Table 11 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Urban-Co-op Socities/Banks (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		8	0	2	9	27	5	17	46	90	448	650
Haryana		5	0	1	2	6	2	5	1	14	200	237
Himachal Pradesh		0	0	0	0	19	0	0	2	3	5	29
Jammu and Kashmir		0	0	0	0	0	0	0	0	0	2	2
Punjab		0	0	0	7	0	0	8	20	52	75	161
Rajasthan		3	0	0	0	1	2	3	24	21	83	138
Delhi		0	0	0	0	0	0	0	0	0	82	82
North-Eastern Region		0	0	0	0	4	0	0	0	1	1	6
Assam		0	0	0	0	4	0	0	0	1	1	6
Eastern Region		9	2	10	17	29	27	129	101	125	186	634
Bihar		1	1	0	2	2	9	2	23	6	0	45
Jharkhand		0	0	0	1	2	1	26	21	24	34	110
Orissa		6	0	1	3	8	0	68	25	30	19	161
West Bengal		2	0	9	11	17	16	33	33	65	133	318
Central Region		7	29	3	15	69	24	85	63	140	355	792
Chattisgarh		2	0	0	0	1	7	4	6	12	77	108
Madhya Pradesh		4	27	2	13	54	13	67	34	76	206	498
Uttranchal		0	0	1	0	0	0	0	0	1	1	3
Uttar Pradesh		1	1	1	1	14	4	14	23	51	71	182
Western Region		31	32	56	175	195	173	521	637	1255	2766	5836
Gujarat		6	0	8	11	17	57	88	54	318	597	1155
Maharashtra		25	32	48	164	178	116	433	583	937	2169	4681
Southern Region		34	32	124	146	159	272	484	676	1088	2296	5308
Andhra Pradesh		9	4	68	17	41	60	24	188	128	493	1029
Karnataka		15	18	31	31	27	55	136	74	302	489	1177
Kerala		7	4	7	11	31	80	188	231	397	981	1936
Tamil Nadu		4	7	18	87	62	77	137	183	260	333	1166
All-India		88	96	197	362	488	502	1257	1539	2701	6110	13392
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		9.0	0.3	1.0	2.4	5.5	0.9	1.3	3.0	3.3	7.3	4.9
Haryana		5.7	0.0	0.8	0.5	1.3	0.4	0.4	0.1	0.5	3.3	1.8
Himachal Pradesh		0.0	0.0	0.0	0.0	3.9	0.0	0.0	0.1	0.1	0.1	0.2
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Punjab		0.0	0.1	0.1	1.8	0.1	0.1	0.6	1.3	1.9	1.2	1.2
Rajasthan		3.3	0.2	0.2	0.1	0.2	0.5	0.3	1.5	0.8	1.4	1.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.3	0.6
North-Eastern Region		0.0	0.0	0.0	0.0	0.7	0.0	0.0	0.0	0.0	0.0	0.0
Assam		0.0	0.0	0.0	0.0	0.7	0.0	0.0	0.0	0.0	0.0	0.0
Eastern Region		9.9	1.9	5.2	4.7	6.0	5.3	10.3	6.6	4.6	3.0	4.7
Bihar		1.2	0.7	0.0	0.5	0.3	1.8	0.1	1.5	0.2	0.0	0.3
Jharkhand		0.0	0.3	0.0	0.3	0.5	0.3	2.1	1.3	0.9	0.6	0.8
Orissa		6.9	0.5	0.5	0.9	1.7	0.0	5.4	1.6	1.1	0.3	1.2
West Bengal		1.8	0.4	4.7	3.0	3.5	3.2	2.7	2.1	2.4	2.2	2.4
Central Region		7.7	29.8	1.7	4.1	14.1	4.8	6.8	4.1	5.2	5.8	5.9
Chattisgarh		1.8	0.1	0.0	0.1	0.2	1.4	0.3	0.4	0.4	1.3	0.8
Madhya Pradesh		4.7	28.5	1.1	3.6	11.0	2.6	5.3	2.2	2.8	3.4	3.7
Uttranchal		0.0	0.1	0.3	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Uttar Pradesh		1.1	1.2	0.4	0.3	2.9	0.9	1.1	1.5	1.9	1.2	1.4
Western Region		34.6	33.9	28.6	48.4	40.0	34.5	41.4	41.4	46.5	45.3	43.6
Gujarat		6.4	0.0	4.3	2.9	3.5	11.5	7.0	3.5	11.8	9.8	8.6
Maharashtra		28.2	33.9	24.4	45.4	36.5	23.1	34.4	37.9	34.7	35.5	35.0
Southern Region		38.7	33.9	62.9	40.3	32.6	54.2	38.5	43.9	40.3	37.6	39.6
Andhra Pradesh		9.9	4.6	34.4	4.7	8.3	11.9	1.9	12.2	4.8	8.1	7.7
Karnataka		16.6	18.6	15.9	8.6	5.4	11.0	10.8	4.8	11.2	8.0	8.8
Kerala		8.0	3.7	3.6	3.1	6.3	16.0	14.9	15.0	14.7	16.1	14.5
Tamil Nadu		4.2	7.1	9.0	24.1	12.6	15.3	10.9	11.9	9.6	5.5	8.7
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		1.2	0.0	0.3	1.4	4.1	0.7	2.6	7.1	13.8	68.9	100.0
Haryana		2.1	0.0	0.6	0.8	2.7	0.9	2.2	0.4	5.9	84.4	100.0
Himachal Pradesh		0.0	0.1	0.0	0.0	65.7	0.0	0.0	6.3	9.5	18.2	100.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	9.8	89.9	100.0
Punjab		0.0	0.0	0.2	4.1	0.2	0.2	5.0	12.1	32.1	46.3	100.0
Rajasthan		2.1	0.2	0.2	0.3	0.8	1.7	2.5	17.2	15.0	60.3	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.0	0.0	0.0	57.7	0.0	6.0	6.1	19.4	10.2	100.0
Assam		0.0	0.0	0.0	0.0	57.7	0.0	6.0	6.1	19.4	10.2	100.0
Eastern Region		1.4	0.3	1.6	2.7	4.6	4.2	20.4	16.0	19.7	29.3	100.0
Bihar		2.4	1.5	0.0	4.0	3.7	20.4	3.9	51.4	12.5	0.0	100.0
Jharkhand		0.0	0.3	0.0	1.0	2.3	1.2	23.7	18.7	22.1	30.8	100.0
Orissa		3.8	0.3	0.6	1.9	5.1	0.1	42.4	15.5	18.8	11.9	100.0
West Bengal		0.5	0.1	2.9	3.4	5.4	5.0	10.5	10.3	20.4	41.8	100.0
Central Region		0.9	3.6	0.4	1.9	8.7	3.1	10.7	8.0	17.7	44.8	100.0
Chattisgarh		1.5	0.1	0.0	0.3	0.9	6.3	3.7	5.7	10.7	70.6	100.0
Madhya Pradesh		0.8	5.5	0.4	2.6	10.7	2.6	13.4	6.9	15.3	41.4	100.0
Uttranchal		0.0	1.9	17.5	7.5	0.0	0.0	0.0	0.4	34.3	37.6	100.0
Uttar Pradesh		0.5	0.7	0.4	0.6	7.8	2.4	7.8	12.4	28.2	38.9	100.0
Western Region		0.5	0.6	1.0	3.0	3.3	3.0	8.9	10.9	21.5	47.4	100.0
Gujarat		0.5	0.0	0.7	0.9	1.5	5.0	7.6	4.7	27.6	51.7	100.0
Maharashtra		0.5	0.7	1.0	3.5	3.8	2.5	9.2	12.4	20.0	46.3	100.0
Southern Region		0.6	0.6	2.3	2.7	3.0	5.1	9.1	12.7	20.5	43.3	100.0
Andhra Pradesh		0.8	0.4	6.6	1.6	3.9	5.8	2.3	18.2	12.5	47.9	100.0
Karnataka		1.2	1.5	2.7	2.6	2.3	4.7	11.5	6.2	25.6	41.6	100.0
Kerala		0.4	0.2	0.4	0.6	1.6	4.2	9.7	11.9	20.5	50.7	100.0
Tamil Nadu		0.3	0.6	1.5	7.5	5.3	6.6	11.7	15.7	22.3	28.6	100.0
All-India		0.7	0.7	1.5	2.7	3.6	3.7	9.4	11.5	20.2	45.6	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)