| Table 2 : Number of household ( in 00) reporting Cash loans outstanding as on 30-06-2002 from | ||||||||||
| All Credit Agencies | ||||||||||
| Rural | Urban | Rural+ | ||||||||
| State/Region | Cultivator | Non- | All | Self | Others | All | Urban | |||
| Cultivator | Households | Employed | Households | |||||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |||
| Northern Region | 31637 | 10599 | 42223 | 3506 | 4869 | 8370 | 50593 | |||
| Haryana | 5875 | 2730 | 8594 | 861 | 1080 | 1939 | 10533 | |||
| Himachal Pradesh | 1612 | 213 | 1827 | 53 | 103 | 155 | 1982 | |||
| Jammu and Kashmir | 351 | 26 | 374 | 74 | 87 | 162 | 536 | |||
| Punjab | 4571 | 3107 | 7676 | 841 | 1298 | 2139 | 9815 | |||
| Rajasthan | 19228 | 4523 | 23752 | 1400 | 2210 | 3615 | 27367 | |||
| Delhi | 0 | 0 | 0 | 276 | 92 | 360 | 360 | |||
| North-Eastern Region | 1751 | 1376 | 3139 | 128 | 181 | 309 | 3448 | |||
| Assam | 1751 | 1376 | 3139 | 128 | 181 | 309 | 3448 | |||
| Eastern Region | 49878 | 24035 | 73949 | 4118 | 7002 | 11091 | 85040 | |||
| Bihar | 15894 | 9612 | 25516 | 689 | 680 | 1376 | 26892 | |||
| Jharkhand | 3617 | 810 | 4431 | 136 | 480 | 618 | 5049 | |||
| Orissa | 13364 | 4113 | 17463 | 704 | 1325 | 1999 | 19462 | |||
| West Bengal | 17002 | 9500 | 26539 | 2589 | 4517 | 7098 | 33637 | |||
| Central Region | 66343 | 17845 | 84165 | 6332 | 8233 | 14565 | 98730 | |||
| Chattisgarh | 6292 | 878 | 7186 | 299 | 580 | 882 | 8068 | |||
| Madhya Pradesh | 19706 | 4782 | 24522 | 1570 | 3750 | 5322 | 29844 | |||
| Uttranchal | 345 | 311 | 661 | 52 | 158 | 210 | 871 | |||
| Uttar Pradesh | 39999 | 11874 | 51796 | 4411 | 3744 | 8151 | 59947 | |||
| Western Region | 36516 | 13567 | 50069 | 6732 | 14659 | 21420 | 71489 | |||
| Gujarat | 11950 | 5641 | 17580 | 2867 | 4702 | 7576 | 25156 | |||
| Maharashtra | 24566 | 7926 | 32489 | 3865 | 9956 | 13844 | 46333 | |||
| Southern Region | 74832 | 61520 | 136304 | 14863 | 27119 | 42019 | 178323 | |||
| Andhra Pradesh | 33040 | 27223 | 60253 | 5310 | 9797 | 15118 | 75371 | |||
| Karnataka | 15697 | 6161 | 21864 | 2098 | 4352 | 6453 | 28317 | |||
| Kerala | 10627 | 9037 | 19654 | 2369 | 4137 | 6510 | 26164 | |||
| Tamil Nadu | 15468 | 19099 | 34533 | 5087 | 8834 | 13938 | 48471 | |||
| All-India | 262042 | 129979 | 391898 | 35907 | 63002 | 98870 | 490768 | |||
| Incidence of Indebtedness (IOI in per cent)- All Credit Agencies | ||||||||||
| Northern Region | 30.1 | 21.8 | 27.4 | 11.4 | 10.1 | 10.6 | 21.7 | |||
| Haryana | 31.7 | 21.1 | 27.3 | 17.6 | 14.9 | 16.0 | 24.2 | |||
| Himachal Pradesh | 17.9 | 7.2 | 15.3 | 11.6 | 9.5 | 10.1 | 14.7 | |||
| Jammu and Kashmir | 3.8 | 2.2 | 3.6 | 4.6 | 5.4 | 5.0 | 3.9 | |||
| Punjab | 28.5 | 22.5 | 25.7 | 11.6 | 14.3 | 13.1 | 21.3 | |||
| Rajasthan | 36.7 | 25.4 | 33.8 | 17.1 | 16.1 | 16.5 | 29.7 | |||
| Delhi | 0.0 | 0.0 | 0.0 | 3.3 | 0.6 | 1.5 | 1.5 | |||
| North-Eastern Region | 6.7 | 8.9 | 7.5 | 5.3 | 6.6 | 6.0 | 7.4 | |||
| Assam | 6.7 | 8.9 | 7.5 | 5.3 | 6.6 | 6.0 | 7.4 | |||
| Eastern Region | 23.7 | 18.3 | 21.7 | 13.7 | 15.3 | 14.6 | 20.4 | |||
| Bihar | 22.5 | 20.8 | 21.8 | 9.5 | 9.5 | 9.5 | 20.5 | |||
| Jharkhand | 12.9 | 9.2 | 12.0 | 5.3 | 7.0 | 6.6 | 10.9 | |||
| Orissa | 31.3 | 17.5 | 26.4 | 19.9 | 19.2 | 19.2 | 25.4 | |||
| West Bengal | 24.7 | 18.0 | 21.8 | 15.6 | 18.2 | 17.1 | 20.6 | |||
| Central Region | 25.1 | 17.9 | 23.1 | 14.2 | 14.3 | 14.2 | 21.2 | |||
| Chattisgarh | 23.0 | 9.8 | 19.8 | 17.2 | 11.8 | 13.2 | 18.8 | |||
| Madhya Pradesh | 31.7 | 15.0 | 26.1 | 14.9 | 19.2 | 17.7 | 24.0 | |||
| Uttranchal | 3.9 | 10.0 | 5.5 | 4.4 | 8.3 | 6.8 | 5.8 | |||
| Uttar Pradesh | 24.1 | 21.4 | 23.4 | 14.1 | 12.0 | 13.0 | 21.1 | |||
| Western Region | 36.4 | 16.9 | 27.7 | 17.4 | 17.0 | 17.2 | 23.4 | |||
| Gujarat | 33.9 | 20.7 | 28.1 | 21.8 | 21.2 | 21.4 | 25.7 | |||
| Maharashtra | 37.8 | 14.9 | 27.5 | 15.2 | 15.6 | 15.5 | 22.3 | |||
| Southern Region | 45.5 | 29.6 | 36.6 | 29.4 | 25.4 | 26.7 | 33.6 | |||
| Andhra Pradesh | 54.0 | 33.5 | 42.3 | 30.8 | 29.3 | 29.8 | 39.0 | |||
| Karnataka | 39.1 | 20.7 | 31.3 | 19.8 | 18.0 | 18.6 | 27.1 | |||
| Kerala | 42.9 | 35.9 | 39.4 | 41.1 | 35.4 | 37.3 | 38.8 | |||
| Tamil Nadu | 40.3 | 26.6 | 31.3 | 30.0 | 23.5 | 25.5 | 29.4 | |||
| All-India | 29.7 | 21.8 | 26.5 | 17.9 | 17.8 | 17.8 | 24.1 | |||
| Note: Regional data are not comprehensive or covers allstates/Uts with in a region. Available states | ||||||||||
| data are put tpgether after estimating the actual figures from the ratio published by NSSO in their | ||||||||||
| report No.501 (59/18.2/2) pp A 123 to A 144.Also data do not tally to total due to rounding off | ||||||||||
| at every stage in the source. | ||||||||||
| Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, | ||||||||||
| All-India Debt and Investment Survey, NSS 59th Round (January-December 2003), | ||||||||||
| Report No.501 (59/18.2/2) | ||||||||||