Table 3 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Rural-Co-op Socities/Bank  (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		5	50	32	88	137	98	189	134	400	1852	2986
Haryana		4	38	13	37	73	44	53	27	96	499	884
Himachal Pradesh		0	0	2	3	8	10	13	17	30	72	156
Jammu and Kashmir		0	0	0	0	0	0	0	2	5	5	13
Punjab		0	0	8	22	11	12	13	13	48	805	934
Rajasthan		1	12	9	26	45	32	109	75	221	472	999
Delhi		0	0	0	0	0	0	0	0	0	0	0
North-Eastern Region		0	0	0	0	1	1	6	2	4	1	14
Assam		0	0	0	0	1	1	6	2	4	1	14
Eastern Region		14	76	159	160	252	82	184	181	233	160	1500
Bihar		0	10	12	14	20	6	43	28	39	44	215
Jharkhand		0	0	0	1	5	1	5	3	15	8	39
Orissa		11	54	115	125	68	52	80	75	51	69	701
West Bengal		3	12	32	19	159	23	56	75	128	39	545
Central Region		10	39	90	185	301	336	331	372	807	2052	4523
Chattisgarh		0	0	15	21	57	35	18	54	31	111	341
Madhya Pradesh		4	14	42	77	165	229	107	191	588	1432	2851
Uttranchal		0	0	0	0	0	0	2	3	5	4	16
Uttar Pradesh		6	24	33	87	79	72	204	124	183	504	1316
Western Region		21	72	196	270	607	479	1121	1763	1593	4237	10360
Gujarat		0	0	9	32	72	63	201	679	462	1435	2953
Maharashtra		21	72	187	238	535	417	920	1085	1131	2802	7408
Southern Region		51	39	258	379	723	521	1224	1653	2452	3706	11002
Andhra Pradesh		14	10	119	87	223	194	222	198	333	363	1762
Karnataka		2	4	19	43	131	48	241	363	646	772	2267
Kerala		32	14	36	130	231	207	449	686	1051	1699	4532
Tamil Nadu		4	11	85	118	138	72	312	406	422	871	2440
All-India		101	278	744	1097	2028	1518	3072	4111	5505	12040	30471
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		4.6	18.0	4.3	8.1	6.7	6.5	6.2	3.3	7.3	15.4	9.8
Haryana		3.9	13.7	1.8	3.4	3.6	2.9	1.7	0.7	1.7	4.1	2.9
Himachal Pradesh		0.1	0.0	0.3	0.3	0.4	0.6	0.4	0.4	0.6	0.6	0.5
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.0
Punjab		0.0	0.0	1.1	2.0	0.5	0.8	0.4	0.3	0.9	6.7	3.1
Rajasthan		0.7	4.3	1.2	2.3	2.2	2.1	3.5	1.8	4.0	3.9	3.3
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.0	0.0	0.0	0.0	0.1	0.2	0.0	0.1	0.0	0.0
Assam		0.0	0.0	0.0	0.0	0.0	0.1	0.2	0.0	0.1	0.0	0.0
Eastern Region		14.0	27.4	21.4	14.5	12.4	5.4	6.0	4.4	4.2	1.3	4.9
Bihar		0.0	3.5	1.6	1.3	1.0	0.4	1.4	0.7	0.7	0.4	0.7
Jharkhand		0.0	0.0	0.0	0.1	0.2	0.1	0.2	0.1	0.3	0.1	0.1
Orissa		10.7	19.6	15.4	11.4	3.4	3.4	2.6	1.8	0.9	0.6	2.3
West Bengal		3.3	4.3	4.3	1.7	7.8	1.5	1.8	1.8	2.3	0.3	1.8
Central Region		10.1	13.9	12.1	16.9	14.8	22.1	10.8	9.1	14.7	17.0	14.8
Chattisgarh		0.0	0.2	2.0	1.9	2.8	2.3	0.6	1.3	0.6	0.9	1.1
Madhya Pradesh		3.7	5.2	5.7	7.0	8.1	15.1	3.5	4.7	10.7	11.9	9.4
Uttranchal		0.0	0.0	0.1	0.0	0.0	0.0	0.1	0.1	0.1	0.0	0.1
Uttar Pradesh		6.4	8.5	4.4	7.9	3.9	4.7	6.6	3.0	3.3	4.2	4.3
Western Region		20.6	25.8	26.4	24.6	29.9	31.6	36.5	42.9	28.9	35.2	34.0
Gujarat		0.1	0.0	1.2	2.9	3.5	4.1	6.5	16.5	8.4	11.9	9.7
Maharashtra		20.5	25.8	25.2	21.7	26.4	27.4	29.9	26.4	20.5	23.3	24.3
Southern Region		50.8	14.0	34.7	34.5	35.6	34.3	39.9	40.2	44.5	30.8	36.1
Andhra Pradesh		13.4	3.8	16.1	7.9	11.0	12.8	7.2	4.8	6.0	3.0	5.8
Karnataka		1.9	1.4	2.5	4.0	6.4	3.2	7.8	8.8	11.7	6.4	7.4
Kerala		31.4	4.9	4.8	11.9	11.4	13.7	14.6	16.7	19.1	14.1	14.9
Tamil Nadu		4.1	3.9	11.4	10.8	6.8	4.7	10.2	9.9	7.7	7.2	8.0
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.2	1.7	1.1	3.0	4.6	3.3	6.3	4.5	13.4	62.0	100.0
Haryana		0.4	4.3	1.5	4.2	8.2	5.0	6.0	3.1	10.9	56.4	100.0
Himachal Pradesh		0.0	0.0	1.4	2.2	5.4	6.2	8.5	10.8	19.5	45.8	100.0
Jammu and Kashmir		0.0	0.0	0.0	1.9	0.0	0.0	1.8	15.9	41.2	39.1	100.0
Punjab		0.0	0.0	0.9	2.4	1.1	1.3	1.4	1.4	5.1	86.2	100.0
Rajasthan		0.1	1.2	0.9	2.6	4.5	3.2	10.9	7.5	22.1	47.2	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.0	1.7	0.7	6.1	7.5	40.9	12.5	25.4	4.9	100.0
Assam		0.0	0.0	1.7	0.7	6.1	7.5	40.9	12.5	25.4	4.9	100.0
Eastern Region		0.9	5.1	10.6	10.6	16.8	5.5	12.3	12.1	15.6	10.7	100.0
Bihar		0.0	4.6	5.6	6.4	9.4	2.8	20.0	13.1	18.0	20.5	100.0
Jharkhand		0.0	0.0	0.6	3.4	12.4	2.9	12.9	8.1	38.9	20.9	100.0
Orissa		1.5	7.7	16.4	17.9	9.7	7.4	11.4	10.7	7.3	9.9	100.0
West Bengal		0.6	2.2	5.9	3.5	29.2	4.2	10.3	13.7	23.5	7.1	100.0
Central Region		0.2	0.9	2.0	4.1	6.7	7.4	7.3	8.2	17.9	45.4	100.0
Chattisgarh		0.0	0.1	4.3	6.2	16.6	10.1	5.2	15.8	9.0	32.6	100.0
Madhya Pradesh		0.1	0.5	1.5	2.7	5.8	8.0	3.8	6.7	20.6	50.2	100.0
Uttranchal		0.0	0.2	2.9	0.5	3.0	1.9	14.0	18.5	32.2	26.8	100.0
Uttar Pradesh		0.5	1.8	2.5	6.6	6.0	5.5	15.5	9.4	13.9	38.3	100.0
Western Region		0.2	0.7	1.9	2.6	5.9	4.6	10.8	17.0	15.4	40.9	100.0
Gujarat		0.0	0.0	0.3	1.1	2.4	2.1	6.8	23.0	15.6	48.6	100.0
Maharashtra		0.3	1.0	2.5	3.2	7.2	5.6	12.4	14.6	15.3	37.8	100.0
Southern Region		0.5	0.4	2.3	3.4	6.6	4.7	11.1	15.0	22.3	33.7	100.0
Andhra Pradesh		0.8	0.6	6.8	4.9	12.6	11.0	12.6	11.2	18.9	20.6	100.0
Karnataka		0.1	0.2	0.8	1.9	5.8	2.1	10.6	16.0	28.5	34.1	100.0
Kerala		0.7	0.3	0.8	2.9	5.1	4.6	9.9	15.1	23.2	37.5	100.0
Tamil Nadu		0.2	0.4	3.5	4.8	5.7	2.9	12.8	16.6	17.3	35.7	100.0
All-India		0.3	0.9	2.4	3.6	6.7	5.0	10.1	13.5	18.1	39.5	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)