Table 5 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Rural- Non-Institutional Credit Agencies (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		28	115	351	899	1118	758	943	1356	1366	2947	9880
Haryana		4	49	41	211	190	125	83	149	227	869	1947
Himachal Pradesh		1	1	3	29	9	9	16	24	30	42	164
Jammu and Kashmir		0	0	0	2	1	1	5	5	9	8	32
Punjab		3	6	85	211	157	77	136	268	151	1055	2147
Rajasthan		20	59	223	446	761	545	703	911	947	974	5591
Delhi		0	0	0	0	0	0	0	0	0	0	0
North-Eastern Region		4	13	14	32	20	5	9	7	7	2	113
Assam		4	13	14	32	20	5	9	7	7	2	113
Eastern Region		196	298	754	533	723	326	499	395	323	180	4227
Bihar		140	139	506	220	422	164	257	152	161	60	2221
Jharkhand		1	5	16	28	14	4	25	8	2	18	122
Orissa		24	61	102	129	144	57	74	21	2	8	620
West Bengal		32	94	130	155	144	101	144	213	158	94	1264
Central Region		99	324	893	1491	709	793	1374	946	1056	1044	8725
Chattisgarh		1	5	24	25	28	85	19	10	6	9	211
Madhya Pradesh		34	73	138	514	186	363	583	507	572	552	3521
Uttranchal		0	11	2	8	3	2	0	7	18	4	55
Uttar Pradesh		64	236	729	943	492	344	772	423	460	479	4937
Western Region		73	122	405	703	468	244	575	435	634	618	4282
Gujarat		43	92	263	543	298	108	295	302	241	222	2408
Maharashtra		30	31	142	160	170	136	280	134	393	396	1874
Southern Region		862	1077	2295	2791	2826	2088	2464	1818	2336	1860	20413
Andhra Pradesh		670	805	1500	1349	1489	1419	1226	965	1098	452	10971
Karnataka		11	16	87	161	370	211	548	360	239	139	2142
Kerala		28	21	34	207	120	93	152	236	256	697	1840
Tamil Nadu		154	236	673	1074	847	365	538	257	744	571	5460
All-India		1266	1960	4724	6462	5872	4219	5883	4989	5734	6762	47853
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		2.2	5.9	7.4	13.9	19.0	18.0	16.0	27.2	23.8	43.6	20.6
Haryana		0.3	2.5	0.9	3.3	3.2	3.0	1.4	3.0	4.0	12.8	4.1
Himachal Pradesh		0.1	0.1	0.1	0.5	0.1	0.2	0.3	0.5	0.5	0.6	0.3
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.1	0.1	0.2	0.1	0.1
Punjab		0.3	0.3	1.8	3.3	2.7	1.8	2.3	5.4	2.6	15.6	4.5
Rajasthan		1.6	3.0	4.7	6.9	13.0	12.9	12.0	18.3	16.5	14.4	11.7
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.3	0.7	0.3	0.5	0.3	0.1	0.2	0.1	0.1	0.0	0.2
Assam		0.3	0.7	0.3	0.5	0.3	0.1	0.2	0.1	0.1	0.0	0.2
Eastern Region		15.5	15.2	16.0	8.2	12.3	7.7	8.5	7.9	5.6	2.7	8.8
Bihar		11.0	7.1	10.7	3.4	7.2	3.9	4.4	3.1	2.8	0.9	4.6
Jharkhand		0.1	0.2	0.3	0.4	0.2	0.1	0.4	0.2	0.0	0.3	0.3
Orissa		1.9	3.1	2.2	2.0	2.4	1.3	1.3	0.4	0.0	0.1	1.3
West Bengal		2.5	4.8	2.7	2.4	2.4	2.4	2.4	4.3	2.8	1.4	2.6
Central Region		7.8	16.5	18.9	23.1	12.1	18.8	23.4	19.0	18.4	15.4	18.2
Chattisgarh		0.1	0.2	0.5	0.4	0.5	2.0	0.3	0.2	0.1	0.1	0.4
Madhya Pradesh		2.7	3.7	2.9	8.0	3.2	8.6	9.9	10.2	10.0	8.2	7.4
Uttranchal		0.0	0.6	0.1	0.1	0.1	0.0	0.0	0.1	0.3	0.1	0.1
Uttar Pradesh		5.0	12.0	15.4	14.6	8.4	8.1	13.1	8.5	8.0	7.1	10.3
Western Region		5.8	6.2	8.6	10.9	8.0	5.8	9.8	8.7	11.1	9.1	8.9
Gujarat		3.4	4.7	5.6	8.4	5.1	2.6	5.0	6.0	4.2	3.3	5.0
Maharashtra		2.4	1.6	3.0	2.5	2.9	3.2	4.8	2.7	6.9	5.9	3.9
Southern Region		68.1	55.0	48.6	43.2	48.1	49.5	41.9	36.4	40.7	27.5	42.7
Andhra Pradesh		52.9	41.1	31.7	20.9	25.4	33.6	20.8	19.3	19.1	6.7	22.9
Karnataka		0.9	0.8	1.8	2.5	6.3	5.0	9.3	7.2	4.2	2.1	4.5
Kerala		2.2	1.1	0.7	3.2	2.0	2.2	2.6	4.7	4.5	10.3	3.8
Tamil Nadu		12.2	12.0	14.3	16.6	14.4	8.7	9.2	5.2	13.0	8.4	11.4
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.3	1.2	3.6	9.1	11.3	7.7	9.5	13.7	13.8	29.8	100.0
Haryana		0.2	2.5	2.1	10.8	9.7	6.4	4.3	7.6	11.7	44.6	100.0
Himachal Pradesh		0.7	0.8	1.7	17.9	5.4	5.5	9.7	14.6	18.4	25.5	100.0
Jammu and Kashmir		0.1	0.6	0.1	7.0	3.9	2.8	15.3	16.6	29.6	23.8	100.0
Punjab		0.1	0.3	3.9	9.8	7.3	3.6	6.3	12.5	7.1	49.1	100.0
Rajasthan		0.4	1.1	4.0	8.0	13.6	9.8	12.6	16.3	16.9	17.4	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		3.4	11.4	12.5	28.2	17.7	4.8	7.9	6.0	6.6	1.5	100.0
Assam		3.4	11.4	12.5	28.2	17.7	4.8	7.9	6.0	6.6	1.5	100.0
Eastern Region		4.6	7.0	17.8	12.6	17.1	7.7	11.8	9.3	7.6	4.3	100.0
Bihar		6.3	6.2	22.8	9.9	19.0	7.4	11.6	6.9	7.2	2.7	100.0
Jharkhand		0.7	3.9	13.5	23.2	11.3	3.5	20.1	6.6	2.0	15.1	100.0
Orissa		3.9	9.8	16.4	20.8	23.2	9.1	11.9	3.4	0.3	1.2	100.0
West Bengal		2.5	7.4	10.3	12.3	11.4	8.0	11.4	16.9	12.5	7.4	100.0
Central Region		1.1	3.7	10.2	17.1	8.1	9.1	15.8	10.8	12.1	12.0	100.0
Chattisgarh		0.3	2.2	11.6	11.7	13.3	40.2	9.0	4.6	2.8	4.4	100.0
Madhya Pradesh		1.0	2.1	3.9	14.6	5.3	10.3	16.6	14.4	16.2	15.7	100.0
Uttranchal		0.6	19.7	4.5	15.3	5.6	3.0	0.4	12.2	32.0	6.7	100.0
Uttar Pradesh		1.3	4.8	14.8	19.1	10.0	7.0	15.6	8.6	9.3	9.7	100.0
Western Region		1.7	2.9	9.5	16.4	10.9	5.7	13.4	10.2	14.8	14.4	100.0
Gujarat		1.8	3.8	10.9	22.6	12.4	4.5	12.2	12.5	10.0	9.2	100.0
Maharashtra		1.6	1.6	7.6	8.5	9.1	7.2	14.9	7.1	21.0	21.1	100.0
Southern Region		4.2	5.3	11.2	13.7	13.8	10.2	12.1	8.9	11.4	9.1	100.0
Andhra Pradesh		6.1	7.3	13.7	12.3	13.6	12.9	11.2	8.8	10.0	4.1	100.0
Karnataka		0.5	0.7	4.1	7.5	17.3	9.9	25.6	16.8	11.1	6.5	100.0
Kerala		1.5	1.1	1.9	11.2	6.5	5.1	8.2	12.8	13.9	37.9	100.0
Tamil Nadu		2.8	4.3	12.3	19.7	15.5	6.7	9.9	4.7	13.6	10.5	100.0
All-India		2.6	4.1	9.9	13.5	12.3	8.8	12.3	10.4	12.0	14.1	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)