| Table 5 : Number of households ( ' 00 ) reporting Cash loans outstanding as on 30-06-2002 from | ||||||||
| Government | ||||||||
| Rural | Urban | Rural+ | ||||||
| State/Region | Cultivator | Non- | All | Self | Others | All | Urban | |
| Cultivator | Households | Employed | Households | |||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
| Northern Region | 235 | 154 | 374 | 134 | 556 | 686 | 1060 | |
| Haryana | 37 | 104 | 141 | 83 | 123 | 206 | 347 | |
| Himachal Pradesh | 45 | 18 | 63 | 0 | 36 | 36 | 99 | |
| Jammu and Kashmir | 0 | 1 | 3 | 2 | 13 | 15 | 18 | |
| Punjab | 48 | 14 | 59 | 0 | 245 | 250 | 309 | |
| Rajasthan | 105 | 18 | 108 | 49 | 124 | 168 | 276 | |
| Delhi | 0 | 0 | 0 | 0 | 15 | 11 | 11 | |
| North-Eastern Region | 78 | 46 | 126 | 0 | 8 | 8 | 134 | |
| Assam | 78 | 46 | 126 | 0 | 8 | 8 | 134 | |
| Eastern Region | 3131 | 1479 | 4668 | 57 | 996 | 1045 | 5713 | |
| Bihar | 283 | 139 | 433 | 7 | 21 | 28 | 461 | |
| Jharkhand | 449 | 97 | 559 | 0 | 75 | 77 | 636 | |
| Orissa | 128 | 188 | 324 | 0 | 428 | 425 | 749 | |
| West Bengal | 2272 | 1056 | 3352 | 50 | 472 | 515 | 3867 | |
| Central Region | 1577 | 281 | 1857 | 96 | 783 | 873 | 2730 | |
| Chattisgarh | 137 | 27 | 149 | 2 | 98 | 101 | 250 | |
| Madhya Pradesh | 435 | 32 | 491 | 32 | 527 | 553 | 1044 | |
| Uttranchal | 9 | 0 | 5 | 0 | 32 | 33 | 38 | |
| Uttar Pradesh | 996 | 222 | 1212 | 63 | 125 | 186 | 1398 | |
| Western Region | 696 | 432 | 1135 | 127 | 519 | 698 | 1833 | |
| Gujarat | 176 | 273 | 446 | 0 | 200 | 266 | 712 | |
| Maharashtra | 520 | 160 | 689 | 127 | 319 | 432 | 1121 | |
| Southern Region | 1647 | 1949 | 3550 | 440 | 1883 | 2330 | 5880 | |
| Andhra Pradesh | 428 | 569 | 977 | 172 | 535 | 720 | 1697 | |
| Karnataka | 281 | 119 | 399 | 0 | 169 | 181 | 580 | |
| Kerala | 669 | 831 | 1507 | 115 | 502 | 611 | 2118 | |
| Tamil Nadu | 269 | 431 | 667 | 153 | 677 | 818 | 1485 | |
| All-India | 7058 | 4174 | 11863 | 1003 | 4955 | 5758 | 17621 | |
| Incidence of Indebtedness (IOI in per cent) Government | ||||||||
| Northern Region | 0.22 | 0.32 | 0.24 | 0.44 | 1.16 | 0.87 | 0.46 | |
| Haryana | 0.20 | 0.80 | 0.45 | 1.70 | 1.70 | 1.70 | 0.80 | |
| Himachal Pradesh | 0.50 | 0.60 | 0.53 | 0.10 | 3.30 | 2.35 | 0.73 | |
| Jammu and Kashmir | 0.00 | 0.10 | 0.03 | 0.10 | 0.80 | 0.47 | 0.13 | |
| Punjab | 0.30 | 0.10 | 0.20 | 0.00 | 2.70 | 1.53 | 0.67 | |
| Rajasthan | 0.20 | 0.10 | 0.15 | 0.60 | 0.90 | 0.77 | 0.30 | |
| Delhi | 0.00 | 0.10 | 0.05 | 0.05 | ||||
| North-Eastern Region | 0.30 | 0.30 | 0.30 | 0.00 | 0.30 | 0.15 | 0.29 | |
| Assam | 0.30 | 0.30 | 0.30 | 0.00 | 0.30 | 0.15 | 0.29 | |
| Eastern Region | 1.49 | 1.13 | 1.37 | 0.19 | 2.18 | 1.38 | 1.37 | |
| Bihar | 0.40 | 0.30 | 0.37 | 0.10 | 0.30 | 0.19 | 0.35 | |
| Jharkhand | 1.60 | 1.10 | 1.52 | 0.00 | 1.10 | 0.82 | 1.37 | |
| Orissa | 0.30 | 0.80 | 0.49 | 0.00 | 6.20 | 4.07 | 0.98 | |
| West Bengal | 3.30 | 2.00 | 2.76 | 0.30 | 1.90 | 1.24 | 2.37 | |
| Central Region | 0.60 | 0.28 | 0.51 | 0.21 | 1.36 | 0.85 | 0.59 | |
| Chattisgarh | 0.50 | 0.30 | 0.41 | 0.10 | 2.00 | 1.52 | 0.58 | |
| Madhya Pradesh | 0.70 | 0.10 | 0.52 | 0.30 | 2.70 | 1.84 | 0.84 | |
| Uttranchal | 0.10 | 0.00 | 0.04 | 0.00 | 1.70 | 1.07 | 0.25 | |
| Uttar Pradesh | 0.60 | 0.40 | 0.55 | 0.20 | 0.40 | 0.30 | 0.49 | |
| Western Region | 0.69 | 0.54 | 0.63 | 0.33 | 0.60 | 0.56 | 0.60 | |
| Gujarat | 0.50 | 1.00 | 0.71 | 0.00 | 0.90 | 0.75 | 0.73 | |
| Maharashtra | 0.80 | 0.30 | 0.58 | 0.50 | 0.50 | 0.48 | 0.54 | |
| Southern Region | 1.00 | 0.94 | 0.95 | 0.87 | 1.76 | 1.48 | 1.11 | |
| Andhra Pradesh | 0.70 | 0.70 | 0.69 | 1.00 | 1.60 | 1.42 | 0.88 | |
| Karnataka | 0.70 | 0.40 | 0.57 | 0.00 | 0.70 | 0.52 | 0.55 | |
| Kerala | 2.70 | 3.30 | 3.02 | 2.00 | 4.30 | 3.50 | 3.14 | |
| Tamil Nadu | 0.70 | 0.60 | 0.61 | 0.90 | 1.80 | 1.50 | 0.90 | |
| All-India | 0.80 | 0.70 | 0.80 | 0.50 | 1.40 | 1.04 | 0.87 | |
| Note: Regional data are not comprehensive or covers allstates/Uts with in a region. Available states | ||||||||
| data are put tpgether after estimating the actual figures from the ratio published by NSSO in their | ||||||||
| report No.501 (59/18.2/2) pp A 123 to A 144.Also data do not tally to total due to rounding off | ||||||||
| at every stage in the source. | ||||||||
| Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, | ||||||||
| All-India Debt and Investment Survey, NSS 59th Round (January-December 2003), | ||||||||
| Report No.501 (59/18.2/2) | ||||||||