Table 6 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Rural- Agricultural Moneylender (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		15	69	67	312	323	177	242	232	220	1164	2822
Haryana		0	33	7	34	72	23	36	4	21	354	585
Himachal Pradesh		0	0	0	0	0	0	0	0	0	0	1
Jammu and Kashmir		0	0	0	0	0	0	0	0	0	0	1
Punjab		1	3	33	106	49	30	36	53	14	489	814
Rajasthan		14	34	27	171	202	124	169	174	185	320	1421
Delhi		0	0	0	0	0	0	0	0	0	0	0
North-Eastern Region		0	1	0	1	0	2	0	2	1	0	6
Assam		0	1	0	1	0	2	0	2	1	0	6
Eastern Region		75	58	239	96	91	41	152	20	56	27	854
Bihar		74	48	221	63	58	24	107	15	32	12	654
Jharkhand		0	0	1	3	2	0	8	0	0	0	15
Orissa		0	9	6	21	22	13	32	2	0	0	104
West Bengal		0	1	12	9	8	5	5	4	23	15	82
Central Region		7	54	202	637	124	194	246	111	133	191	1897
Chattisgarh		0	0	3	9	3	1	2	0	1	0	20
Madhya Pradesh		0	12	16	292	27	146	91	71	75	105	835
Uttranchal		0	0	0	0	0	0	0	2	1	0	3
Uttar Pradesh		7	42	183	335	94	47	153	38	56	86	1039
Western Region		2	0	23	11	42	2	88	9	17	117	310
Gujarat		0	0	6	5	0	1	4	2	1	0	20
Maharashtra		2	0	18	7	41	1	83	7	16	117	290
Southern Region		301	166	728	696	691	734	613	411	565	319	5224
Andhra Pradesh		289	148	629	559	527	653	381	348	387	254	4174
Karnataka		1	2	5	41	102	80	207	52	98	22	611
Kerala		1	0	0	1	6	1	0	0	4	0	13
Tamil Nadu		10	16	94	95	56	0	25	10	77	43	426
All-India		401	346	1260	1757	1275	1153	1343	793	1003	1814	11145
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		3.8	20.0	5.3	17.7	25.3	15.4	18.0	29.2	22.0	64.2	25.3
Haryana		0.0	9.4	0.5	2.0	5.6	2.0	2.7	0.6	2.1	19.5	5.2
Himachal Pradesh		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.0	0.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Punjab		0.2	0.7	2.7	6.0	3.9	2.6	2.7	6.7	1.4	27.0	7.3
Rajasthan		3.5	9.8	2.1	9.7	15.8	10.7	12.6	21.9	18.5	17.7	12.8
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.1	0.2	0.0	0.0	0.0	0.2	0.0	0.2	0.1	0.0	0.1
Assam		0.1	0.2	0.0	0.0	0.0	0.2	0.0	0.2	0.1	0.0	0.1
Eastern Region		18.7	16.6	19.0	5.4	7.1	3.6	11.3	2.6	5.6	1.5	7.7
Bihar		18.6	13.8	17.5	3.6	4.6	2.1	7.9	1.8	3.2	0.7	5.9
Jharkhand		0.0	0.0	0.1	0.2	0.2	0.0	0.6	0.0	0.0	0.0	0.1
Orissa		0.1	2.6	0.4	1.2	1.7	1.1	2.4	0.3	0.0	0.0	0.9
West Bengal		0.0	0.2	0.9	0.5	0.6	0.4	0.3	0.5	2.3	0.9	0.7
Central Region		1.9	15.6	16.1	36.2	9.7	16.8	18.3	14.0	13.2	10.5	17.0
Chattisgarh		0.0	0.0	0.3	0.5	0.3	0.1	0.1	0.0	0.1	0.0	0.2
Madhya Pradesh		0.0	3.4	1.3	16.6	2.1	12.7	6.8	9.0	7.5	5.8	7.5
Uttranchal		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.2	0.1	0.0	0.0
Uttar Pradesh		1.8	12.1	14.5	19.1	7.3	4.1	11.4	4.8	5.5	4.7	9.3
Western Region		0.4	0.1	1.8	0.6	3.3	0.1	6.5	1.1	1.7	6.4	2.8
Gujarat		0.0	0.0	0.4	0.3	0.0	0.1	0.3	0.3	0.1	0.0	0.2
Maharashtra		0.4	0.1	1.4	0.4	3.2	0.1	6.2	0.8	1.6	6.4	2.6
Southern Region		75.1	47.9	57.8	39.6	54.2	63.7	45.7	51.8	56.3	17.6	46.9
Andhra Pradesh		72.1	42.6	49.9	31.8	41.3	56.6	28.4	43.9	38.6	14.0	37.5
Karnataka		0.4	0.7	0.4	2.3	8.0	6.9	15.4	6.6	9.7	1.2	5.5
Kerala		0.3	0.0	0.0	0.1	0.4	0.1	0.0	0.0	0.4	0.0	0.1
Tamil Nadu		2.4	4.6	7.5	5.4	4.4	0.0	1.9	1.3	7.6	2.4	3.8
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.5	2.4	2.4	11.0	11.5	6.3	8.6	8.2	7.8	41.3	100.0
Haryana		0.0	5.6	1.1	5.9	12.3	4.0	6.2	0.8	3.5	60.6	100.0
Himachal Pradesh		0.0	0.0	0.0	0.0	0.0	22.4	33.9	45.8	0.0	0.0	100.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	21.4	0.0	0.0	0.0	37.8	42.2	100.0
Punjab		0.1	0.3	4.1	13.0	6.0	3.7	4.5	6.5	1.7	60.1	100.0
Rajasthan		1.0	2.4	1.9	12.0	14.2	8.7	11.9	12.2	13.1	22.5	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		4.0	8.3	0.3	9.2	0.0	30.6	0.0	26.9	19.7	0.0	100.0
Assam		4.0	8.3	0.3	9.2	0.0	30.6	0.0	26.9	19.7	0.0	100.0
Eastern Region		8.8	6.7	28.0	11.2	10.6	4.8	17.8	2.4	6.5	3.2	100.0
Bihar		11.4	7.3	33.8	9.6	8.9	3.6	16.3	2.2	4.9	1.8	100.0
Jharkhand		0.0	0.7	5.3	19.5	16.2	0.3	57.5	0.0	0.0	0.0	100.0
Orissa		0.2	8.8	5.3	20.3	20.8	12.1	30.7	2.0	0.0	0.0	100.0
West Bengal		0.2	0.8	14.4	10.6	9.9	5.8	5.7	4.7	28.6	19.0	100.0
Central Region		0.4	2.8	10.7	33.6	6.5	10.2	13.0	5.9	7.0	10.1	100.0
Chattisgarh		0.8	0.3	16.8	46.4	16.7	3.1	9.3	0.0	6.6	0.0	100.0
Madhya Pradesh		0.0	1.4	1.9	35.0	3.2	17.5	10.9	8.6	9.0	12.6	100.0
Uttranchal		0.0	0.0	0.0	0.0	0.0	0.0	0.0	64.5	36.1	0.0	100.0
Uttar Pradesh		0.7	4.0	17.6	32.3	9.0	4.6	14.8	3.7	5.4	8.3	100.0
Western Region		0.6	0.1	7.5	3.7	13.4	0.5	28.3	2.8	5.4	37.6	100.0
Gujarat		0.0	0.0	28.1	23.7	2.3	4.1	22.4	10.8	5.4	0.0	100.0
Maharashtra		0.6	0.1	6.0	2.3	14.2	0.2	28.7	2.3	5.4	40.2	100.0
Southern Region		5.8	3.2	13.9	13.3	13.2	14.1	11.7	7.9	10.8	6.1	100.0
Andhra Pradesh		6.9	3.5	15.1	13.4	12.6	15.7	9.1	8.3	9.3	6.1	100.0
Karnataka		0.2	0.4	0.9	6.7	16.7	13.1	33.9	8.5	16.0	3.6	100.0
Kerala		8.0	0.0	0.0	9.5	44.3	6.0	0.0	0.0	31.2	0.0	100.0
Tamil Nadu		2.2	3.8	22.1	22.3	13.1	0.0	5.9	2.4	18.0	10.0	100.0
All-India		3.6	3.1	11.3	15.8	11.4	10.3	12.0	7.1	9.0	16.3	100.0
Note: ' o ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)