Statement 1 : Number of households ( 00) reporting cash loans outstanding as on 30-6-2002 by Rate of Interest - Rural Households    
Number of Households in ' 00 - Rural
    nil  < 6  6 - 10  10 - 12  12 - 15  15 - 20  20 - 25  25 - 30  = > 30 nr Total hhs All Rural
State/Region reporting hhs
                        cash loans  
1   2 3 4 5 6 7 8 9 10 11 12 13
Northern Region 5966 415 475 1174 11532 6330 16524 68 4683 143 42223 153898
Haryana   1171 92 17 307 3435 1329 2219 0 1359 39 8594 31472
Himachal Pradesh 614 161 84 121 886 67 35 9 23 17 1827 11960
Jammu and Kashmir 165 4 20 67 106 13 0 0 0 3 374 10420
Punjab   2420 146 204 347 2386 487 1711 59 930 0 7676 29847
Rajasthan   1596 12 150 332 4719 4434 12559 0 2371 84 23752 70199
Delhi   0 0 0 0 0 0 0 0 0 0 0 0
North-Eastern Region 1734 190 116 238 262 162 137 0 331 10 3139 41595
Assam   1734 190 116 238 262 162 137 0 331 10 3139 41595
Eastern Region 17710 3572 3997 5905 18298 5221 1335 228 21350 1484 73949 341513
Bihar   5634 933 753 1158 4214 642 540 0 12580 218 25516 116853
Jharkhand   1155 283 595 541 464 540 80 138 405 361 4431 36847
Orissa   1550 369 334 1858 6663 3129 329 69 4465 61 17463 66199
West Bengal 9371 1987 2315 2348 6957 910 386 21 3900 844 26539 121614
Central Region 15748 5242 1621 3859 27285 8283 5479 260 25883 1519 84165 363779
Chattisgarh   964 291 112 327 3819 757 116 5 1457 76 7186 36316
Madhya Pradesh 1457 1221 322 966 7360 5561 4219 98 7942 546 24522 94044
Uttranchal   97 0 44 38 299 12 2 0 167 15 661 11959
Uttar Pradesh 13230 3730 1143 2528 15807 1953 1142 157 16317 882 51796 221460
Western Region 13087 1070 1216 2285 14949 18898 1519 139 3832 20 50069 180687
Gujarat   7818 473 284 761 6465 2076 576 8 1206 0 17580 62504
Maharashtra 5269 597 932 1524 8484 16822 943 131 2626 20 32489 118183
Southern Region 12984 1254 3525 7849 30395 24876 31213 1948 48594 34839 153567 372485
Andhra Pradesh 2674 121 605 3083 9857 7497 23712 210 22425 279 60253 142450
Karnataka   2330 337 731 1362 4956 4777 1226 44 8987 0 21864 69908
Kerala   3230 543 1331 1646 8604 5903 899 183 2274 27 19654 49945
Tamil Nadu   4750 253 858 1758 6978 6699 5376 1511 14908 34533 51796 110182
All-India-All Agencies  67695 11807 11169 21492 103263 63879 56273 1283 105119 3522 391898 1478529
Institutional Agencies 3997 5914 10019 19877 101083 59505 3441 137 1347 2896 198594 1478529
Non-Institu. Agencies 63769 5997 1153 1648 2322 4622 53118 1146 103859 626 228477 1478529
Percentage Distribution
Northern Region 3.9 0.3 0.3 0.8 7.5 4.1 10.7 0.0 3.0 0.1 27.4 100.0
Haryana   3.7 0.3 0.1 1.0 10.9 4.2 7.1 0.0 4.3 0.1 27.3 100.0
Himachal Pradesh 5.1 1.3 0.7 1.0 7.4 0.6 0.3 0.1 0.2 0.1 15.3 100.0
Jammu and Kashmir 1.6 0.0 0.2 0.6 1.0 0.1 0.0 0.0 0.0 0.0 3.6 100.0
Punjab   8.1 0.5 0.7 1.2 8.0 1.6 5.7 0.2 3.1 0.0 25.7 100.0
Rajasthan   2.3 0.0 0.2 0.5 6.7 6.3 17.9 0.0 3.4 0.1 33.8 100.0
Delhi   0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
North-Eastern Region 4.2 0.5 0.3 0.6 0.6 0.4 0.3 0.0 0.8 0.0 7.5 100.0
Assam   4.2 0.5 0.3 0.6 0.6 0.4 0.3 0.0 0.8 0.0 7.5 100.0
Eastern Region 5.2 1.0 1.2 1.7 5.4 1.5 0.4 0.1 6.3 0.4 21.7 100.0
Bihar   4.8 0.8 0.6 1.0 3.6 0.5 0.5 0.0 10.8 0.2 21.8 100.0
Jharkhand   3.1 0.8 1.6 1.5 1.3 1.5 0.2 0.4 1.1 1.0 12.0 100.0
Orissa   2.3 0.6 0.5 2.8 10.1 4.7 0.5 0.1 6.7 0.1 26.4 100.0
West Bengal 7.7 1.6 1.9 1.9 5.7 0.7 0.3 0.0 3.2 0.7 21.8 100.0
Central Region 4.3 1.4 0.4 1.1 7.5 2.3 1.5 0.1 7.1 0.4 23.1 100.0
Chattisgarh   2.7 0.8 0.3 0.9 10.5 2.1 0.3 0.0 4.0 0.2 19.8 100.0
Madhya Pradesh 1.5 1.3 0.3 1.0 7.8 5.9 4.5 0.1 8.4 0.6 26.1 100.0
Uttranchal   0.8 0.0 0.4 0.3 2.5 0.1 0.0 0.0 1.4 0.1 5.5 100.0
Uttar Pradesh 6.0 1.7 0.5 1.1 7.1 0.9 0.5 0.1 7.4 0.4 23.4 100.0
Western Region 7.2 0.6 0.7 1.3 8.3 10.5 0.8 0.1 2.1 0.0 27.7 100.0
Gujarat   12.5 0.8 0.5 1.2 10.3 3.3 0.9 0.0 1.9 0.0 28.1 100.0
Maharashtra 4.5 0.5 0.8 1.3 7.2 14.2 0.8 0.1 2.2 0.0 27.5 100.0
Southern Region 3.5 0.3 0.9 2.1 8.2 6.7 8.4 0.5 13.0 9.4 41.2 100.0
Andhra Pradesh 1.9 0.1 0.4 2.2 6.9 5.3 16.6 0.1 15.7 0.2 42.3 100.0
Karnataka   3.3 0.5 1.0 1.9 7.1 6.8 1.8 0.1 12.9 0.0 31.3 100.0
Kerala   6.5 1.1 2.7 3.3 17.2 11.8 1.8 0.4 4.6 0.1 39.4 100.0
Tamil Nadu   4.3 0.2 0.8 1.6 6.3 6.1 4.9 1.4 13.5 31.3 47.0 100.0
All-India-All Agencies  4.6 0.8 0.8 1.5 7.0 4.3 3.8 0.1 7.1 0.2 26.5 100.0
Institutional Agencies 0.3 0.4 0.7 1.3 6.8 4.0 0.2 0.0 0.1 0.2 13.4 100.0
Non-Institu. Agencies 4.3 0.4 0.1 0.1 0.2 0.3 3.6 0.1 7.0 0.0 15.5 100.0
Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey        
NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp 32 to 78