Table 7 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Rural- Professional Moneylender (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		7	19	122	382	431	374	477	605	840	883	4142
Haryana		3	5	20	158	96	88	46	98	151	364	1029
Himachal Pradesh		0	0	1	0	1	0	3	1	8	5	19
Jammu and Kashmir		0	0	0	0	0	0	0	0	0	0	0
Punjab		0	2	20	34	21	14	43	8	46	194	385
Rajasthan		4	13	81	190	313	271	385	498	635	320	2710
Delhi		0	0	0	0	0	0	0	0	0	0	0
North-Eastern Region		3	7	4	24	16	2	3	1	3	0	64
Assam		3	7	4	24	16	2	3	1	3	0	64
Eastern Region		85	173	306	247	405	167	167	164	94	78	1886
Bihar		50	67	172	103	255	98	74	90	30	34	973
Jharkhand		0	2	6	10	4	2	8	6	0	18	56
Orissa		21	47	82	90	105	37	34	17	0	3	435
West Bengal		14	57	47	45	41	29	52	50	63	23	421
Central Region		73	160	462	572	374	344	688	530	634	328	4167
Chattisgarh		0	2	16	8	15	32	8	8	3	2	95
Madhya Pradesh		30	41	72	149	121	155	307	351	411	152	1789
Uttranchal		0	0	2	7	3	1	0	0	0	2	17
Uttar Pradesh		43	117	371	409	235	156	373	170	220	172	2267
Western Region		14	23	222	81	109	103	73	211	146	95	1079
Gujarat		4	11	162	27	46	56	16	161	40	62	588
Maharashtra		10	12	59	54	63	47	57	50	106	33	490
Southern Region		291	795	1201	1700	1559	784	1398	810	1144	786	10467
Andhra Pradesh		192	574	663	520	641	326	636	389	412	126	4479
Karnataka		8	4	61	71	179	92	224	120	69	71	898
Kerala		9	18	13	182	74	66	68	72	130	131	762
Tamil Nadu		82	199	463	927	665	300	471	229	534	459	4328
All-India		474	1187	2321	3022	2897	1774	2810	2344	2867	2177	21876
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		1.5	1.6	5.3	12.7	14.9	21.1	17.0	25.8	29.3	40.6	18.9
Haryana		0.6	0.4	0.9	5.2	3.3	5.0	1.6	4.2	5.3	16.7	4.7
Himachal Pradesh		0.0	0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.3	0.2	0.1
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Punjab		0.0	0.1	0.8	1.1	0.7	0.8	1.5	0.3	1.6	8.9	1.8
Rajasthan		0.9	1.1	3.5	6.3	10.8	15.3	13.7	21.2	22.1	14.7	12.4
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.6	0.6	0.2	0.8	0.6	0.1	0.1	0.1	0.1	0.0	0.3
Assam		0.6	0.6	0.2	0.8	0.6	0.1	0.1	0.1	0.1	0.0	0.3
Eastern Region		18.0	14.6	13.2	8.2	14.0	9.4	6.0	7.0	3.3	3.6	8.6
Bihar		10.6	5.6	7.4	3.4	8.8	5.5	2.6	3.9	1.0	1.6	4.4
Jharkhand		0.0	0.2	0.2	0.3	0.1	0.1	0.3	0.3	0.0	0.8	0.3
Orissa		4.3	3.9	3.5	3.0	3.6	2.1	1.2	0.7	0.0	0.1	2.0
West Bengal		3.0	4.8	2.0	1.5	1.4	1.6	1.9	2.1	2.2	1.0	1.9
Central Region		15.5	13.5	19.9	18.9	12.9	19.4	24.5	22.6	22.1	15.0	19.0
Chattisgarh		0.1	0.1	0.7	0.3	0.5	1.8	0.3	0.3	0.1	0.1	0.4
Madhya Pradesh		6.3	3.4	3.1	4.9	4.2	8.7	10.9	15.0	14.3	7.0	8.2
Uttranchal		0.1	0.0	0.1	0.2	0.1	0.1	0.0	0.0	0.0	0.1	0.1
Uttar Pradesh		9.0	9.9	16.0	13.5	8.1	8.8	13.3	7.3	7.7	7.9	10.4
Western Region		3.0	1.9	9.6	2.7	3.8	5.8	2.6	9.0	5.1	4.4	4.9
Gujarat		0.9	0.9	7.0	0.9	1.6	3.2	0.6	6.9	1.4	2.9	2.7
Maharashtra		2.1	1.0	2.6	1.8	2.2	2.7	2.0	2.1	3.7	1.5	2.2
Southern Region		61.3	66.9	51.7	56.3	53.8	44.2	49.7	34.5	39.9	36.1	47.8
Andhra Pradesh		40.5	48.3	28.6	17.2	22.1	18.4	22.6	16.6	14.4	5.8	20.5
Karnataka		1.6	0.4	2.6	2.3	6.2	5.2	8.0	5.1	2.4	3.2	4.1
Kerala		1.8	1.5	0.6	6.0	2.6	3.7	2.4	3.1	4.5	6.0	3.5
Tamil Nadu		17.4	16.7	19.9	30.7	22.9	16.9	16.7	9.8	18.6	21.1	19.8
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.2	0.5	2.9	9.2	10.4	9.0	11.5	14.6	20.3	21.3	100.0
Haryana		0.3	0.5	1.9	15.4	9.3	8.6	4.5	9.5	14.6	35.4	100.0
Himachal Pradesh		0.0	0.0	5.7	0.0	6.5	0.2	17.6	4.8	41.3	24.0	100.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	179.6	0.0	0.0	100.0
Punjab		0.0	0.4	5.1	8.9	5.5	3.7	11.1	2.1	12.0	50.5	100.0
Rajasthan		0.2	0.5	3.0	7.0	11.5	10.0	14.2	18.4	23.4	11.8	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		4.2	11.7	6.7	37.6	25.7	2.6	5.1	2.2	4.1	0.1	100.0
Assam		4.2	11.7	6.7	37.6	25.7	2.6	5.1	2.2	4.1	0.1	100.0
Eastern Region		4.5	9.2	16.2	13.1	21.5	8.8	8.9	8.7	5.0	4.1	100.0
Bihar		5.1	6.9	17.7	10.6	26.3	10.1	7.6	9.3	3.1	3.5	100.0
Jharkhand		0.4	4.2	10.0	16.9	6.4	4.0	13.8	10.9	0.8	32.5	100.0
Orissa		4.7	10.7	18.8	20.7	24.2	8.6	7.7	4.0	0.0	0.7	100.0
West Bengal		3.4	13.6	11.1	10.6	9.7	6.8	12.4	11.9	15.0	5.4	100.0
Central Region		1.8	3.8	11.1	13.7	9.0	8.2	16.5	12.7	15.2	7.9	100.0
Chattisgarh		0.5	1.8	17.1	8.3	16.0	33.3	9.0	8.4	3.2	2.1	100.0
Madhya Pradesh		1.7	2.3	4.0	8.4	6.8	8.7	17.1	19.6	23.0	8.5	100.0
Uttranchal		1.5	1.4	14.4	38.1	18.0	8.8	0.0	0.8	1.8	9.0	100.0
Uttar Pradesh		1.9	5.2	16.4	18.0	10.4	6.9	16.4	7.5	9.7	7.6	100.0
Western Region		1.3	2.1	20.6	7.6	10.1	9.6	6.7	19.6	13.5	8.8	100.0
Gujarat		0.8	1.9	27.6	4.6	7.9	9.5	2.7	27.4	6.8	10.6	100.0
Maharashtra		2.0	2.4	12.1	11.0	12.9	9.6	11.6	10.2	21.6	6.7	100.0
Southern Region		2.8	7.6	11.5	16.2	14.9	7.5	13.4	7.7	10.9	7.5	100.0
Andhra Pradesh		4.3	12.8	14.8	11.6	14.3	7.3	14.2	8.7	9.2	2.8	100.0
Karnataka		0.9	0.5	6.8	7.9	19.9	10.3	24.9	13.4	7.6	7.9	100.0
Kerala		1.1	2.3	1.7	23.9	9.7	8.6	9.0	9.4	17.0	17.1	100.0
Tamil Nadu		1.9	4.6	10.7	21.4	15.4	6.9	10.9	5.3	12.3	10.6	100.0
All-India		2.2	5.4	10.6	13.8	13.2	8.1	12.8	10.7	13.1	10.0	100.0
Note: ' o ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)