Table 10 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Urban-Institutional Credit Agencies  (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		15	2	10	28	68	45	99	267	907	2536	3978
Haryana		11	0	7	3	17	10	11	44	71	709	884
Himachal Pradesh		0	0	1	0	20	3	3	9	70	279	385
Jammu and Kashmir		0	0	0	0	0	0	0	1	18	119	138
Punjab		0	1	1	15	17	14	34	144	227	831	1284
Rajasthan		4	1	2	4	13	18	48	68	516	361	1035
Delhi		0	0	0	6	2	0	3	0	6	236	253
North-Eastern Region		1	0	0	2	13	2	1	2	9	62	91
Assam		1	0	0	2	13	2	1	2	9	62	91
Eastern Region		30	35	73	232	161	103	366	548	964	1919	4430
Bihar		2	3	20	11	16	20	13	46	72	41	244
Jharkhand		1	0	0	14	33	13	64	49	83	134	392
Orissa		7	3	16	44	49	36	186	169	278	514	1302
West Bengal		20	28	37	163	62	34	102	284	530	1231	2492
Central Region		24	54	48	89	223	125	1462	287	1516	3353	5962
Chattisgarh		5	1	0	3	17	18	19	50	157	232	501
Madhya Pradesh		6	29	22	38	80	47	1343	88	1063	2278	3795
Uttranchal		0	0	3	1	5	23	1	2	14	95	124
Uttar Pradesh		14	24	22	47	121	38	99	147	282	749	1542
Western Region		35	39	118	291	347	251	864	1254	3705	9551	16451
Gujarat		7	0	20	27	32	77	123	226	1047	2557	4114
Maharashtra		28	39	98	265	315	174	742	1028	2658	6994	12337
Southern Region		81	64	359	566	420	519	920	1211	2651	10248	17042
Andhra Pradesh		40	14	150	278	110	121	197	324	592	4200	6028
Karnataka		22	24	99	82	96	107	162	166	581	1708	3048
Kerala		10	7	34	44	57	101	304	316	745	2486	4105
Tamil Nadu		9	19	76	162	157	190	256	406	732	1853	3861
All-India		186	196	620	1213	1239	1046	2547	3616	9885	28547	49074
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		8.3	1.1	1.7	2.3	5.5	4.3	3.9	7.4	9.2	8.9	8.1
Haryana		6.0	0.0	1.1	0.3	1.3	0.9	0.4	1.2	0.7	2.5	1.8
Himachal Pradesh		0.0	0.0	0.1	0.0	1.6	0.3	0.1	0.3	0.7	1.0	0.8
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.2	0.4	0.3
Punjab		0.2	0.3	0.1	1.2	1.4	1.4	1.3	4.0	2.3	2.9	2.6
Rajasthan		2.1	0.7	0.4	0.3	1.0	1.7	1.9	1.9	5.2	1.3	2.1
Delhi		0.0	0.0	0.0	0.5	0.2	0.0	0.1	0.0	0.1	0.8	0.5
North-Eastern Region		0.3	0.1	0.0	0.2	1.0	0.2	0.0	0.1	0.1	0.2	0.2
Assam		0.3	0.1	0.0	0.2	1.0	0.2	0.0	0.1	0.1	0.2	0.2
Eastern Region		15.9	17.8	11.9	19.1	13.0	9.9	14.4	15.2	9.8	6.7	9.0
Bihar		1.0	1.6	3.3	0.9	1.3	1.9	0.5	1.3	0.7	0.1	0.5
Jharkhand		0.4	0.1	0.0	1.1	2.7	1.3	2.5	1.3	0.8	0.5	0.8
Orissa		3.7	1.6	2.6	3.6	3.9	3.5	7.3	4.7	2.8	1.8	2.7
West Bengal		10.8	14.5	6.0	13.5	5.0	3.3	4.0	7.9	5.4	4.3	5.1
Central Region		13.1	27.8	7.7	7.3	18.0	12.0	57.4	8.0	15.3	11.7	12.1
Chattisgarh		2.6	0.6	0.1	0.2	1.4	1.8	0.7	1.4	1.6	0.8	1.0
Madhya Pradesh		3.2	14.9	3.6	3.1	6.5	4.5	52.7	2.4	10.8	8.0	7.7
Uttranchal		0.0	0.1	0.4	0.1	0.4	2.2	0.0	0.1	0.1	0.3	0.3
Uttar Pradesh		7.3	12.1	3.6	3.9	9.8	3.6	3.9	4.1	2.9	2.6	3.1
Western Region		18.8	19.9	19.1	24.0	28.0	24.0	33.9	34.7	37.5	33.5	33.5
Gujarat		3.5	0.0	3.3	2.2	2.6	7.3	4.8	6.2	10.6	9.0	8.4
Maharashtra		15.3	19.9	15.8	21.8	25.4	16.6	29.1	28.4	26.9	24.5	25.1
Southern Region		43.4	32.8	58.0	46.6	33.9	49.7	36.1	33.5	26.8	35.9	34.7
Andhra Pradesh		21.6	7.3	24.2	22.9	8.9	11.6	7.7	8.9	6.0	14.7	12.3
Karnataka		11.8	12.4	16.0	6.8	7.7	10.2	6.4	4.6	5.9	6.0	6.2
Kerala		5.4	3.4	5.5	3.6	4.6	9.7	11.9	8.7	7.5	8.7	8.4
Tamil Nadu		4.6	9.6	12.3	13.3	12.6	18.2	10.1	11.2	7.4	6.5	7.9
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.4	0.1	0.3	0.7	1.7	1.1	2.5	6.7	22.8	63.7	100.0
Haryana		1.3	0.0	0.8	0.4	1.9	1.1	1.3	5.0	8.0	80.3	100.0
Himachal Pradesh		0.0	0.0	0.1	0.0	5.1	0.7	0.8	2.4	18.2	72.5	100.0
Jammu and Kashmir		0.0	0.0	0.0	0.1	0.0	0.2	0.0	0.4	13.0	86.2	100.0
Punjab		0.0	0.1	0.1	1.1	1.3	1.1	2.6	11.2	17.6	64.8	100.0
Rajasthan		0.4	0.1	0.2	0.4	1.2	1.7	4.6	6.6	49.8	34.9	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.6	0.1	0.0	2.4	14.0	2.1	1.0	2.4	9.4	68.1	100.0
Assam		0.6	0.1	0.0	2.4	14.0	2.1	1.0	2.4	9.4	68.1	100.0
Eastern Region		0.7	0.8	1.7	5.2	3.6	2.3	8.3	12.4	21.8	43.3	100.0
Bihar		0.8	1.3	8.3	4.4	6.6	8.1	5.5	18.8	29.6	16.6	100.0
Jharkhand		0.2	0.1	0.0	3.5	8.5	3.4	16.4	12.4	21.3	34.3	100.0
Orissa		0.5	0.2	1.2	3.4	3.8	2.8	14.3	13.0	21.4	39.4	100.0
West Bengal		0.8	1.1	1.5	6.5	2.5	1.4	4.1	11.4	21.3	49.4	100.0
Central Region		0.4	0.9	0.8	1.5	3.7	2.1	24.5	4.8	25.4	56.2	100.0
Chattisgarh		1.0	0.2	0.1	0.5	3.4	3.7	3.7	9.9	31.3	46.2	100.0
Madhya Pradesh		0.2	0.8	0.6	1.0	2.1	1.2	35.4	2.3	28.0	60.0	100.0
Uttranchal		0.0	0.1	2.2	1.1	3.9	18.4	0.9	1.7	11.5	76.8	100.0
Uttar Pradesh		0.9	1.5	1.5	3.0	7.8	2.4	6.4	9.5	18.3	48.5	100.0
Western Region		0.2	0.2	0.7	1.8	2.1	1.5	5.3	7.6	22.5	58.1	100.0
Gujarat		0.2	0.0	0.5	0.6	0.8	1.9	3.0	5.5	25.5	62.2	100.0
Maharashtra		0.2	0.3	0.8	2.1	2.6	1.4	6.0	8.3	21.5	56.7	100.0
Southern Region		0.5	0.4	2.1	3.3	2.5	3.0	5.4	7.1	15.6	60.1	100.0
Andhra Pradesh		0.7	0.2	2.5	4.6	1.8	2.0	3.3	5.4	9.8	69.7	100.0
Karnataka		0.7	0.8	3.3	2.7	3.1	3.5	5.3	5.4	19.1	56.0	100.0
Kerala		0.2	0.2	0.8	1.1	1.4	2.5	7.4	7.7	18.2	60.6	100.0
Tamil Nadu		0.2	0.5	2.0	4.2	4.1	4.9	6.6	10.5	19.0	48.0	100.0
All-India		0.4	0.4	1.3	2.5	2.5	2.1	5.2	7.4	20.1	58.2	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)