aggregate Deposits 26230486 1040305 2114585 3114793 2105375 3649885 1578601 2966404 1570283
    (4.1) (10.1) (13.5) (10.0) (16.2) (9.6) (16.4) (7.5)
    Demand  3688145 466772 187382 906911 254196 990097 107683 346608 171010
    (14.5) (7.2) (32.6) (10.1) (36.7) (5.2) (15.9) (6.8)
    Time  22542340 573532 1927202 2207882 1851179 2659788 1470917 2619796 1399273
    (2.6) (10.5) (10.9) (10.0) (13.4) (10.2) (16.5) (7.6)
Cash in hand and Bal.with RBI 843155 20356 -13785 -164602 -56627 -121134 130807 164214 -100095
    (2.5) (-1.3) (-16.3) (-5.3) (-12.6) (17.0) (18.2) (-9.4)
    Cash in hand 87403 10408 -11809 9984 -7559 5529 4337 -5284 -3104
    (13.5) (-13.2) (12.9) (-8.9) (6.8) (5.0) (-5.9) (-3.7)
    Balance with RBI 755751 9947 -1975 -174585 -49068 -126663 126470 169496 -96990
    (1.3) (-0.2) (-18.8) (-5.0) (-14.4) (18.5) (20.9) (-9.9)
Investments 6960920 15153 508448 296530 591370 262992 686200 657872 624908
    (0.2) (8.3) (4.4) (9.7) (3.9) (14.5) (12.1) (10.3)
    Government securities 6960431 15165 508802 296818 591689 263133 686142 657603 625374
    (0.2) (8.3) (4.5) (9.7) (3.9) (14.5) (12.1) (10.3)
    Other approved securities 489 -13 -354 -288 -319 -141 58 269 -466
    (-2.6) (-31.3) (-37.1) (-29.1) (-22.4) (7.5) (32.5) (-42.5)
Bank credit 21361435 607357 1816914 2959351 1811808 3117462 1783921 2915041 1653697
    (2.9) (11.0) (16.1) (10.9) (17.1) (15.0) (21.3) (10.0)
    Food credit 70271 -12372 8149 40915 13450 33740 -35105 -4000 20625
    (-15.0) (38.4) (139.4) (84.6) (92.4) (-63.8) (-20.1) (129.7)
    Non-food Credit 21291163 619728 1808765 2918437 1798358 3083722 1819027 2919038 1633073
    (3.0) (10.9) (15.9) (10.9) (16.9) (15.4) (21.4) (9.9)
memo items                  
Cash-Deposit Ratio 3.2 2.0 -0.7 -5.3 -2.7 -3.3 8.3 5.5 -6.4
Investment-Deposit Ratio 26.5 1.5 24.0 9.5 28.1 7.2 43.5 22.2 39.8
Credit-Deposit Ratio 81.4 58.4 85.9 95.0 86.1 85.4 113.0 98.3 105.3
Figures in brackets are percentage variations over the specified or the comparable period of previous year
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