| Table 2: Relative Importance of Institutional and Non-Institutional Credit Agencies as on 30-06-2002 (Amount in Rs.crore) | |||||||||||||||||||
| State/Region | Rural | Urban | Rural +Urban | ||||||||||||||||
| Institutional | Non-Institutional | All | Institutional | Non-Institutional | All | Institutional | Non-Institutional | All | |||||||||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | ||||||||||
| Northern Region | 8116 | (45.1) | 9879 | (54.9) | 17998 | (100.0) | 3978 | (64.8) | 2147 | (35.0) | 6134 | (100.0) | 12094 | (50.1) | 12025 | (49.8) | 24133 | (100.0) | |
| Haryana | 1941 | (49.9) | 1945 | (50.0) | 3890 | (100.0) | 884 | (56.3) | 686 | (43.7) | 1569 | (100.0) | 2824 | (51.7) | 2631 | (48.2) | 5459 | (100.0) | |
| Himachal Pradesh | 458 | (73.7) | 163 | (26.3) | 621 | (100.0) | 385 | (96.6) | 4 | (1.0) | 398 | (100.0) | 843 | (82.6) | 167 | (16.4) | 1020 | (100.0) | |
| Jammu and Kashmir | 84 | (72.7) | 32 | (27.3) | 116 | (100.0) | 138 | (96.9) | 4 | (3.1) | 143 | (100.0) | 223 | (86.0) | 36 | (14.0) | 259 | (100.0) | |
| Punjab | 2778 | (56.4) | 2148 | (43.6) | 4926 | (100.0) | 1283 | (76.3) | 399 | (23.7) | 1682 | (100.0) | 4061 | (61.5) | 2546 | (38.5) | 6607 | (100.0) | |
| Rajasthan | 2855 | (33.8) | 5591 | (66.2) | 8446 | (100.0) | 1035 | (51.7) | 967 | (48.3) | 2001 | (100.0) | 3889 | (37.2) | 6558 | (62.8) | 10447 | (100.0) | |
| Delhi | 0 | 0 | 0 | 253 | (74.3) | 88 | (25.7) | 341 | (100.0) | 253 | (74.3) | 88 | (25.7) | 341 | (100.0) | ||||
| North-Eastern Region | 155 | (57.9) | 113 | (42.1) | 268 | (100.0) | 91 | (82.5) | 19 | (17.5) | 110 | (100.0) | 246 | (65.1) | 132 | (34.9) | 378 | (100.0) | |
| Assam | 155 | (57.9) | 113 | (42.1) | 268 | (100.0) | 91 | (82.5) | 19 | (17.5) | 110 | (100.0) | 246 | (65.1) | 132 | (34.9) | 378 | (100.0) | |
| Eastern Region | 5958 | (58.5) | 4226 | (41.5) | 10185 | (100.0) | 5295 | (76.8) | 1598 | (23.2) | 6893 | (100.0) | 11254 | (65.9) | 5824 | (34.1) | 17078 | (100.0) | |
| Bihar | 1276 | (36.5) | 2220 | (63.5) | 3497 | (100.0) | 1108 | (64.6) | 607 | (35.4) | 1716 | (100.0) | 2385 | (45.7) | 2828 | (54.3) | 5212 | (100.0) | |
| Jharkhand | 292 | (70.5) | 122 | (29.5) | 414 | (100.0) | 392 | (90.6) | 41 | (9.4) | 432 | (100.0) | 684 | (80.8) | 163 | (19.2) | 847 | (100.0) | |
| Orissa | 1768 | (74.0) | 621 | (26.0) | 2389 | (100.0) | 1302 | (93.1) | 97 | (6.9) | 1399 | (100.0) | 3070 | (81.1) | 718 | (18.9) | 3788 | (100.0) | |
| West Bengal | 2622 | (67.5) | 1262 | (32.5) | 3884 | (100.0) | 2493 | (74.5) | 853 | (25.5) | 3346 | (100.0) | 5115 | (70.7) | 2116 | (29.3) | 7231 | (100.0) | |
| Central Region | 12526 | (58.9) | 8732 | (41.1) | 21257 | (100.0) | 5962 | (75.2) | 1969 | (24.8) | 7931 | (100.0) | 18488 | (63.3) | 10701 | (36.7) | 29189 | (100.0) | |
| Chattisgarh | 1217 | (85.2) | 211 | (14.8) | 1428 | (100.0) | 501 | (85.5) | 85 | (14.5) | 586 | (100.0) | 1718 | (85.3) | 296 | (14.7) | 2015 | (100.0) | |
| Madhya Pradesh | 4969 | (58.5) | 3525 | (41.5) | 8493 | (100.0) | 3794 | (83.8) | 733 | (16.2) | 4527 | (100.0) | 8763 | (67.3) | 4258 | (32.7) | 13021 | (100.0) | |
| Uttranchal | 78 | (58.6) | 55 | (41.4) | 133 | (100.0) | 124 | (89.5) | 15 | (10.5) | 138 | (100.0) | 202 | (74.3) | 70 | (25.7) | 271 | (100.0) | |
| Uttar Pradesh | 6262 | (55.9) | 4940 | (44.1) | 11203 | (100.0) | 1543 | (57.6) | 1136 | (42.4) | 2679 | (100.0) | 7806 | (56.2) | 6076 | (43.8) | 13882 | (100.0) | |
| Western Region | 15362 | (78.2) | 4289 | (21.8) | 19652 | (100.0) | 16448 | (86.0) | 2673 | (14.0) | 19120 | (100.0) | 31810 | (82.0) | 6962 | (18.0) | 38772 | (100.0) | |
| Gujarat | 4961 | (67.3) | 2411 | (32.7) | 7372 | (100.0) | 4114 | (74.1) | 1438 | (25.9) | 5552 | (100.0) | 9076 | (70.2) | 3849 | (29.8) | 12924 | (100.0) | |
| Maharashtra | 10401 | (84.7) | 1879 | (15.3) | 12280 | (100.0) | 12333 | (90.9) | 1235 | (9.1) | 13568 | (100.0) | 22734 | (88.0) | 3114 | (12.0) | 25848 | (100.0) | |
| Southern Region | 21177 | (50.9) | 20408 | (49.1) | 41585 | (100.0) | 17041 | (67.5) | 8191 | (32.5) | 25232 | (100.0) | 38218 | (57.2) | 28599 | (42.8) | 66817 | (100.0) | |
| Andhra Pradesh | 4118 | (27.3) | 10967 | (72.7) | 15086 | (100.0) | 6031 | (59.8) | 4054 | (40.2) | 10085 | (100.0) | 10149 | (40.3) | 15022 | (59.7) | 25171 | (100.0) | |
| Karnataka | 4287 | (66.7) | 2140 | (33.3) | 6427 | (100.0) | 3047 | (83.1) | 620 | (16.9) | 3666 | (100.0) | 7333 | (72.7) | 2760 | (27.3) | 10093 | (100.0) | |
| Kerala | 7984 | (81.3) | 1836 | (18.7) | 9821 | (100.0) | 4106 | (82.7) | 859 | (17.3) | 4964 | (100.0) | 12090 | (81.8) | 2695 | (18.2) | 14785 | (100.0) | |
| Tamil Nadu | 4787 | (46.7) | 5464 | (53.3) | 10251 | (100.0) | 3858 | (59.2) | 2659 | (40.8) | 6516 | (100.0) | 8645 | (51.6) | 8123 | (48.4) | 16768 | (100.0) | |
| All-India | 63648 | (57.1) | 47820 | (42.9) | 111468 | (100.0) | 49060 | (75.1) | 16266 | (24.9) | 65327 | (100.0) | 112708 | (63.8) | 64086 | (36.2) | 176794 | (100.0) | |
| Note: Figures in round brackets are percentages to state total of particular category and figures in square brackets are percentges to all-India total. | |||||||||||||||||||
| : Regional data are not comprehensive or covers allstates/Uts with in a region. Available states data are put together | |||||||||||||||||||
| after estimating the actual figures from the ratio published by NSSO in their report No.501 (59/18.2/2) pp A-123-144. | |||||||||||||||||||
| Also data do not tally to total due to rounding off at every stage in the source and all India data also includes small states. | |||||||||||||||||||
| Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, Ail-India Debt and Investment Survey | |||||||||||||||||||
| NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2) | |||||||||||||||||||