Table 8 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Rural- Relatives and Friends (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		3	8	35	85	228	59	65	279	214	345	1320
Haryana		0	6	5	12	11	2	1	22	30	27	115
Himachal Pradesh		1	0	1	29	7	5	10	19	19	18	109
Jammu and Kashmir		0	0	0	2	1	1	5	5	9	7	31
Punjab		2	1	18	17	46	26	37	159	89	288	683
Rajasthan		0	1	11	25	163	25	12	74	67	4	381
Delhi		0	0	0	0	0	0	0	0	0	0	0
North-Eastern Region		0	3	8	6	3	2	5	2	3	0	33
Assam		0	3	8	6	3	2	5	2	3	0	33
Eastern Region		12	47	107	123	140	84	122	98	109	69	913
Bihar		1	10	32	15	40	34	44	15	56	13	259
Jharkhand		1	1	8	15	5	2	8	2	2	0	44
Orissa		1	3	14	9	16	1	7	1	1	4	58
West Bengal		10	33	54	85	78	47	62	81	50	52	551
Central Region		10	54	156	212	121	123	204	139	129	200	1347
Chattisgarh		0	0	3	4	9	19	5	2	1	7	51
Madhya Pradesh		2	3	15	30	5	4	25	8	6	52	152
Uttranchal		0	11	0	2	0	0	0	4	16	0	34
Uttar Pradesh		8	40	137	176	107	99	173	126	106	140	1111
Western Region		50	37	109	538	310	122	375	170	322	300	2331
Gujarat		37	26	68	476	246	51	266	99	193	53	1515
Maharashtra		13	11	41	61	64	71	110	70	129	247	816
Southern Region		110	39	100	116	167	111	198	266	256	517	1881
Andhra Pradesh		47	11	26	50	28	25	11	4	10	11	223
Karnataka		1	8	11	7	17	21	86	91	46	35	324
Kerala		17	1	20	21	37	27	81	153	114	423	894
Tamil Nadu		44	20	43	38	86	38	20	17	86	49	440
All-India		186	187	523	1078	975	504	979	962	1038	1517	7948
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		1.8	4.4	6.8	7.9	23.4	11.7	6.6	29.0	20.6	22.7	16.6
Haryana		0.0	3.2	1.0	1.1	1.1	0.3	0.1	2.2	2.9	1.8	1.5
Himachal Pradesh		0.5	0.1	0.2	2.7	0.7	1.0	1.0	2.0	1.8	1.2	1.4
Jammu and Kashmir		0.0	0.1	0.0	0.2	0.1	0.2	0.5	0.5	0.9	0.5	0.4
Punjab		1.1	0.5	3.5	1.6	4.8	5.2	3.8	16.5	8.6	19.0	8.6
Rajasthan		0.1	0.5	2.1	2.3	16.7	5.0	1.2	7.7	6.4	0.3	4.8
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.2	1.8	1.6	0.6	0.3	0.3	0.5	0.2	0.3	0.0	0.4
Assam		0.2	1.8	1.6	0.6	0.3	0.3	0.5	0.2	0.3	0.0	0.4
Eastern Region		6.5	25.3	20.5	11.4	14.4	16.8	12.5	10.2	10.5	4.6	11.5
Bihar		0.3	5.2	6.0	1.4	4.1	6.7	4.5	1.5	5.4	0.8	3.3
Jharkhand		0.3	0.8	1.5	1.4	0.5	0.4	0.8	0.2	0.2	0.0	0.6
Orissa		0.6	1.7	2.7	0.8	1.7	0.3	0.7	0.1	0.1	0.3	0.7
West Bengal		5.2	17.6	10.3	7.9	8.0	9.4	6.4	8.4	4.8	3.4	6.9
Central Region		5.2	28.8	29.8	19.7	12.4	24.5	20.8	14.5	12.5	13.2	17.0
Chattisgarh		0.0	0.2	0.7	0.4	1.0	3.8	0.5	0.2	0.1	0.4	0.6
Madhya Pradesh		1.1	1.5	2.9	2.8	0.5	0.9	2.6	0.8	0.6	3.5	1.9
Uttranchal		0.0	5.7	0.0	0.2	0.0	0.0	0.0	0.4	1.6	0.0	0.4
Uttar Pradesh		4.1	21.4	26.2	16.3	10.9	19.7	17.7	13.1	10.2	9.3	14.0
Western Region		27.0	19.5	20.7	49.9	31.7	24.3	38.3	17.6	31.0	19.8	29.3
Gujarat		20.2	13.7	12.9	44.2	25.2	10.2	27.1	10.3	18.6	3.5	19.1
Maharashtra		6.9	5.9	7.8	5.7	6.5	14.1	11.2	7.3	12.4	16.3	10.3
Southern Region		59.4	20.9	19.2	10.8	17.1	22.0	20.2	27.6	24.7	34.1	23.7
Andhra Pradesh		25.5	6.0	4.9	4.6	2.8	4.9	1.1	0.5	1.0	0.7	2.8
Karnataka		0.7	4.1	2.1	0.7	1.7	4.2	8.8	9.5	4.4	2.3	4.1
Kerala		9.3	0.3	3.9	2.0	3.8	5.3	8.2	15.9	11.0	27.9	11.2
Tamil Nadu		23.8	10.4	8.3	3.5	8.8	7.6	2.0	1.7	8.3	3.2	5.5
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.3	0.6	2.7	6.5	17.3	4.5	4.9	21.1	16.2	26.1	100.0
Haryana		0.0	5.1	4.7	10.3	9.6	1.4	0.5	18.8	25.8	23.8	100.0
Himachal Pradesh		0.9	0.1	0.9	26.6	6.1	4.8	9.3	17.8	17.3	16.3	100.0
Jammu and Kashmir		0.1	0.6	0.1	7.3	3.3	2.9	15.8	17.1	29.4	23.5	100.0
Punjab		0.3	0.1	2.7	2.5	6.8	3.8	5.4	23.2	13.0	42.2	100.0
Rajasthan		0.1	0.2	2.8	6.6	42.8	6.5	3.1	19.3	17.5	1.2	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		1.3	10.4	25.0	18.9	8.6	4.9	14.1	6.4	9.2	1.2	100.0
Assam		1.3	10.4	25.0	18.9	8.6	4.9	14.1	6.4	9.2	1.2	100.0
Eastern Region		1.3	5.2	11.8	13.5	15.3	9.3	13.4	10.7	12.0	7.6	100.0
Bihar		0.2	3.8	12.2	5.7	15.6	13.0	17.1	5.7	21.7	4.9	100.0
Jharkhand		1.4	3.2	17.9	33.3	11.6	4.6	18.8	4.4	4.4	0.5	100.0
Orissa		1.8	5.3	23.8	14.9	28.0	2.3	12.1	1.4	2.3	7.6	100.0
West Bengal		1.8	6.0	9.8	15.4	14.2	8.6	11.3	14.6	9.0	9.4	100.0
Central Region		0.7	4.0	11.6	15.7	9.0	9.1	15.1	10.3	9.6	14.8	100.0
Chattisgarh		0.1	0.7	6.9	7.9	18.3	37.8	9.7	3.5	1.6	13.2	100.0
Madhya Pradesh		1.3	1.9	10.0	19.5	3.0	2.9	16.7	5.1	4.2	34.4	100.0
Uttranchal		0.2	31.6	0.0	5.8	0.0	0.4	0.5	11.5	48.8	1.2	100.0
Uttar Pradesh		0.7	3.6	12.3	15.9	9.6	9.0	15.6	11.3	9.5	12.6	100.0
Western Region		2.2	1.6	4.7	23.1	13.3	5.2	16.1	7.3	13.8	12.9	100.0
Gujarat		2.5	1.7	4.5	31.4	16.2	3.4	17.5	6.6	12.7	3.5	100.0
Maharashtra		1.6	1.3	5.0	7.5	7.8	8.7	13.4	8.6	15.8	30.3	100.0
Southern Region		5.9	2.1	5.3	6.2	8.9	5.9	10.5	14.1	13.6	27.5	100.0
Andhra Pradesh		21.3	5.1	11.5	22.3	12.4	11.1	4.9	2.0	4.5	4.7	100.0
Karnataka		0.4	2.4	3.4	2.2	5.1	6.5	26.7	28.2	14.2	10.9	100.0
Kerala		1.9	0.1	2.3	2.4	4.1	3.0	9.0	17.1	12.7	47.3	100.0
Tamil Nadu		10.1	4.4	9.8	8.7	19.5	8.7	4.5	3.8	19.6	11.1	100.0
All-India		2.3	2.4	6.6	13.6	12.3	6.3	12.3	12.1	13.1	19.1	100.0
Note: ' o ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)