Table 4 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Rural-Commercial Bank incl.RRBs  (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		6	37	86	89	201	122	203	248	848	2666	4504
Haryana		6	2	13	36	52	13	47	34	243	552	999
Himachal Pradesh		0	0	1	1	10	10	22	12	49	145	250
Jammu and Kashmir		0	0	0	0	1	0	1	11	6	50	71
Punjab		0	0	4	9	5	53	25	30	91	1190	1409
Rajasthan		0	34	68	43	132	45	108	160	458	728	1775
Delhi		0	0	0	0	0	0	0	0	0	0	0
North-Eastern Region		0	0	2	2	7	3	7	32	5	4	62
Assam		0	0	2	2	7	3	7	32	5	4	62
Eastern Region		74	166	466	368	245	195	205	225	678	660	3281
Bihar		5	17	100	102	66	39	52	60	171	333	945
Jharkhand		0	2	28	27	51	11	21	12	17	24	194
Orissa		39	104	151	135	87	78	42	49	26	47	759
West Bengal		30	43	186	103	41	66	91	103	464	256	1382
Central Region		24	105	193	474	360	386	565	684	1166	3250	7209
Chattisgarh		2	7	21	55	39	34	32	26	56	535	808
Madhya Pradesh		3	39	39	138	85	117	144	265	430	759	2020
Uttranchal		0	2	3	6	2	1	3	8	11	23	60
Uttar Pradesh		18	57	129	274	234	234	385	386	669	1933	4321
Western Region		10	31	50	154	75	147	189	455	531	2579	4223
Gujarat		0	0	6	11	18	35	56	62	186	1278	1652
Maharashtra		10	31	44	143	58	112	133	394	344	1301	2571
Southern Region		60	95	330	370	498	366	777	703	1671	3007	7877
Andhra Pradesh		50	48	213	153	253	198	316	226	200	346	2001
Karnataka		0	8	29	37	76	74	159	183	373	921	1860
Kerala		6	27	20	30	70	57	199	101	486	1259	2256
Tamil Nadu		3	13	68	151	100	37	103	194	612	481	1761
All-India		176	443	1136	1469	1391	1226	1968	2368	4942	12205	27321
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		3.1	8.3	7.6	6.0	14.4	9.9	10.3	10.5	17.2	21.8	16.5
Haryana		3.1	0.4	1.1	2.4	3.8	1.1	2.4	1.5	4.9	4.5	3.7
Himachal Pradesh		0.0	0.0	0.1	0.1	0.7	0.8	1.1	0.5	1.0	1.2	0.9
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.1	0.0	0.1	0.4	0.1	0.4	0.3
Punjab		0.0	0.0	0.4	0.6	0.4	4.3	1.3	1.3	1.8	9.8	5.2
Rajasthan		0.0	7.8	6.0	2.9	9.5	3.7	5.5	6.8	9.3	6.0	6.5
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.0	0.2	0.1	0.5	0.3	0.3	1.3	0.1	0.0	0.2
Assam		0.0	0.0	0.2	0.1	0.5	0.3	0.3	1.3	0.1	0.0	0.2
Eastern Region		41.8	37.6	41.0	25.0	17.6	15.9	10.4	9.5	13.7	5.4	12.0
Bihar		2.7	3.7	8.8	7.0	4.8	3.1	2.6	2.6	3.5	2.7	3.5
Jharkhand		0.1	0.6	2.5	1.8	3.7	0.9	1.1	0.5	0.3	0.2	0.7
Orissa		22.0	23.6	13.3	9.2	6.2	6.4	2.1	2.1	0.5	0.4	2.8
West Bengal		16.9	9.7	16.4	7.0	3.0	5.4	4.6	4.3	9.4	2.1	5.1
Central Region		13.7	23.8	17.0	32.3	25.9	31.5	28.7	28.9	23.6	26.6	26.4
Chattisgarh		1.4	1.6	1.9	3.8	2.8	2.7	1.6	1.1	1.1	4.4	3.0
Madhya Pradesh		1.9	8.9	3.4	9.4	6.1	9.6	7.3	11.2	8.7	6.2	7.4
Uttranchal		0.1	0.4	0.3	0.4	0.2	0.1	0.2	0.3	0.2	0.2	0.2
Uttar Pradesh		10.3	12.9	11.4	18.6	16.8	19.1	19.6	16.3	13.5	15.8	15.8
Western Region		5.9	7.0	4.4	10.5	5.4	12.0	9.6	19.2	10.7	21.1	15.5
Gujarat		0.0	0.0	0.5	0.7	1.3	2.8	2.8	2.6	3.8	10.5	6.0
Maharashtra		5.9	7.0	3.9	9.7	4.1	9.1	6.8	16.6	7.0	10.7	9.4
Southern Region		33.9	21.5	29.0	25.2	35.8	29.8	39.5	29.7	33.8	24.6	28.8
Andhra Pradesh		28.6	10.8	18.8	10.4	18.2	16.2	16.1	9.6	4.0	2.8	7.3
Karnataka		0.2	1.8	2.6	2.5	5.5	6.0	8.1	7.7	7.5	7.5	6.8
Kerala		3.2	6.0	1.7	2.1	5.0	4.7	10.1	4.3	9.8	10.3	8.3
Tamil Nadu		1.9	2.9	6.0	10.3	7.2	3.0	5.2	8.2	12.4	3.9	6.4
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.1	0.8	1.9	2.0	4.5	2.7	4.5	5.5	18.8	59.2	100.0
Haryana		0.6	0.2	1.3	3.6	5.2	1.3	4.7	3.4	24.4	55.2	100.0
Himachal Pradesh		0.0	0.0	0.3	0.3	4.1	4.1	8.6	4.9	19.6	58.1	100.0
Jammu and Kashmir		0.0	0.0	0.6	0.4	1.1	0.5	1.9	15.1	9.1	71.1	100.0
Punjab		0.0	0.0	0.3	0.7	0.4	3.8	1.8	2.1	6.5	84.5	100.0
Rajasthan		0.0	1.9	3.8	2.4	7.5	2.5	6.1	9.0	25.8	41.0	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.3	3.7	2.8	10.9	5.2	10.7	51.0	8.0	7.0	100.0
Assam		0.0	0.3	3.7	2.8	11.0	5.2	10.8	51.3	8.0	7.0	100.0
Eastern Region		2.2	5.1	14.2	11.2	7.5	5.9	6.3	6.8	20.7	20.1	100.0
Bihar		0.5	1.8	10.6	10.8	7.0	4.1	5.5	6.4	18.1	35.2	100.0
Jharkhand		0.1	1.3	14.4	13.9	26.2	5.8	10.7	6.2	8.8	12.5	100.0
Orissa		5.1	13.7	19.9	17.8	11.4	10.3	5.5	6.5	3.4	6.2	100.0
West Bengal		2.2	3.1	13.5	7.4	3.0	4.8	6.6	7.4	33.6	18.5	100.0
Central Region		0.3	1.5	2.7	6.6	5.0	5.4	7.8	9.5	16.2	45.1	100.0
Chattisgarh		0.3	0.9	2.7	6.9	4.8	4.2	3.9	3.3	6.9	66.3	100.0
Madhya Pradesh		0.2	1.9	1.9	6.8	4.2	5.8	7.1	13.1	21.3	37.6	100.0
Uttranchal		0.3	2.9	5.3	10.8	3.7	1.3	5.8	12.7	19.2	37.9	100.0
Uttar Pradesh		0.4	1.3	3.0	6.3	5.4	5.4	8.9	8.9	15.5	44.7	100.0
Western Region		0.2	0.7	1.2	3.6	1.8	3.5	4.5	10.8	12.6	61.1	100.0
Gujarat		0.0	0.0	0.4	0.6	1.1	2.1	3.4	3.7	11.3	77.4	100.0
Maharashtra		0.4	1.2	1.7	5.6	2.2	4.4	5.2	15.3	13.4	50.6	100.0
Southern Region		0.8	1.2	4.2	4.7	6.3	4.6	9.9	8.9	21.2	38.2	100.0
Andhra Pradesh		2.5	2.4	10.7	7.6	12.6	9.9	15.8	11.3	10.0	17.3	100.0
Karnataka		0.0	0.4	1.6	2.0	4.1	4.0	8.6	9.8	20.1	49.5	100.0
Kerala		0.3	1.2	0.9	1.3	3.1	2.5	8.8	4.5	21.5	55.8	100.0
Tamil Nadu		0.2	0.7	3.8	8.6	5.7	2.1	5.9	11.0	34.8	27.3	100.0
All-India		0.6	1.6	4.2	5.4	5.1	4.5	7.2	8.7	18.1	44.7	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)