Table 13 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Urban- Non-Instittional Credit Agencies (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		77	41	136	89	198	127	438	255	444	343	2147
Haryana		1	12	81	40	77	21	265	38	86	63	686
Himachal Pradesh		0	0	0	1	0	0	0	0	1	1	4
Jammu and Kashmir		0	0	0	0	0	1	0	1	0	2	4
Punjab		17	3	13	17	25	21	14	120	110	58	399
Rajasthan		54	24	42	27	94	84	145	94	225	176	967
Delhi		4	1	0	3	0	0	14	1	21	43	88
North-Eastern Region		3	2	3	2	3	2	1	0	1	2	19
Assam		3	2	3	2	3	2	1	0	1	2	19
Eastern Region		94	38	73	86	81	71	158	160	141	223	1124
Bihar		10	4	6	11	6	9	18	27	16	25	133
Jharkhand		4	1	1	2	4	3	2	1	11	13	41
Orissa		5	2	14	14	6	21	13	4	15	2	97
West Bengal		74	30	52	59	65	38	124	128	99	182	853
Central Region		127	55	136	160	328	195	444	118	298	108	1969
Chattisgarh		3	2	3	17	8	13	6	2	27	4	85
Madhya Pradesh		12	15	56	34	109	31	257	37	145	37	733
Uttranchal		0	6	1	1	1	0	1	0	4	0	15
Uttar Pradesh		112	33	76	109	210	151	180	78	123	67	1136
Western Region		167	86	128	182	224	180	144	213	562	778	2673
Gujarat		85	25	73	97	117	96	62	127	119	635	1438
Maharashtra		82	61	56	85	107	83	81	86	444	143	1235
Southern Region		690	789	736	591	528	398	824	891	942	1802	8191
Andhra Pradesh		397	352	290	249	296	189	350	377	515	1044	4054
Karnataka		46	25	33	73	48	27	12	197	93	64	620
Kerala		37	94	78	29	29	60	169	123	54	184	859
Tamil Nadu		211	318	335	239	154	121	293	194	281	511	2659
All-India		1172	1014	1219	1120	1370	985	2025	1655	2394	3278	16266
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		6.5	4.0	11.2	7.9	14.4	12.9	21.6	15.4	18.5	10.5	13.2
Haryana		0.1	1.2	6.6	3.6	5.7	2.1	13.1	2.3	3.6	1.9	4.2
Himachal Pradesh		0.0	0.0	0.0	0.1	0.0	0.0	0.0	0.0	0.1	0.0	0.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.0	0.0	0.1	0.0
Punjab		1.5	0.3	1.1	1.6	1.8	2.1	0.7	7.3	4.6	1.8	2.5
Rajasthan		4.6	2.4	3.5	2.4	6.9	8.5	7.2	5.7	9.4	5.4	5.9
Delhi		0.4	0.1	0.0	0.3	0.0	0.0	0.7	0.1	0.9	1.3	0.5
North-Eastern Region		0.2	0.2	0.2	0.1	0.2	0.2	0.1	0.0	0.0	0.1	0.1
Assam		0.2	0.2	0.2	0.1	0.2	0.2	0.1	0.0	0.0	0.1	0.1
Eastern Region		8.0	3.7	6.0	7.7	5.9	7.2	7.8	9.7	5.9	6.8	6.9
Bihar		0.9	0.4	0.5	1.0	0.4	1.0	0.9	1.6	0.7	0.8	0.8
Jharkhand		0.3	0.1	0.1	0.2	0.3	0.3	0.1	0.0	0.5	0.4	0.2
Orissa		0.4	0.2	1.1	1.2	0.4	2.1	0.7	0.3	0.6	0.1	0.6
West Bengal		6.4	3.0	4.3	5.3	4.8	3.9	6.1	7.8	4.1	5.6	5.2
Central Region		10.9	5.4	11.1	14.3	24.0	19.8	21.9	7.1	12.5	3.3	12.1
Chattisgarh		0.3	0.2	0.3	1.5	0.5	1.4	0.3	0.1	1.1	0.1	0.5
Madhya Pradesh		1.0	1.5	4.6	3.0	7.9	3.2	12.7	2.2	6.1	1.1	4.5
Uttranchal		0.0	0.6	0.1	0.1	0.1	0.0	0.0	0.0	0.2	0.0	0.1
Uttar Pradesh		9.5	3.2	6.2	9.7	15.4	15.3	8.9	4.7	5.1	2.0	7.0
Western Region		14.2	8.5	10.5	16.3	16.3	18.2	7.1	12.9	23.5	23.7	16.4
Gujarat		7.3	2.5	6.0	8.7	8.5	9.8	3.1	7.7	5.0	19.4	8.8
Maharashtra		7.0	6.0	4.6	7.6	7.8	8.5	4.0	5.2	18.5	4.4	7.6
Southern Region		58.9	77.8	60.4	52.8	38.5	40.4	40.7	53.8	39.3	55.0	50.4
Andhra Pradesh		33.9	34.7	23.8	22.2	21.6	19.2	17.3	22.8	21.5	31.8	24.9
Karnataka		3.9	2.5	2.7	6.5	3.5	2.8	0.6	11.9	3.9	1.9	3.8
Kerala		3.1	9.2	6.4	2.6	2.1	6.1	8.3	7.5	2.2	5.6	5.3
Tamil Nadu		18.0	31.4	27.5	21.4	11.3	12.3	14.4	11.7	11.7	15.6	16.3
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		3.6	1.9	6.3	4.1	9.2	5.9	20.4	11.9	20.7	16.0	100.0
Haryana		0.1	1.8	11.8	5.8	11.3	3.0	38.6	5.6	12.6	9.2	100.0
Himachal Pradesh		2.8	0.1	3.3	15.8	12.1	2.5	0.1	6.7	34.1	21.8	100.0
Jammu and Kashmir		2.0	0.0	2.0	8.2	0.9	21.4	0.3	13.9	7.9	43.8	100.0
Punjab		4.3	0.9	3.2	4.4	6.3	5.2	3.4	30.1	27.6	14.5	100.0
Rajasthan		5.6	2.5	4.4	2.8	9.8	8.7	15.0	9.8	23.3	18.2	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		13.3	12.4	14.6	8.4	16.7	11.0	7.2	2.0	3.3	10.6	100.0
Assam		13.3	12.4	14.6	8.4	16.7	11.0	7.2	2.0	3.3	10.6	100.0
Eastern Region		8.3	3.3	6.5	7.7	7.2	6.3	14.0	14.2	12.6	19.8	100.0
Bihar		7.8	3.1	4.5	8.4	4.1	7.0	13.8	20.0	12.4	18.8	100.0
Jharkhand		8.9	1.9	2.3	4.4	9.6	7.2	4.2	1.3	27.5	32.7	100.0
Orissa		5.3	2.3	14.3	14.4	6.1	21.7	13.8	4.3	15.5	2.1	100.0
West Bengal		8.7	3.6	6.1	6.9	7.7	4.5	14.6	15.0	11.6	21.4	100.0
Central Region		6.5	2.8	6.9	8.1	16.7	9.9	22.5	6.0	15.2	5.5	100.0
Chattisgarh		3.9	2.3	3.7	19.6	8.8	15.8	7.2	2.4	31.5	5.0	100.0
Madhya Pradesh		1.6	2.0	7.6	4.6	14.8	4.2	35.1	5.1	19.8	5.1	100.0
Uttranchal		1.4	38.6	4.5	8.5	10.1	0.5	3.8	2.4	28.1	2.0	100.0
Uttar Pradesh		9.8	2.9	6.7	9.6	18.5	13.3	15.8	6.9	10.8	5.9	100.0
Western Region		6.2	3.2	4.8	6.8	8.4	6.7	5.4	8.0	21.0	29.1	100.0
Gujarat		5.9	1.7	5.1	6.8	8.1	6.7	4.3	8.9	8.3	44.2	100.0
Maharashtra		6.6	4.9	4.5	6.9	8.7	6.8	6.6	6.9	35.9	11.6	100.0
Southern Region		8.4	9.6	9.0	7.2	6.4	4.9	10.1	10.9	11.5	22.0	100.0
Andhra Pradesh		9.8	8.7	7.1	6.1	7.3	4.7	8.6	9.3	12.7	25.7	100.0
Karnataka		7.4	4.0	5.4	11.8	7.8	4.4	2.0	31.8	15.0	10.3	100.0
Kerala		4.3	10.9	9.1	3.4	3.4	7.0	19.7	14.4	6.2	21.5	100.0
Tamil Nadu		7.9	12.0	12.6	9.0	5.8	4.6	11.0	7.3	10.6	19.2	100.0
All-India		7.2	6.2	7.5	6.9	8.4	6.1	12.5	10.2	14.7	20.2	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)