Table 9 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Urban-All Credit Agencies  (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		92	43	147	116	266	172	537	521	1351	2889	6134
Haryana		12	12	88	43	94	31	276	83	157	772	1569
Himachal Pradesh		0	0	1	1	20	3	3	10	71	290	398
Jammu and Kashmir		0	0	0	1	0	1	0	1	18	121	143
Punjab		17	4	14	32	42	35	48	264	337	889	1682
Rajasthan		58	25	45	31	107	102	193	163	741	537	2001
Delhi		4	1	0	9	2	0	17	1	27	279	341
North-Eastern Region		3	3	3	4	16	4	2	3	9	64	110
Assam		3	3	3	4	16	4	2	3	9	64	110
Eastern Region		123	72	146	318	241	175	524	708	1105	2142	5555
Bihar		12	7	26	22	22	29	32	72	89	66	377
Jharkhand		4	1	1	16	37	16	66	49	95	148	432
Orissa		12	5	30	58	55	57	199	174	293	516	1399
West Bengal		95	59	89	222	128	72	227	413	629	1413	3346
Central Region		151	110	183	249	551	300	706	405	1815	3462	7931
Chattisgarh		8	3	3	19	24	32	25	52	184	236	586
Madhya Pradesh		18	44	78	72	189	78	400	126	1208	2315	4527
Uttranchal		0	6	3	3	6	2	2	2	18	95	138
Uttar Pradesh		125	57	98	155	331	188	279	225	405	816	2679
Western Region		202	125	247	474	571	430	1008	1467	4268	10329	19120
Gujarat		92	25	93	124	149	173	185	353	1166	3192	5552
Maharashtra		110	100	154	350	422	257	823	1114	3101	7136	13568
Southern Region		770	853	1095	1157	947	918	1744	2101	3592	12053	25232
Andhra Pradesh		437	366	440	527	406	310	548	700	1107	5244	10085
Karnataka		68	49	133	156	144	134	174	362	674	1772	3666
Kerala		47	100	112	74	86	162	473	439	799	2673	4964
Tamil Nadu		219	337	411	401	311	311	549	600	1013	2364	6516
All-India		1358	1210	1839	2334	2609	2031	4572	5270	12279	31825	65327
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		6.8	3.6	8.0	5.0	10.2	8.5	11.7	9.9	11.0	9.1	9.4
Haryana		0.9	1.0	4.8	1.9	3.6	1.6	6.0	1.6	1.3	2.4	2.4
Himachal Pradesh		0.0	0.0	0.0	0.0	0.8	0.1	0.1	0.2	0.6	0.9	0.6
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.0	0.1	0.4	0.2
Punjab		1.3	0.3	0.7	1.4	1.6	1.7	1.0	5.0	2.7	2.8	2.6
Rajasthan		4.3	2.1	2.4	1.3	4.1	5.0	4.2	3.1	6.0	1.7	3.1
Delhi		0.3	0.1	0.0	0.4	0.1	0.0	0.4	0.0	0.2	0.9	0.5
North-Eastern Region		0.2	0.2	0.2	0.2	0.6	0.2	0.0	0.0	0.1	0.2	0.2
Assam		0.2	0.2	0.2	0.2	0.6	0.2	0.0	0.0	0.1	0.2	0.2
Eastern Region		9.1	6.0	8.0	13.6	9.3	8.6	11.5	13.4	9.0	6.7	8.5
Bihar		0.9	0.6	1.4	0.9	0.8	1.4	0.7	1.4	0.7	0.2	0.6
Jharkhand		0.3	0.1	0.1	0.7	1.4	0.8	1.4	0.9	0.8	0.5	0.7
Orissa		0.9	0.4	1.6	2.5	2.1	2.8	4.4	3.3	2.4	1.6	2.1
West Bengal		7.0	4.9	4.8	9.5	4.9	3.6	5.0	7.8	5.1	4.4	5.1
Central Region		11.2	9.1	9.9	10.7	21.1	14.8	15.4	7.7	14.8	10.9	12.1
Chattisgarh		0.6	0.3	0.2	0.8	0.9	1.6	0.5	1.0	1.5	0.7	0.9
Madhya Pradesh		1.3	3.7	4.2	3.1	7.2	3.8	8.7	2.4	9.8	7.3	6.9
Uttranchal		0.0	0.5	0.2	0.1	0.2	0.1	0.0	0.0	0.1	0.3	0.2
Uttar Pradesh		9.2	4.7	5.3	6.7	12.7	9.3	6.1	4.3	3.3	2.6	4.1
Western Region		14.9	10.3	13.4	20.3	21.9	21.2	22.1	27.8	34.8	32.5	29.3
Gujarat		6.8	2.1	5.1	5.3	5.7	8.5	4.1	6.7	9.5	10.0	8.5
Maharashtra		8.1	8.3	8.4	15.0	16.2	12.7	18.0	21.1	25.3	22.4	20.8
Southern Region		56.7	70.5	59.6	49.6	36.3	45.2	38.1	39.9	29.3	37.9	38.6
Andhra Pradesh		32.2	30.3	23.9	22.6	15.6	15.3	12.0	13.3	9.0	16.5	15.4
Karnataka		5.0	4.1	7.2	6.7	5.5	6.6	3.8	6.9	5.5	5.6	5.6
Kerala		3.4	8.3	6.1	3.2	3.3	8.0	10.3	8.3	6.5	8.4	7.6
Tamil Nadu		16.1	27.9	22.3	17.2	11.9	15.3	12.0	11.4	8.2	7.4	10.0
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		1.5	0.7	2.4	1.9	4.3	2.8	8.8	8.5	22.0	47.1	100.0
Haryana		0.8	0.8	5.6	2.8	6.0	2.0	17.6	5.3	10.0	49.2	100.0
Himachal Pradesh		0.0	0.0	0.2	0.2	5.0	0.7	0.8	2.4	17.9	72.7	100.0
Jammu and Kashmir		0.1	0.0	0.1	0.4	0.0	0.9	0.0	0.8	12.8	84.9	100.0
Punjab		1.0	0.2	0.8	1.9	2.5	2.1	2.8	15.7	20.0	52.9	100.0
Rajasthan		2.9	1.3	2.2	1.5	5.4	5.1	9.6	8.1	37.0	26.8	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		2.8	2.3	2.6	3.4	14.5	3.7	2.0	2.3	8.4	58.1	100.0
Assam		2.8	2.3	2.6	3.4	14.5	3.7	2.0	2.3	8.4	58.1	100.0
Eastern Region		2.2	1.3	2.6	5.7	4.3	3.1	9.4	12.7	19.9	38.6	100.0
Bihar		3.3	1.9	7.0	5.8	5.7	7.7	8.4	19.2	23.5	17.4	100.0
Jharkhand		1.0	0.2	0.2	3.6	8.6	3.7	15.2	11.3	21.9	34.1	100.0
Orissa		0.9	0.4	2.1	4.1	3.9	4.1	14.2	12.4	21.0	36.9	100.0
West Bengal		2.8	1.8	2.7	6.6	3.8	2.2	6.8	12.3	18.8	42.2	100.0
Central Region		1.9	1.4	2.3	3.1	6.9	3.8	8.9	5.1	22.9	43.6	100.0
Chattisgarh		1.4	0.5	0.6	3.3	4.1	5.4	4.2	8.9	31.3	40.2	100.0
Madhya Pradesh		0.4	1.0	1.7	1.6	4.2	1.7	8.8	2.8	26.7	51.1	100.0
Uttranchal		0.2	4.2	2.5	1.9	4.5	1.6	1.2	1.8	13.2	68.9	100.0
Uttar Pradesh		4.7	2.1	3.6	5.8	12.4	7.0	10.4	8.4	15.1	30.4	100.0
Western Region		1.1	0.7	1.3	2.5	3.0	2.3	5.3	7.7	22.3	54.0	100.0
Gujarat		1.7	0.4	1.7	2.2	2.7	3.1	3.3	6.4	21.0	57.5	100.0
Maharashtra		0.8	0.7	1.1	2.6	3.1	1.9	6.1	8.2	22.9	52.6	100.0
Southern Region		3.1	3.4	4.3	4.6	3.8	3.6	6.9	8.3	14.2	47.8	100.0
Andhra Pradesh		4.3	3.6	4.4	5.2	4.0	3.1	5.4	6.9	11.0	52.0	100.0
Karnataka		1.8	1.3	3.6	4.2	3.9	3.7	4.8	9.9	18.4	48.3	100.0
Kerala		0.9	2.0	2.3	1.5	1.7	3.3	9.5	8.8	16.1	53.8	100.0
Tamil Nadu		3.4	5.2	6.3	6.2	4.8	4.8	8.4	9.2	15.5	36.3	100.0
All-India		2.1	1.9	2.8	3.6	4.0	3.1	7.0	8.1	18.8	48.7	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)