Table 14 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Urban- Agricultural Moneylender (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		0	1	9	9	1	0	4	8	6	4	44
Haryana		0	0	8	9	0	0	2	0	6	0	25
Himachal Pradesh		0	0	0	0	0	0	0	0	0	0	0
Jammu and Kashmir		0	0	0	0	0	0	0	0	0	0	0
Punjab		0	0	0	0	1	0	0	0	0	2	3
Rajasthan		0	0	1	0	0	0	1	8	0	3	14
Delhi		0	1	0	0	0	0	0	0	0	0	1
North-Eastern Region		0	0	0	0	0	0	0	0	0	0	0
Assam		0	0	0	0	0	0	0	0	0	0	0
Eastern Region		4	3	2	0	0	0	0	0	0	2	13
Bihar		4	2	2	0	0	0	0	0	0	2	10
Jharkhand		0	0	0	0	0	0	0	0	0	0	0
Orissa		0	0	0	0	0	0	0	0	0	0	0
West Bengal		0	2	0	0	0	0	0	0	0	0	3
Central Region		6	0	0	0	1	6	4	2	0	4	24
Chattisgarh		0	0	0	0	0	0	0	0	0	0	0
Madhya Pradesh		1	0	0	0	0	0	1	1	0	0	5
Uttranchal		0	0	0	0	0	0	0	0	0	0	0
Uttar Pradesh		5	0	0	0	1	6	2	1	0	4	19
Western Region		0	2	0	1	2	1	0	0	0	3	6
Gujarat		0	2	0	0	2	0	0	0	0	3	6
Maharashtra		0	0	0	1	0	1	0	0	0	0	0
Southern Region		18	1	4	37	10	13	26	23	11	396	536
Andhra Pradesh		18	1	1	32	9	6	25	22	10	393	514
Karnataka		0	0	3	0	0	0	0	0	1	0	4
Kerala		0	0	0	0	0	2	0	1	0	0	5
Tamil Nadu		0	0	0	5	1	5	1	0	0	2	13
All-India		29	7	15	49	16	20	32	32	12	414	588
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		1.2	13.8	60.0	18.2	4.6	1.0	11.1	24.7	48.6	1.1	7.4
Haryana		0.0	0.0	51.8	17.9	0.0	0.0	6.9	0.0	48.6	0.0	4.3
Himachal Pradesh		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Punjab		0.0	0.0	0.0	0.3	4.6	0.0	0.0	0.0	0.0	0.4	0.6
Rajasthan		1.2	0.0	8.2	0.0	0.0	1.0	4.2	24.7	0.0	0.6	2.4
Delhi		0.0	13.8	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.2
North-Eastern Region		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Assam		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Eastern Region		15.5	46.6	12.7	0.2	0.6	0.4	0.0	0.0	0.7	0.4	2.2
Bihar		15.5	24.7	12.7	0.2	0.6	0.0	0.0	0.0	0.7	0.4	1.7
Jharkhand		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Orissa		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
West Bengal		0.0	21.9	0.0	0.0	0.0	0.4	0.0	0.0	0.0	0.0	0.6
Central Region		20.1	0.0	0.0	0.3	8.8	28.8	11.5	6.8	3.3	1.0	4.0
Chattisgarh		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Madhya Pradesh		3.0	0.0	0.0	0.0	2.4	0.0	3.7	4.0	0.0	0.0	0.8
Uttranchal		0.0	0.0	0.0	0.0	0.0	0.0	0.7	0.0	0.0	0.0	0.0
Uttar Pradesh		17.1	0.0	0.0	0.3	6.3	28.8	7.0	2.8	3.3	1.0	3.2
Western Region		0.0	30.8	2.1	2.9	12.4	2.5	0.0	0.0	0.0	0.8	0.9
Gujarat		0.0	30.8	0.0	0.8	12.4	0.0	0.0	0.0	0.0	0.8	0.9
Maharashtra		0.0	0.0	2.1	2.1	0.0	2.5	0.0	0.0	0.0	0.0	0.0
Southern Region		64.6	11.5	24.0	76.2	65.0	63.1	80.4	71.4	86.6	95.6	91.2
Andhra Pradesh		64.4	10.1	6.0	65.6	57.1	27.5	77.0	68.7	81.1	95.1	87.5
Karnataka		0.2	1.4	18.1	0.0	0.0	0.0	0.0	0.0	5.5	0.0	0.6
Kerala		0.0	0.0	0.0	0.0	0.0	9.5	0.0	2.8	0.0	0.0	0.8
Tamil Nadu		0.0	0.0	0.0	10.6	7.9	26.1	3.4	0.0	0.0	0.6	2.2
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		0.8	2.3	20.3	20.5	1.6	0.5	8.2	17.9	13.7	10.3	100.0
Haryana		0.0	0.0	30.4	34.9	0.0	0.0	8.8	0.0	23.8	0.0	100.0
Himachal Pradesh		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Punjab		0.0	0.0	0.0	4.8	21.2	0.0	0.0	0.0	0.0	52.9	100.0
Rajasthan		2.5	0.0	8.6	0.0	0.0	1.5	9.6	55.7	0.0	19.2	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Assam		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Eastern Region		33.6	25.7	14.2	0.8	0.7	0.6	0.0	0.0	0.7	11.5	100.0
Bihar		45.1	18.3	19.0	1.1	0.9	0.0	0.0	0.0	0.9	15.4	100.0
Jharkhand		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Orissa		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
West Bengal		0.0	47.4	0.0	0.0	0.0	2.2	0.0	0.0	0.0	0.0	100.0
Central Region		24.4	0.0	0.0	0.7	5.8	24.8	15.6	9.2	1.7	17.3	100.0
Chattisgarh		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Madhya Pradesh		18.9	0.0	0.0	0.0	8.4	0.0	26.5	27.8	0.0	0.0	100.0
Uttranchal		0.0	0.0	0.0	0.0	0.0	0.0	86.6	0.0	0.0	0.0	100.0
Uttar Pradesh		26.0	0.0	0.0	0.8	5.3	31.2	11.9	4.8	2.2	21.7	100.0
Western Region		0.0	40.3	5.5	25.6	34.8	9.3	0.0	0.0	0.0	57.5	100.0
Gujarat		0.0	40.3	0.0	6.7	34.8	0.0	0.0	0.0	0.0	57.5	100.0
Maharashtra		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Southern Region		3.4	0.2	0.7	7.0	1.9	2.4	4.8	4.2	2.0	73.8	100.0
Andhra Pradesh		3.6	0.1	0.2	6.2	1.7	1.1	4.8	4.2	1.9	76.5	100.0
Karnataka		1.8	2.7	72.5	0.0	0.0	0.0	0.0	0.0	18.4	0.0	100.0
Kerala		0.0	0.0	0.0	0.0	0.0	39.1	0.0	17.7	0.0	0.0	100.0
Tamil Nadu		0.0	0.0	0.0	40.0	9.5	40.6	8.4	0.0	0.0	18.1	100.0
All-India		4.8	1.2	2.5	8.3	2.7	3.5	5.4	5.4	2.1	70.4	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)