| Table 2: Operations of Scheduled Commercial Banks |
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| Scheduled
Commercial Banks |
Outstand- |
Financial year variation |
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ing as on |
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Mar 18,05 |
2004-05 |
2003-04 |
2002-03 |
2001-02 |
2000-01 |
1999-00 |
1998-99 |
1997-98 |
1996-97 |
1995-96 |
| Aggregate deposits |
1719947 |
215531 |
223563 |
177493 |
140742 |
149273 |
99320 |
115540 |
92886 |
71780 |
46960 |
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|
(14.3) |
(17.5) |
(16.1) |
(14.6) |
(18.4) |
(13.9) |
(19.3) |
(18.4) |
(16.5) |
(12.1) |
| Excl:RIB, IMD,merger and |
1673455 |
211962 |
253918 |
147822 |
140742 |
123611 |
99320 |
97595 |
92886 |
71780 |
46960 |
| conversion |
|
(14.5) |
(21.0) |
(13.9) |
(15.3) |
(15.5) |
(14.3) |
(16.3) |
(18.4) |
(16.5) |
(12.1) |
| Demand deposits |
263817 |
38795 |
54733 |
17241 |
10496 |
15186 |
9943 |
14910 |
11903 |
9996 |
3711 |
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(17.2) |
(32.1) |
(11.3) |
(7.4) |
(11.9) |
(8.5) |
(14.5) |
(13.1) |
(12.4) |
(4.8) |
| Time deposits |
1456130 |
176737 |
168830 |
160251 |
130246 |
134088 |
89376 |
100630 |
80983 |
61784 |
43249 |
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(13.8) |
(15.2) |
(16.9) |
(15.9) |
(19.5) |
(15.0) |
(20.3) |
(19.5) |
(17.5) |
(14.0) |
| Excl:RIB, IMD,merger and |
1409638 |
173168 |
199185 |
130580 |
130246 |
108426 |
89376 |
82685 |
80983 |
61784 |
43249 |
| conversion |
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(14.0) |
(19.2) |
(14.4) |
(16.8) |
(16.2) |
(15.4) |
(16.7) |
(19.5) |
(17.5) |
(14.0) |
| Investments |
743063 |
65475 |
130042 |
109277 |
68110 |
61215 |
54349 |
35890 |
28191 |
25732 |
15529 |
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(9.7) |
(23.7) |
(24.9) |
(18.4) |
(19.8) |
(21.3) |
(16.4) |
(14.8) |
(15.6) |
(10.4) |
| Excl:conversion |
730870 |
53282 |
130042 |
109277 |
68110 |
61215 |
54349 |
35890 |
28191 |
25732 |
15529 |
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(7.9) |
(23.7) |
(24.9) |
(18.4) |
(19.8) |
(21.3) |
(16.4) |
(14.8) |
(15.6) |
(10.4) |
| Bank credit |
1092091 |
251306 |
111570 |
139492 |
78289 |
75476 |
67121 |
44758 |
45678 |
24386 |
42455 |
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(29.9) |
(15.3) |
(23.7) |
(15.3) |
(17.3) |
(18.2) |
(13.8) |
(16.4) |
(9.6) |
(20.1) |
| Food credit |
41121 |
5159 |
-13518 |
-4498 |
13987 |
14300 |
8875 |
4331 |
4888 |
-2194 |
-2484 |
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(14.3) |
-(27.3) |
-(8.3) |
(35.0) |
(55.7) |
(52.8) |
(34.7) |
(64.3) |
-(22.4) |
-(20.2) |
| Non-food credit |
1050970 |
246146 |
125088 |
143991 |
64302 |
61176 |
58246 |
40427 |
40789 |
26581 |
44938 |
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(30.6) |
(18.4) |
(26.9) |
(13.6) |
(14.9) |
(16.5) |
(13.0) |
(15.1) |
(10.9) |
(22.5) |
| Excluding merger and conversion |
973693 |
213464 |
125088 |
99396 |
64302 |
61176 |
58246 |
40427 |
40789 |
26581 |
44938 |
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(28.1) |
(19.7) |
(18.6) |
(15.1) |
(16.7) |
(18.9) |
(15.1) |
(18.0) |
(13.3) |
(29.1) |
| Credit-deposit ratio |
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| End-period |
63.5 |
55.9 |
56.9 |
53.4 |
53.1 |
53.6 |
51.7 |
54.1 |
55.1 |
58.6 |
54.7 |
| Incremental |
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116.6 |
49.9 |
78.6 |
55.6 |
50.6 |
67.6 |
38.7 |
49.2 |
34.0 |
90.4 |
| Investment-deposit ratio |
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| End-period |
43.2 |
45.0 |
42.7 |
39.7 |
38.5 |
38.0 |
35.7 |
36.5 |
37.7 |
38.0 |
38.6 |
| Incremental |
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30.4 |
58.2 |
61.6 |
48.4 |
41.0 |
54.7 |
31.1 |
30.4 |
35.8 |
33.1 |
| Note:
Scheduled commercial Banks' data are as on last reporting Friday |
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na : Not available |
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| * Data for 2004-05 and 2003-04 are
taken from Source 3 mentioned below and for the ramaining years it is the
difference between the 'Money Stock Measures' |
| data and 'Monetary Survey' data
of the RBI Bulletin. |
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| Sources:1.
RBI(2005), Weekly Statistical Supplement April 23 and
April 9.
2. RBI (2005),RBI Bulletin, April and
various issues. |
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| 3. RBI (2005), Macroeconomic and
Monetary Developments in 2004-05 (April 28). |
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