Table 15 : All India Debt and Invest Survey
Distribution of Cash Loans Outstanding as on 30-6-2002 by Credit Agencies among Assets Holding Classes
Urban- Professional Moneylender (Amount in Rs. crore)
		Asset Holding Class ( Rs. 000)
State/Region		0-15	15-30	30-60	60-100	100-150	150-200	200-300	300-450	450-800	=> 800	All hhs
1		2	3	4	5	6	7	8	9	10	11	12
Northern Region		43	28	47	36	132	70	114	118	239	172	999
Haryana		0	11	4	11	57	4	4	15	54	9	168
Himachal Pradesh		0	0	0	0	0	0	0	0	0	0	0
Jammu and Kashmir		0	0	0	0	0	0	0	0	0	0	0
Punjab		4	2	5	6	3	4	2	57	60	1	143
Rajasthan		40	14	38	19	73	63	108	47	112	156	668
Delhi		0	0	0	0	0	0	0	0	14	6	20
North-Eastern Region		1	2	1	1	0	0	0	0	0	1	7
Assam		1	2	1	1	0	0	0	0	0	1	7
Eastern Region		43	13	28	32	26	33	66	23	65	9	340
Bihar		3	1	2	6	3	7	8	3	2	0	34
Jharkhand		0	0	0	2	0	3	1	0	0	0	6
Orissa		3	1	6	11	4	13	5	2	14	2	62
West Bengal		36	11	20	14	18	11	54	18	48	7	238
Central Region		76	24	37	73	193	119	239	54	77	43	939
Chattisgarh		3	2	1	5	1	7	2	1	15	0	42
Madhya Pradesh		6	7	14	11	75	17	176	29	30	23	389
Uttranchal		0	0	0	0	0	0	0	0	1	0	2
Uttar Pradesh		67	14	22	57	118	94	61	24	31	20	506
Western Region		96	26	67	29	66	32	48	56	44	399	859
Gujarat		37	14	34	14	25	1	9	51	13	335	533
Maharashtra		59	12	33	15	41	31	40	6	31	64	326
Southern Region		432	557	613	419	393	287	584	547	551	997	5377
Andhra Pradesh		216	263	226	196	220	145	249	286	237	467	2501
Karnataka		40	21	17	57	35	14	6	75	69	44	378
Kerala		14	35	73	2	22	33	120	72	12	70	452
Tamil Nadu		162	238	297	164	117	95	210	114	233	416	2046
All-India		706	652	796	604	817	550	1061	812	970	1623	8623
Percentage Distribution of Cash loans Outstanding to All India Total of Each Asset Holding Classes
Northern Region		6.1	4.2	5.9	5.9	16.2	12.7	10.7	14.5	24.7	10.6	11.6
Haryana		0.0	1.7	0.5	1.8	7.0	0.7	0.3	1.8	5.5	0.6	1.9
Himachal Pradesh		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Punjab		0.5	0.4	0.6	1.0	0.3	0.6	0.2	7.0	6.2	0.1	1.7
Rajasthan		5.6	2.2	4.8	3.1	8.9	11.4	10.2	5.7	11.5	9.6	7.8
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.4	0.4	0.2
North-Eastern Region		0.1	0.4	0.1	0.2	0.1	0.0	0.0	0.0	0.0	0.0	0.1
Assam		0.1	0.4	0.1	0.2	0.1	0.0	0.0	0.0	0.0	0.0	0.1
Eastern Region		6.1	1.9	3.5	5.3	3.1	6.1	6.3	2.9	6.7	0.5	3.9
Bihar		0.5	0.1	0.2	1.0	0.4	1.3	0.7	0.4	0.2	0.0	0.4
Jharkhand		0.0	0.0	0.0	0.3	0.0	0.5	0.1	0.0	0.0	0.0	0.1
Orissa		0.5	0.2	0.8	1.8	0.5	2.3	0.5	0.2	1.5	0.1	0.7
West Bengal		5.1	1.7	2.5	2.3	2.2	1.9	5.0	2.2	5.0	0.4	2.8
Central Region		10.8	3.6	4.7	12.1	23.6	21.6	22.5	6.6	8.0	2.6	10.9
Chattisgarh		0.4	0.3	0.1	0.8	0.1	1.2	0.1	0.1	1.6	0.0	0.5
Madhya Pradesh		0.8	1.1	1.8	1.8	9.2	3.2	16.6	3.6	3.1	1.4	4.5
Uttranchal		0.0	0.0	0.1	0.0	0.0	0.0	0.0	0.0	0.1	0.0	0.0
Uttar Pradesh		9.6	2.2	2.7	9.4	14.4	17.2	5.7	2.9	3.2	1.2	5.9
Western Region		13.5	4.0	8.4	4.9	8.1	5.8	4.5	6.9	4.5	24.6	10.0
Gujarat		5.2	2.2	4.3	2.3	3.0	0.2	0.8	6.3	1.3	20.7	6.2
Maharashtra		8.4	1.8	4.1	2.5	5.1	5.6	3.7	0.7	3.2	4.0	3.8
Southern Region		61.2	85.4	76.9	69.3	48.1	52.1	55.1	67.4	56.8	61.4	62.4
Andhra Pradesh		30.6	40.3	28.3	32.4	26.9	26.3	23.5	35.2	24.4	28.8	29.0
Karnataka		5.6	3.3	2.1	9.4	4.3	2.5	0.5	9.2	7.1	2.7	4.4
Kerala		1.9	5.4	9.2	0.4	2.6	6.1	11.3	8.9	1.2	4.3	5.2
Tamil Nadu		22.9	36.5	37.3	27.1	14.3	17.2	19.8	14.0	24.0	25.6	23.7
All-India		100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0	100.0
Percentage Distribution of Cash loans Outstanding to Individual State Total Cash loan Outstanding by AHC
Northern Region		4.3	2.8	4.7	3.6	13.2	7.0	11.4	11.8	23.9	17.2	100.0
Haryana		0.0	6.7	2.2	6.6	33.8	2.2	2.1	8.8	32.0	5.5	100.0
Himachal Pradesh		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Jammu and Kashmir		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Punjab		2.5	1.7	3.6	4.1	1.9	2.5	1.6	39.6	41.9	0.6	100.0
Rajasthan		5.9	2.1	5.7	2.8	10.9	9.4	16.1	7.0	16.7	23.4	100.0
Delhi		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
North-Eastern Region		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Assam		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Eastern Region		12.6	3.7	8.2	9.5	7.5	9.8	19.6	6.9	19.1	2.6	100.0
Bihar		9.7	1.6	5.1	17.5	8.9	21.1	22.0	8.4	5.7	0.0	100.0
Jharkhand		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Orissa		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
West Bengal		15.2	4.7	8.3	5.8	7.5	4.5	22.5	7.6	20.4	3.0	100.0
Central Region		8.1	2.5	4.0	7.8	20.6	12.6	25.4	5.7	8.2	4.6	100.0
Chattisgarh		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Madhya Pradesh		1.5	1.9	3.6	2.8	19.2	4.5	45.3	7.5	7.8	5.9	100.0
Uttranchal		0.4	14.9	22.4	13.8	0.0	0.0	0.0	0.0	48.3	0.0	100.0
Uttar Pradesh		13.3	2.8	4.3	11.2	23.2	18.6	12.0	4.7	6.1	3.9	100.0
Western Region		11.1	3.0	7.8	3.4	7.7	3.7	5.6	6.6	5.1	46.5	100.0
Gujarat		6.9	2.7	6.5	2.6	4.6	0.2	1.6	9.5	2.4	62.9	100.0
Maharashtra		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Southern Region		8.0	10.4	11.4	7.8	7.3	5.3	10.9	10.2	10.2	18.5	100.0
Andhra Pradesh		8.6	10.5	9.0	7.8	8.8	5.8	10.0	11.4	9.5	18.7	100.0
Karnataka		10.5	5.7	4.5	15.0	9.2	3.7	1.5	19.8	18.2	11.7	100.0
Kerala		3.0	7.7	16.2	0.5	4.8	7.4	26.5	16.0	2.7	15.4	100.0
Tamil Nadu		7.9	11.6	14.5	8.0	5.7	4.6	10.3	5.6	11.4	20.3	100.0
All-India		8.2	7.6	9.2	7.0	9.5	6.4	12.3	9.4	11.2	18.8	100.0
Note: ' 0 ' means negligible
Source: NSSO (2005), Household Indebtedness in India as on 30-06-2002, All India Debt and Investment Survey , 59th Round (jan-Dec 2003),
Report No.501 (59/18.2/2) (prepared from Table 10, pages A-188 to A-230)