| Statement 1 : Number of households ( 00) reporting cash loans outstanding as on 30-6-2002 by Rate of Interest - Rural Households | |||||||||||||
| Number of Households in ' 00 - Rural | |||||||||||||
| nil | < 6 | 6 - 10 | 10 - 12 | 12 - 15 | 15 - 20 | 20 - 25 | 25 - 30 | = > 30 | nr | Total hhs | All Rural | ||
| State/Region | reporting | hhs | |||||||||||
| cash loans | |||||||||||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | |
| Northern Region | 5966 | 415 | 475 | 1174 | 11532 | 6330 | 16524 | 68 | 4683 | 143 | 42223 | 153898 | |
| Haryana | 1171 | 92 | 17 | 307 | 3435 | 1329 | 2219 | 0 | 1359 | 39 | 8594 | 31472 | |
| Himachal Pradesh | 614 | 161 | 84 | 121 | 886 | 67 | 35 | 9 | 23 | 17 | 1827 | 11960 | |
| Jammu and Kashmir | 165 | 4 | 20 | 67 | 106 | 13 | 0 | 0 | 0 | 3 | 374 | 10420 | |
| Punjab | 2420 | 146 | 204 | 347 | 2386 | 487 | 1711 | 59 | 930 | 0 | 7676 | 29847 | |
| Rajasthan | 1596 | 12 | 150 | 332 | 4719 | 4434 | 12559 | 0 | 2371 | 84 | 23752 | 70199 | |
| Delhi | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| North-Eastern Region | 1734 | 190 | 116 | 238 | 262 | 162 | 137 | 0 | 331 | 10 | 3139 | 41595 | |
| Assam | 1734 | 190 | 116 | 238 | 262 | 162 | 137 | 0 | 331 | 10 | 3139 | 41595 | |
| Eastern Region | 17710 | 3572 | 3997 | 5905 | 18298 | 5221 | 1335 | 228 | 21350 | 1484 | 73949 | 341513 | |
| Bihar | 5634 | 933 | 753 | 1158 | 4214 | 642 | 540 | 0 | 12580 | 218 | 25516 | 116853 | |
| Jharkhand | 1155 | 283 | 595 | 541 | 464 | 540 | 80 | 138 | 405 | 361 | 4431 | 36847 | |
| Orissa | 1550 | 369 | 334 | 1858 | 6663 | 3129 | 329 | 69 | 4465 | 61 | 17463 | 66199 | |
| West Bengal | 9371 | 1987 | 2315 | 2348 | 6957 | 910 | 386 | 21 | 3900 | 844 | 26539 | 121614 | |
| Central Region | 15748 | 5242 | 1621 | 3859 | 27285 | 8283 | 5479 | 260 | 25883 | 1519 | 84165 | 363779 | |
| Chattisgarh | 964 | 291 | 112 | 327 | 3819 | 757 | 116 | 5 | 1457 | 76 | 7186 | 36316 | |
| Madhya Pradesh | 1457 | 1221 | 322 | 966 | 7360 | 5561 | 4219 | 98 | 7942 | 546 | 24522 | 94044 | |
| Uttranchal | 97 | 0 | 44 | 38 | 299 | 12 | 2 | 0 | 167 | 15 | 661 | 11959 | |
| Uttar Pradesh | 13230 | 3730 | 1143 | 2528 | 15807 | 1953 | 1142 | 157 | 16317 | 882 | 51796 | 221460 | |
| Western Region | 13087 | 1070 | 1216 | 2285 | 14949 | 18898 | 1519 | 139 | 3832 | 20 | 50069 | 180687 | |
| Gujarat | 7818 | 473 | 284 | 761 | 6465 | 2076 | 576 | 8 | 1206 | 0 | 17580 | 62504 | |
| Maharashtra | 5269 | 597 | 932 | 1524 | 8484 | 16822 | 943 | 131 | 2626 | 20 | 32489 | 118183 | |
| Southern Region | 12984 | 1254 | 3525 | 7849 | 30395 | 24876 | 31213 | 1948 | 48594 | 34839 | 153567 | 372485 | |
| Andhra Pradesh | 2674 | 121 | 605 | 3083 | 9857 | 7497 | 23712 | 210 | 22425 | 279 | 60253 | 142450 | |
| Karnataka | 2330 | 337 | 731 | 1362 | 4956 | 4777 | 1226 | 44 | 8987 | 0 | 21864 | 69908 | |
| Kerala | 3230 | 543 | 1331 | 1646 | 8604 | 5903 | 899 | 183 | 2274 | 27 | 19654 | 49945 | |
| Tamil Nadu | 4750 | 253 | 858 | 1758 | 6978 | 6699 | 5376 | 1511 | 14908 | 34533 | 51796 | 110182 | |
| All-India-All Agencies | 67695 | 11807 | 11169 | 21492 | 103263 | 63879 | 56273 | 1283 | 105119 | 3522 | 391898 | 1478529 | |
| Institutional Agencies | 3997 | 5914 | 10019 | 19877 | 101083 | 59505 | 3441 | 137 | 1347 | 2896 | 198594 | 1478529 | |
| Non-Institu. Agencies | 63769 | 5997 | 1153 | 1648 | 2322 | 4622 | 53118 | 1146 | 103859 | 626 | 228477 | 1478529 | |
| Percentage Distribution | |||||||||||||
| Northern Region | 3.9 | 0.3 | 0.3 | 0.8 | 7.5 | 4.1 | 10.7 | 0.0 | 3.0 | 0.1 | 27.4 | 100.0 | |
| Haryana | 3.7 | 0.3 | 0.1 | 1.0 | 10.9 | 4.2 | 7.1 | 0.0 | 4.3 | 0.1 | 27.3 | 100.0 | |
| Himachal Pradesh | 5.1 | 1.3 | 0.7 | 1.0 | 7.4 | 0.6 | 0.3 | 0.1 | 0.2 | 0.1 | 15.3 | 100.0 | |
| Jammu and Kashmir | 1.6 | 0.0 | 0.2 | 0.6 | 1.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 3.6 | 100.0 | |
| Punjab | 8.1 | 0.5 | 0.7 | 1.2 | 8.0 | 1.6 | 5.7 | 0.2 | 3.1 | 0.0 | 25.7 | 100.0 | |
| Rajasthan | 2.3 | 0.0 | 0.2 | 0.5 | 6.7 | 6.3 | 17.9 | 0.0 | 3.4 | 0.1 | 33.8 | 100.0 | |
| Delhi | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| North-Eastern Region | 4.2 | 0.5 | 0.3 | 0.6 | 0.6 | 0.4 | 0.3 | 0.0 | 0.8 | 0.0 | 7.5 | 100.0 | |
| Assam | 4.2 | 0.5 | 0.3 | 0.6 | 0.6 | 0.4 | 0.3 | 0.0 | 0.8 | 0.0 | 7.5 | 100.0 | |
| Eastern Region | 5.2 | 1.0 | 1.2 | 1.7 | 5.4 | 1.5 | 0.4 | 0.1 | 6.3 | 0.4 | 21.7 | 100.0 | |
| Bihar | 4.8 | 0.8 | 0.6 | 1.0 | 3.6 | 0.5 | 0.5 | 0.0 | 10.8 | 0.2 | 21.8 | 100.0 | |
| Jharkhand | 3.1 | 0.8 | 1.6 | 1.5 | 1.3 | 1.5 | 0.2 | 0.4 | 1.1 | 1.0 | 12.0 | 100.0 | |
| Orissa | 2.3 | 0.6 | 0.5 | 2.8 | 10.1 | 4.7 | 0.5 | 0.1 | 6.7 | 0.1 | 26.4 | 100.0 | |
| West Bengal | 7.7 | 1.6 | 1.9 | 1.9 | 5.7 | 0.7 | 0.3 | 0.0 | 3.2 | 0.7 | 21.8 | 100.0 | |
| Central Region | 4.3 | 1.4 | 0.4 | 1.1 | 7.5 | 2.3 | 1.5 | 0.1 | 7.1 | 0.4 | 23.1 | 100.0 | |
| Chattisgarh | 2.7 | 0.8 | 0.3 | 0.9 | 10.5 | 2.1 | 0.3 | 0.0 | 4.0 | 0.2 | 19.8 | 100.0 | |
| Madhya Pradesh | 1.5 | 1.3 | 0.3 | 1.0 | 7.8 | 5.9 | 4.5 | 0.1 | 8.4 | 0.6 | 26.1 | 100.0 | |
| Uttranchal | 0.8 | 0.0 | 0.4 | 0.3 | 2.5 | 0.1 | 0.0 | 0.0 | 1.4 | 0.1 | 5.5 | 100.0 | |
| Uttar Pradesh | 6.0 | 1.7 | 0.5 | 1.1 | 7.1 | 0.9 | 0.5 | 0.1 | 7.4 | 0.4 | 23.4 | 100.0 | |
| Western Region | 7.2 | 0.6 | 0.7 | 1.3 | 8.3 | 10.5 | 0.8 | 0.1 | 2.1 | 0.0 | 27.7 | 100.0 | |
| Gujarat | 12.5 | 0.8 | 0.5 | 1.2 | 10.3 | 3.3 | 0.9 | 0.0 | 1.9 | 0.0 | 28.1 | 100.0 | |
| Maharashtra | 4.5 | 0.5 | 0.8 | 1.3 | 7.2 | 14.2 | 0.8 | 0.1 | 2.2 | 0.0 | 27.5 | 100.0 | |
| Southern Region | 3.5 | 0.3 | 0.9 | 2.1 | 8.2 | 6.7 | 8.4 | 0.5 | 13.0 | 9.4 | 41.2 | 100.0 | |
| Andhra Pradesh | 1.9 | 0.1 | 0.4 | 2.2 | 6.9 | 5.3 | 16.6 | 0.1 | 15.7 | 0.2 | 42.3 | 100.0 | |
| Karnataka | 3.3 | 0.5 | 1.0 | 1.9 | 7.1 | 6.8 | 1.8 | 0.1 | 12.9 | 0.0 | 31.3 | 100.0 | |
| Kerala | 6.5 | 1.1 | 2.7 | 3.3 | 17.2 | 11.8 | 1.8 | 0.4 | 4.6 | 0.1 | 39.4 | 100.0 | |
| Tamil Nadu | 4.3 | 0.2 | 0.8 | 1.6 | 6.3 | 6.1 | 4.9 | 1.4 | 13.5 | 31.3 | 47.0 | 100.0 | |
| All-India-All Agencies | 4.6 | 0.8 | 0.8 | 1.5 | 7.0 | 4.3 | 3.8 | 0.1 | 7.1 | 0.2 | 26.5 | 100.0 | |
| Institutional Agencies | 0.3 | 0.4 | 0.7 | 1.3 | 6.8 | 4.0 | 0.2 | 0.0 | 0.1 | 0.2 | 13.4 | 100.0 | |
| Non-Institu. Agencies | 4.3 | 0.4 | 0.1 | 0.1 | 0.2 | 0.3 | 3.6 | 0.1 | 7.0 | 0.0 | 15.5 | 100.0 | |
| Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey | |||||||||||||
| NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp 32 to 78 | |||||||||||||