| Statement
2: Aggregate Amount of Cash Loan Outstanding as on 30-6-2002 by Rate of
Interest among Rural Households in Rs.crore |
| Aggregate Amount of Cash Loan Outstanding in Rs.crore as on
30-6-2002 |
| State/Region |
nil |
< 6 |
6 - 10 |
10 - 12 |
12 - 15 |
15 - 20 |
20 - 25 |
25 - 30 |
= > 30 |
nr |
All |
| 1 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
| Northern Region |
1456 |
220 |
253 |
433 |
5410 |
2053 |
6807 |
41 |
1278 |
47 |
17998 |
| Haryana |
|
163 |
16 |
4 |
113 |
1400 |
502 |
1140 |
0 |
552 |
4 |
3890 |
| Himachal Pradesh |
125 |
35 |
39 |
59 |
294 |
39 |
9 |
1 |
2 |
17 |
621 |
| Jammu and Kashmir |
32 |
2 |
4 |
6 |
62 |
9 |
0 |
0 |
0 |
1 |
116 |
| Punjab |
|
739 |
167 |
79 |
163 |
1872 |
532 |
1064 |
39 |
276 |
0 |
4926 |
| Rajasthan |
|
397 |
0 |
127 |
93 |
1782 |
971 |
4594 |
0 |
448 |
25 |
8446 |
| Delhi |
|
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
| North-Eastern Region |
65 |
23 |
15 |
30 |
61 |
26 |
18 |
0 |
29 |
1 |
268 |
| Assam |
|
65 |
23 |
15 |
30 |
61 |
26 |
18 |
0 |
29 |
1 |
268 |
| Eastern Region |
1486 |
526 |
498 |
777 |
3323 |
949 |
110 |
10 |
2381 |
141 |
10185 |
| Bihar |
|
514 |
203 |
80 |
168 |
818 |
175 |
59 |
0 |
1458 |
24 |
3497 |
| Jharkhand |
|
50 |
33 |
86 |
49 |
68 |
90 |
2 |
3 |
16 |
17 |
414 |
| Orissa |
|
103 |
57 |
29 |
241 |
1035 |
428 |
29 |
2 |
464 |
2 |
2389 |
| West Bengal |
820 |
233 |
303 |
319 |
1402 |
256 |
19 |
4 |
443 |
97 |
3884 |
| Central Region |
1582 |
1046 |
443 |
982 |
7388 |
3405 |
1427 |
20 |
4742 |
262 |
21257 |
| Chattisgarh |
|
70 |
40 |
21 |
201 |
850 |
116 |
6 |
0 |
110 |
11 |
1428 |
| Madhya Pradesh |
178 |
289 |
34 |
221 |
2217 |
2514 |
1240 |
8 |
1690 |
102 |
8493 |
| Uttranchal |
|
34 |
0 |
7 |
44 |
64 |
2 |
2 |
0 |
18 |
3 |
133 |
| Uttar Pradesh |
1300 |
717 |
381 |
515 |
4257 |
773 |
179 |
11 |
2924 |
146 |
11203 |
| Western Region |
2422 |
273 |
368 |
1422 |
5409 |
8255 |
464 |
25 |
995 |
12 |
19652 |
| Gujarat |
|
1526 |
162 |
111 |
907 |
2646 |
1526 |
170 |
0 |
332 |
0 |
7372 |
| Maharashtra |
896 |
111 |
258 |
516 |
2763 |
6730 |
295 |
25 |
663 |
12 |
12280 |
| Southern Region |
11114 |
290 |
1139 |
2182 |
9350 |
8426 |
7945 |
30 |
9938 |
15 |
41585 |
| Andhra Pradesh |
317 |
60 |
91 |
498 |
1871 |
1614 |
6095 |
0 |
4526 |
15 |
15086 |
| Karnataka |
|
360 |
19 |
219 |
546 |
1825 |
1652 |
353 |
0 |
1446 |
0 |
6427 |
| Kerala |
|
953 |
118 |
481 |
697 |
3624 |
2966 |
226 |
20 |
737 |
0 |
9821 |
| Tamil Nadu |
|
646 |
92 |
349 |
441 |
2030 |
2194 |
1271 |
10 |
3229 |
0 |
10251 |
| All-India -All Agencies |
9363 |
2341 |
2787 |
5796 |
31100 |
23185 |
16832 |
111 |
19395 |
446 |
111468 |
| Institutional
Agencies |
572 |
1272 |
2417 |
5598 |
30406 |
21818 |
891 |
0 |
191 |
382 |
63610 |
| Non-Institu.
Agencies |
8805 |
1148 |
335 |
239 |
622 |
1340 |
15935 |
144 |
19189 |
96 |
47853 |
| Per cent Distribution of Cash Loan Outstanding as on
30-6-2002 |
| Northern Region |
8.1 |
1.2 |
1.4 |
2.4 |
30.1 |
11.4 |
37.8 |
0.2 |
7.1 |
0.3 |
100.0 |
| Haryana |
|
4.2 |
0.4 |
0.1 |
2.9 |
36.0 |
12.9 |
29.3 |
0.0 |
14.2 |
0.1 |
100.0 |
| Himachal Pradesh |
20.1 |
5.6 |
6.3 |
9.5 |
47.3 |
6.2 |
1.5 |
0.2 |
0.4 |
2.8 |
100.0 |
| Jammu and Kashmir |
27.2 |
1.8 |
3.5 |
5.3 |
53.4 |
7.9 |
0.0 |
0.0 |
0.2 |
0.7 |
100.0 |
| Punjab |
|
15.0 |
3.4 |
1.6 |
3.3 |
38.0 |
10.8 |
21.6 |
0.8 |
5.6 |
0.0 |
100.0 |
| Rajasthan |
|
4.7 |
0.0 |
1.5 |
1.1 |
21.1 |
11.5 |
54.4 |
0.0 |
5.3 |
0.3 |
100.0 |
| Delhi |
|
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
| North-Eastern Region |
24.2 |
8.7 |
5.5 |
11.1 |
22.9 |
9.9 |
6.6 |
0.0 |
10.9 |
0.3 |
100.0 |
| Assam |
|
24.2 |
8.7 |
5.5 |
11.1 |
22.9 |
9.9 |
6.6 |
0.0 |
10.9 |
0.3 |
100.0 |
| Eastern Region |
14.6 |
5.2 |
4.9 |
7.6 |
32.6 |
9.3 |
1.1 |
0.1 |
23.4 |
1.4 |
100.0 |
| Bihar |
|
14.7 |
5.8 |
2.3 |
4.8 |
23.4 |
5.0 |
1.7 |
0.0 |
41.7 |
0.7 |
100.0 |
| Jharkhand |
|
12.0 |
8.0 |
20.7 |
11.9 |
16.3 |
21.7 |
0.6 |
0.8 |
3.9 |
4.1 |
100.0 |
| Orissa |
|
4.3 |
2.4 |
1.2 |
10.1 |
43.3 |
17.9 |
1.2 |
0.1 |
19.4 |
0.1 |
100.0 |
| West Bengal |
21.1 |
6.0 |
7.8 |
8.2 |
36.1 |
6.6 |
0.5 |
0.1 |
11.4 |
2.5 |
100.0 |
| Central Region |
7.4 |
4.9 |
2.1 |
4.6 |
34.8 |
16.0 |
6.7 |
0.1 |
22.3 |
1.2 |
100.0 |
| Chattisgarh |
|
4.9 |
2.8 |
1.5 |
14.1 |
59.5 |
8.1 |
0.4 |
0.0 |
7.7 |
0.8 |
100.0 |
| Madhya Pradesh |
2.1 |
3.4 |
0.4 |
2.6 |
26.1 |
29.6 |
14.6 |
0.1 |
19.9 |
1.2 |
100.0 |
| Uttranchal |
|
25.5 |
0.0 |
5.2 |
33.2 |
48.3 |
1.4 |
1.3 |
0.0 |
13.2 |
1.9 |
100.0 |
| Uttar Pradesh |
11.6 |
6.4 |
3.4 |
4.6 |
38.0 |
6.9 |
1.6 |
0.1 |
26.1 |
1.3 |
100.0 |
| Western Region |
12.3 |
1.4 |
1.9 |
7.2 |
27.5 |
42.0 |
2.4 |
0.1 |
5.1 |
0.1 |
100.0 |
| Gujarat |
|
20.7 |
2.2 |
1.5 |
12.3 |
35.9 |
20.7 |
2.3 |
0.0 |
4.5 |
0.0 |
100.0 |
| Maharashtra |
7.3 |
0.9 |
2.1 |
4.2 |
22.5 |
54.8 |
2.4 |
0.2 |
5.4 |
0.1 |
100.0 |
| Southern Region |
26.7 |
0.7 |
2.7 |
5.2 |
22.5 |
20.3 |
19.1 |
0.1 |
23.9 |
0.0 |
100.0 |
| Andhra Pradesh |
2.1 |
0.4 |
0.6 |
3.3 |
12.4 |
10.7 |
40.4 |
0.0 |
30.0 |
0.1 |
100.0 |
| Karnataka |
|
5.6 |
0.3 |
3.4 |
8.5 |
28.4 |
25.7 |
5.5 |
0.0 |
22.5 |
0.0 |
100.0 |
| Kerala |
|
9.7 |
1.2 |
4.9 |
7.1 |
36.9 |
30.2 |
2.3 |
0.2 |
7.5 |
0.0 |
100.0 |
| Tamil Nadu |
|
6.3 |
0.9 |
3.4 |
4.3 |
19.8 |
21.4 |
12.4 |
0.1 |
31.5 |
0.0 |
100.0 |
| All-India
-All Agencies |
|
8.4 |
2.1 |
2.5 |
5.2 |
27.9 |
20.8 |
15.1 |
0.1 |
17.4 |
0.4 |
100.0 |
| Institutional
Agencies |
|
0.9 |
2.0 |
3.8 |
8.8 |
47.8 |
34.3 |
1.4 |
0.0 |
0.3 |
0.6 |
100.0 |
| Non-Institu.
Agencies |
|
18.4 |
2.4 |
0.7 |
0.5 |
1.3 |
2.8 |
33.3 |
0.3 |
40.1 |
0.2 |
100.0 |
| Sourcce: NSSO
(2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and
Investment Survey |
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| NSS 59th Round
(January-December 2003), Report No.501 (59/18.2/2), pp 32 to 78 |
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