Table 12 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Urban- Commercial Banks (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		6	0	1	6	22	15	23	82	366	1392	1913
Haryana		6	0	0	1	5	3	2	4	39	311	370
Himachal Pradesh		0	0	1	0	1	0	1	3	14	243	262
Jammu and Kashmir		0	0	0	0	0	0	0	0	17	70	88
Punjab		0	0	0	1	13	1	2	52	34	546	649
Rajasthan		0	0	0	2	3	10	16	23	261	141	456
Delhi		0	0	0	1	0	0	2	0	1	81	87
North-Eastern Region		0	0	0	1	3	1	0	2	5	51	63
Assam		0	0	0	1	3	1	0	2	5	51	63
Eastern Region		2	14	9	109	57	19	129	197	407	1083	2022
Bihar		1	2	2	5	4	10	6	2	50	39	121
Jharkhand		0	0	0	3	24	0	11	10	46	92	186
Orissa		1	1	2	34	22	2	64	10	120	342	597
West Bengal		0	11	5	67	7	6	47	174	191	610	1118
Central Region		15	6	20	40	88	31	98	117	620	2015	3051
Chattisgarh		3	1	0	0	10	6	6	19	63	99	207
Madhya Pradesh		2	2	15	11	13	12	18	48	377	1459	1956
Uttranchal		0	0	0	0	4	1	1	2	12	40	61
Uttar Pradesh		10	4	5	29	61	12	73	47	169	418	828
Western Region		4	1	28	39	105	30	80	255	972	3515	5020
Gujarat		0	0	10	1	3	4	5	14	184	268	489
Maharashtra		4	1	17	38	102	26	75	241	788	3247	4532
Southern Region		24	24	137	156	136	112	287	346	943	4387	6550
Andhra Pradesh		15	7	57	95	53	43	147	78	322	1935	2753
Karnataka		6	4	19	30	46	23	13	83	152	868	1243
Kerala		1	3	16	7	8	14	54	65	264	714	1147
Tamil Nadu		2	10	45	24	28	31	72	120	205	870	1408
All-India		50	46	202	352	412	209	626	1012	3401	13112	19402
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		12.3	1.0	0.5	1.6	5.3	7.0	3.7	8.1	10.8	10.6	9.9
Haryana		12.3	0.0	0.1	0.3	1.2	1.5	0.3	0.4	1.1	2.4	1.9
Himachal Pradesh		0.0	0.0	0.3	0.0	0.2	0.1	0.1	0.3	0.4	1.9	1.4
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.2	0.0	0.0	0.5	0.5	0.5
Punjab		0.0	0.0	0.0	0.4	3.2	0.6	0.3	5.1	1.0	4.2	3.3
Rajasthan		0.0	1.0	0.2	0.6	0.8	4.6	2.5	2.3	7.7	1.1	2.4
Delhi		0.0	0.0	0.0	0.4	0.0	0.0	0.4	0.0	0.0	0.6	0.4
North-Eastern Region		0.0	0.0	0.0	0.2	0.7	0.4	0.1	0.2	0.2	0.4	0.3
Assam		0.0	0.0	0.0	0.2	0.7	0.4	0.1	0.2	0.2	0.4	0.3
Eastern Region		3.0	31.2	4.5	30.9	13.7	9.0	20.5	19.4	12.0	8.3	10.4
Bihar		1.3	5.4	0.8	1.4	0.9	5.0	0.9	0.2	1.5	0.3	0.6
Jharkhand		0.0	0.0	0.0	0.9	5.8	0.0	1.8	1.0	1.3	0.7	1.0
Orissa		1.6	1.6	1.2	9.7	5.4	1.0	10.2	1.0	3.5	2.6	3.1
West Bengal		0.2	24.3	2.5	18.9	1.6	3.0	7.6	17.2	5.6	4.7	5.8
Central Region		29.5	13.4	10.0	11.5	21.3	14.7	15.6	11.5	18.2	15.4	15.7
Chattisgarh		6.5	2.0	0.2	0.1	2.4	2.6	1.0	1.9	1.8	0.8	1.1
Madhya Pradesh		3.5	3.6	7.2	3.1	3.2	5.8	2.8	4.8	11.1	11.1	10.1
Uttranchal		0.0	0.2	0.1	0.0	1.0	0.5	0.2	0.2	0.4	0.3	0.3
Uttar Pradesh		19.4	7.6	2.5	8.3	14.7	5.8	11.6	4.7	5.0	3.2	4.3
Western Region		7.2	1.3	13.6	11.2	25.4	14.2	12.8	25.2	28.6	26.8	25.9
Gujarat		0.0	0.0	5.0	0.3	0.7	1.7	0.8	1.4	5.4	2.0	2.5
Maharashtra		7.2	1.3	8.6	10.9	24.7	12.4	12.0	23.8	23.2	24.8	23.4
Southern Region		47.9	51.4	67.6	44.3	32.9	53.4	45.8	34.2	27.7	33.5	33.8
Andhra Pradesh		30.5	14.3	28.0	26.9	12.9	20.8	23.5	7.7	9.5	14.8	14.2
Karnataka		11.3	8.0	9.5	8.6	11.2	11.2	2.1	8.2	4.5	6.6	6.4
Kerala		2.2	7.0	7.7	1.9	2.0	6.7	8.7	6.5	7.8	5.4	5.9
Tamil Nadu		3.9	22.0	22.3	6.9	6.9	14.7	11.5	11.9	6.0	6.6	7.3
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.3	0.0	0.1	0.3	1.1	0.8	1.2	4.3	19.1	72.8	100.0
Haryana		1.7	0.0	0.0	0.3	1.3	0.9	0.5	1.0	10.5	83.8	100.0
Himachal Pradesh		0.0	0.0	0.2	0.0	0.3	0.1	0.3	1.0	5.5	92.6	100.0
Jammu and Kashmir		0.0	0.0	0.0	0.2	0.0	0.4	0.0	0.3	19.6	79.7	100.0
Punjab		0.0	0.0	0.0	0.2	2.0	0.2	0.3	8.0	5.2	84.1	100.0
Rajasthan		0.0	0.1	0.1	0.4	0.7	2.1	3.5	5.1	57.1	31.0	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.0	0.0	1.4	4.5	1.2	0.8	2.8	8.4	80.9	100.0
Assam		0.0	0.0	0.0	1.4	4.5	1.2	0.8	2.8	8.4	80.9	100.0
Eastern Region		0.1	0.7	0.4	5.4	2.8	0.9	6.4	9.7	20.1	53.6	100.0
Bihar		0.5	2.0	1.3	4.1	3.1	8.7	4.6	1.9	41.5	32.5	100.0
Jharkhand		0.0	0.0	0.0	1.7	12.9	0.1	6.2	5.6	24.5	49.1	100.0
Orissa		0.1	0.1	0.4	5.7	3.7	0.3	10.7	1.6	20.0	57.2	100.0
West Bengal		0.0	1.0	0.5	6.0	0.6	0.6	4.2	15.6	17.1	54.6	100.0
Central Region		0.5	0.2	0.7	1.3	2.9	1.0	3.2	3.8	20.3	66.0	100.0
Chattisgarh		1.6	0.4	0.2	0.1	4.8	2.7	3.0	9.3	30.3	47.6	100.0
Madhya Pradesh		0.1	0.1	0.7	0.6	0.7	0.6	0.9	2.5	19.3	74.6	100.0
Uttranchal		0.0	0.2	0.3	0.0	6.7	1.7	1.9	2.8	19.8	66.7	100.0
Uttar Pradesh		1.2	0.4	0.6	3.5	7.3	1.5	8.8	5.7	20.4	50.4	100.0
Western Region		0.1	0.0	0.5	0.8	2.1	0.6	1.6	5.1	19.4	70.0	100.0
Gujarat		0.0	0.0	2.1	0.2	0.6	0.7	1.1	3.0	37.7	54.9	100.0
Maharashtra		0.1	0.0	0.4	0.8	2.2	0.6	1.7	5.3	17.4	71.7	100.0
Southern Region		0.4	0.4	2.1	2.4	2.1	1.7	4.4	5.3	14.4	67.0	100.0
Andhra Pradesh		0.6	0.2	2.1	3.4	1.9	1.6	5.3	2.8	11.7	70.3	100.0
Karnataka		0.5	0.3	1.6	2.4	3.7	1.9	1.1	6.6	12.3	69.9	100.0
Kerala		0.1	0.3	1.4	0.6	0.7	1.2	4.7	5.7	23.0	62.2	100.0
Tamil Nadu		0.1	0.7	3.2	1.7	2.0	2.2	5.1	8.5	14.5	61.8	100.0
All-India		0.3	0.2	1.0	1.8	2.1	1.1	3.2	5.2	17.5	67.6	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)