Table 2 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Rural-Institutional Credit Agencies  (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		10	89	126	184	340	223	397	397	1327	5021	8115
Haryana		9	43	32	79	127	58	100	62	342	1088	1940
Himachal Pradesh		0	0	3	4	19	21	35	37	96	242	458
Jammu and Kashmir		0	0	1	1	1	0	2	13	12	56	84
Punjab		0	0	13	31	16	66	39	44	153	2415	2779
Rajasthan		1	46	77	69	177	79	221	242	724	1220	2854
Delhi		0	0	0	0	0	0	0	0	0	0	0
North-Eastern Region		0	1	4	14	10	8	13	55	44	6	155
Assam		0	1	4	14	10	8	13	55	44	6	155
Eastern Region		111	273	736	624	571	352	490	519	1295	985	5957
Bihar		6	30	126	124	95	49	99	93	238	414	1276
Jharkhand		0	3	38	35	65	18	27	23	50	33	292
Orissa		52	162	296	286	171	135	122	137	193	213	1769
West Bengal		53	77	275	179	240	150	242	266	813	325	2621
Central Region		36	166	356	711	711	808	953	1108	2073	5606	12531
Chattisgarh		3	9	39	83	103	73	57	85	107	659	1217
Madhya Pradesh		7	58	84	229	268	371	266	459	1021	2208	4972
Uttranchal		0	2	4	7	4	1	6	11	17	27	78
Uttar Pradesh		25	97	230	393	336	362	624	554	929	2712	6264
Western Region		37	104	275	443	772	638	1374	2315	2412	7004	15370
Gujarat		1	0	19	50	165	99	267	779	848	2737	4964
Maharashtra		36	104	256	393	608	539	1107	1535	1564	4267	10406
Southern Region		137	143	641	826	1355	1043	2231	2605	4625	7563	21172
Andhra Pradesh		83	63	338	257	483	486	580	524	583	716	4115
Karnataka		3	12	67	83	222	139	412	552	1080	1717	4285
Kerala		41	40	62	201	353	293	735	851	1742	3660	7981
Tamil Nadu		11	28	174	286	297	125	505	678	1219	1469	4791
All-India		336	789	2162	2836	3786	3081	5496	7032	11855	26225	63610
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		3.0	11.3	5.8	6.5	9.0	7.2	7.2	5.6	11.2	19.1	12.8
Haryana		2.8	5.4	1.5	2.8	3.4	1.9	1.8	0.9	2.9	4.1	3.0
Himachal Pradesh		0.0	0.0	0.1	0.1	0.5	0.7	0.6	0.5	0.8	0.9	0.7
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.2	0.1	0.2	0.1
Punjab		0.0	0.0	0.6	1.1	0.4	2.1	0.7	0.6	1.3	9.2	4.4
Rajasthan		0.2	5.9	3.6	2.4	4.7	2.6	4.0	3.4	6.1	4.7	4.5
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.1	0.2	0.5	0.3	0.2	0.2	0.8	0.4	0.0	0.2
Assam		0.0	0.1	0.2	0.5	0.3	0.2	0.2	0.8	0.4	0.0	0.2
Eastern Region		33.0	34.6	34.0	22.0	15.1	11.4	8.9	7.4	10.9	3.8	9.4
Bihar		1.8	3.9	5.8	4.4	2.5	1.6	1.8	1.3	2.0	1.6	2.0
Jharkhand		0.1	0.4	1.8	1.2	1.7	0.6	0.5	0.3	0.4	0.1	0.5
Orissa		15.5	20.5	13.7	10.1	4.5	4.4	2.2	1.9	1.6	0.8	2.8
West Bengal		15.7	9.8	12.7	6.3	6.3	4.9	4.4	3.8	6.9	1.2	4.1
Central Region		10.6	21.0	16.5	25.1	18.8	26.2	17.3	15.8	17.5	21.4	19.7
Chattisgarh		0.8	1.1	1.8	2.9	2.7	2.4	1.0	1.2	0.9	2.5	1.9
Madhya Pradesh		2.2	7.4	3.9	8.1	7.1	12.1	4.8	6.5	8.6	8.4	7.8
Uttranchal		0.1	0.2	0.2	0.2	0.1	0.0	0.1	0.2	0.1	0.1	0.1
Uttar Pradesh		7.5	12.3	10.6	13.8	8.9	11.7	11.3	7.9	7.8	10.3	9.8
Western Region		11.0	13.2	12.7	15.6	20.4	20.7	25.0	32.9	20.3	26.7	24.2
Gujarat		0.2	0.0	0.9	1.8	4.4	3.2	4.9	11.1	7.2	10.4	7.8
Maharashtra		10.8	13.2	11.8	13.9	16.0	17.5	20.1	21.8	13.2	16.3	16.4
Southern Region		40.8	18.2	29.6	29.1	35.8	33.8	40.6	37.0	39.0	28.8	33.3
Andhra Pradesh		24.6	8.0	15.6	9.1	12.8	15.8	10.5	7.5	4.9	2.7	6.5
Karnataka		0.8	1.5	3.1	2.9	5.9	4.5	7.5	7.9	9.1	6.5	6.7
Kerala		12.2	5.1	2.9	7.1	9.3	9.5	13.4	12.1	14.7	14.0	12.5
Tamil Nadu		3.2	3.5	8.0	10.1	7.9	4.1	9.2	9.6	10.3	5.6	7.5
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.1	1.1	1.6	2.3	4.2	2.7	4.9	4.9	16.4	61.9	100.0
Haryana		0.5	2.2	1.7	4.1	6.5	3.0	5.2	3.2	17.7	56.1	100.0
Himachal Pradesh		0.0	0.0	0.7	0.9	4.2	4.5	7.7	8.0	21.0	52.9	100.0
Jammu and Kashmir		0.0	0.0	0.6	0.8	1.0	0.5	1.9	15.0	14.1	66.2	100.0
Punjab		0.0	0.0	0.5	1.1	0.6	2.4	1.4	1.6	5.5	86.9	100.0
Rajasthan		0.0	1.6	2.7	2.4	6.2	2.8	7.7	8.5	25.3	42.7	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.4	2.8	9.1	6.6	4.9	8.3	35.7	28.1	4.1	100.0
Assam		0.0	0.4	2.8	9.1	6.6	4.9	8.3	35.7	28.1	4.1	100.0
Eastern Region		1.9	4.6	12.4	10.5	9.6	5.9	8.2	8.7	21.7	16.5	100.0
Bihar		0.5	2.4	9.9	9.7	7.5	3.9	7.7	7.3	18.7	32.5	100.0
Jharkhand		0.1	1.2	13.2	12.0	22.3	6.0	9.3	7.8	17.1	11.1	100.0
Orissa		2.9	9.2	16.7	16.2	9.7	7.6	6.9	7.7	10.9	12.1	100.0
West Bengal		2.0	3.0	10.5	6.8	9.2	5.7	9.2	10.2	31.0	12.4	100.0
Central Region		0.3	1.3	2.8	5.7	5.7	6.4	7.6	8.8	16.5	44.7	100.0
Chattisgarh		0.2	0.7	3.2	6.8	8.5	6.0	4.7	7.0	8.8	54.2	100.0
Madhya Pradesh		0.1	1.2	1.7	4.6	5.4	7.5	5.3	9.2	20.5	44.4	100.0
Uttranchal		0.2	2.3	4.7	8.4	5.0	1.4	8.2	13.8	21.4	34.6	100.0
Uttar Pradesh		0.4	1.6	3.7	6.3	5.4	5.8	10.0	8.8	14.8	43.3	100.0
Western Region		0.2	0.7	1.8	2.9	5.0	4.2	8.9	15.1	15.7	45.6	100.0
Gujarat		0.0	0.0	0.4	1.0	3.3	2.0	5.4	15.7	17.1	55.1	100.0
Maharashtra		0.3	1.0	2.5	3.8	5.8	5.2	10.6	14.8	15.0	41.0	100.0
Southern Region		0.6	0.7	3.0	3.9	6.4	4.9	10.5	12.3	21.8	35.7	100.0
Andhra Pradesh		2.0	1.5	8.2	6.2	11.7	11.8	14.1	12.7	14.2	17.4	100.0
Karnataka		0.1	0.3	1.6	1.9	5.2	3.2	9.6	12.9	25.2	40.1	100.0
Kerala		0.5	0.5	0.8	2.5	4.4	3.7	9.2	10.7	21.8	45.9	100.0
Tamil Nadu		0.2	0.6	3.6	6.0	6.2	2.6	10.5	14.1	25.4	30.7	100.0
All-India		0.5	1.2	3.4	4.5	6.0	4.8	8.6	11.1	18.6	41.2	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)