Table 5 : All-India Debt and Investment Survey - Incidence of Indebtedness
Debt Asset Ratio  as on 30-06-2002 by Assets Holding Class - State and Regionwise
State/Region		Assets Holding Class ( ' 000)
		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	all-hhs
Debt Asset Ratio- Urban
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		14.8	5.3	6.8	2.6	4.4	2.1	3.1	1.7	2.1	1.0	1.4
Haryana		22.0	8.8	18.7	4.0	7.3	2.1	8.3	2.3	1.8	1.3	1.9
Himachal Pradesh		1.6	0.2	2.2	0.1	7.6	1.8	0.8	1.9	4.6	6.0	5.1
Jammu and Kashmir		0.7	0.0	0.2	0.5	0.0	1.0	0.0	0.1	0.5	0.4	0.4
Punjab		15.4	3.2	4.2	3.0	2.8	1.6	1.4	3.8	2.4	1.4	1.8
Rajasthan		58.0	23.1	8.8	2.4	4.3	3.0	3.1	1.4	3.3	0.9	1.9
Delhi		1.3	0.2	0.0	1.2	0.3	0.0	0.4	0.0	0.2	0.3	0.3
Chandigarh		0.0	1.4	0.3	1.0	2.7	2.3	1.1	0.5	1.9	1.4	1.4
North-Eastern Region		4.1	3.3	1.6	1.0	1.7	0.5	0.5	0.5	0.4	0.9	0.8
Arunachal Pradesh		1.6	0.0	0.7	0.7	0.0	0.1	0.1	0.4	0.0	0.0	0.2
Assam		6.3	3.6	1.1	1.3	2.4	0.6	0.1	0.2	0.3	1.2	0.8
Manipur		1.2	0.0	2.5	0.6	0.7	0.2	0.9	0.5	0.2	0.6	0.5
Meghalaya		0.1	0.0	0.0	0.1	0.0	0.0	0.1	0.7	0.4	0.2	0.2
Mizoram		0.2	2.7	1.7	1.2	1.5	0.6	2.0	1.4	2.3	1.5	1.6
Nagaland		0.0	0.0	0.9	0.0	0.4	1.8	0.1	0.5	0.1	0.0	0.1
Tripura		1.8	6.6	6.1	0.7	1.1	0.6	1.4	1.3	0.8	3.2	1.9
Eastern Region		16.1	7.0	4.7	4.9	2.8	2.1	3.0	2.7	2.1	2.1	2.4
Bihar		13.9	4.2	4.6	1.6	1.1	1.5	1.0	1.6	0.7	0.3	0.8
Jharkhand		3.4	1.0	0.3	2.3	2.8	1.7	2.7	1.1	1.7	2.1	1.9
Orissa		11.9	3.5	3.7	7.6	5.6	4.5	7.5	4.7	5.2	5.1	5.4
Sikkim		0.2	0.4	6.4	1.8	2.5	7.0	1.2	3.6	8.8	1.5	2.4
West Bengal		21.3	9.7	6.4	6.1	2.8	1.8	2.5	3.1	2.1	2.1	2.5
A & N Island		3.1	1.2	4.7	1.4	3.0	0.4	0.8	0.7	0.8	1.0	1.0
Central Region		24.8	10.5	4.6	2.7	3.5	1.8	2.2	1.0	2.6	1.4	1.8
Chattisgarh		19.8	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Madhya Pradesh		10.2	14.4	5.8	2.7	4.7	2.3	5.7	1.3	6.0	2.7	3.4
Uttranchal		0.8	33.1	2.8	1.1	1.6	0.6	0.2	0.3	0.9	1.2	1.0
Uttar Pradesh		34.1	10.0	4.7	3.2	3.3	1.8	1.3	1.0	1.1	0.7	1.2
Western Region		18.4	7.8	4.8	4.9	4.1	3.7	3.5	3.6	4.9	3.4	3.5
Goa		0.1	0.2	4.4	1.8	3.4	0.6	1.8	2.1	3.4	2.4	2.5
Gujarat		28.6	7.1	5.9	4.2	4.2	4.8	2.8	2.9	4.2	3.1	3.4
Maharashtra		14.7	8.1	4.3	5.3	4.1	3.2	3.8	3.9	5.2	3.0	3.6
Dadra & Nagar Haveli		44.3	0.0	0.4	1.0	0.0	0.6	0.2	0.7	1.3	3.5	2.0
Daman & Diu		8.2	1.5	5.8	3.1	1.4	1.4	0.0	8.5	0.5	1.8	1.6
Southern Region		43.7	28.5	15.1	9.8	5.9	6.3	5.7	5.5	4.2	3.0	4.1
Andhra Pradesh		67.7	35.3	20.8	14.0	7.8	6.2	5.4	6.5	4.5	4.5	5.6
Karnataka		15.8	7.4	7.7	5.5	3.7	4.7	3.0	4.4	4.0	2.0	2.8
Kerala		51.5	116.1	33.1	9.9	6.3	9.6	9.1	5.9	4.4	2.7	3.7
Tamil Nadu		35.4	28.4	13.2	9.0	5.5	5.9	5.8	4.9	4.0	2.2	3.7
Lakshadweep		0.0	0.0	0.0	0.0	26.7	0.0	0.0	1.2	1.3	1.0	1.1
Pondicherry		100.2	8.0	24.1	7.1	4.9	16.5	6.7	6.0	5.7	9.3	8.9
All-India		27.2	15.8	8.3	5.6	4.2	3.4	3.5	3.0	3.4	2.2	2.8
Note : Total or aggregate values are worked out by using estimated number of households and the respective ratios given in Table 4
(pps A-24 to A-59) of NSSO Report No 500 (59/18.2/1).
Source : NSSO (2005), Household Assets and Liabilities in India as on 30-06-2002.All-India Debt and Investment Survey,
(NSS Fifty-Ninth Round : January-December 2003).