| Statement 3 : Aggregate Amount of Cash Loan Outstanding as on 30-6-2002 by Rate of Interest for | |||||||||||||
| Asset Holding Class - Rs. 0 -15000 - Rural - Rs.crore | |||||||||||||
| State/Region | nil | < 6 | 6 - 10 | 10 - 12 | 12 - 15 | 15 - 20 | 20 - 25 | 25 - 30 | = > 30 | nr | All | ||
| 1 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | ||
| Northern Region | 3.67 | 0.09 | 0.00 | 0.17 | 4.92 | 6.57 | 15.40 | 0.00 | 7.54 | 0.00 | 38.38 | ||
| Haryana | 0.17 | 0.09 | 0.00 | 0.17 | 3.39 | 5.79 | 3.69 | 0.00 | 0.00 | 0.00 | 13.31 | ||
| Himachal Pradesh | 1.12 | 0.00 | 0.00 | 0.00 | 0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.19 | ||
| Jammu and Kashmir | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | ||
| Punjab | 2.12 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.84 | 0.00 | 0.26 | 0.00 | 3.21 | ||
| Rajasthan | 0.23 | 0.00 | 0.00 | 0.00 | 1.47 | 0.78 | 10.88 | 0.00 | 7.29 | 0.00 | 20.64 | ||
| Delhi | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| North-Eastern Region | 0.85 | 1.93 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 | 1.01 | 0.00 | 3.83 | ||
| Assam | 0.85 | 1.93 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 | 1.01 | 0.00 | 3.83 | ||
| Eastern Region | 22.60 | 5.21 | 29.66 | 10.81 | 67.08 | 17.52 | 2.11 | 0.00 | 149.81 | 2.69 | 307.42 | ||
| Bihar | 6.26 | 2.33 | 17.04 | 3.06 | 0.73 | 3.35 | 0.87 | 0.00 | 111.84 | 0.29 | 145.63 | ||
| Jharkhand | 0.67 | 0.00 | 0.03 | 0.00 | 0.17 | 0.00 | 0.00 | 0.00 | 0.23 | 0.03 | 1.13 | ||
| Orissa | 1.29 | 0.76 | 0.08 | 1.83 | 36.74 | 13.92 | 0.30 | 0.00 | 21.07 | 0.00 | 76.07 | ||
| West Bengal | 14.38 | 2.11 | 12.52 | 5.92 | 29.44 | 0.25 | 0.93 | 0.00 | 16.66 | 2.37 | 84.59 | ||
| Central Region | 18.92 | 3.93 | 0.55 | 12.84 | 17.36 | 3.33 | 19.37 | 0.09 | 54.28 | 3.21 | 134.06 | ||
| Chattisgarh | 0.22 | 0.00 | 0.00 | 0.35 | 1.96 | 0.52 | 0.16 | 0.00 | 0.08 | 0.00 | 3.29 | ||
| Madhya Pradesh | 2.67 | 0.00 | 0.29 | 2.05 | 3.98 | 1.03 | 8.41 | 0.00 | 22.53 | 0.00 | 41.03 | ||
| Uttranchal | 0.06 | 0.00 | 0.00 | 0.00 | 0.18 | 0.00 | 0.00 | 0.00 | 0.25 | 0.00 | 0.49 | ||
| Uttar Pradesh | 15.98 | 3.93 | 0.27 | 10.44 | 11.25 | 1.79 | 10.80 | 0.09 | 31.42 | 3.21 | 89.25 | ||
| Western Region | 52.05 | 3.91 | 9.16 | 4.80 | 8.89 | 13.00 | 0.07 | 0.00 | 18.38 | 0.00 | 110.26 | ||
| Gujarat | 37.46 | 0.00 | 0.00 | 0.48 | 0.13 | 0.00 | 0.00 | 0.00 | 5.84 | 0.00 | 43.91 | ||
| Maharashtra | 14.60 | 3.91 | 9.16 | 4.31 | 8.76 | 13.00 | 0.07 | 0.00 | 12.54 | 0.00 | 66.35 | ||
| Southern Region | 140.82 | 0.39 | 3.48 | 28.10 | 59.53 | 41.72 | 342.71 | 1.50 | 380.32 | 0.00 | 999.56 | ||
| Andhra Pradesh | 57.93 | 0.00 | 1.50 | 24.83 | 25.58 | 30.85 | 328.02 | 1.50 | 281.38 | 0.00 | 752.34 | ||
| Karnataka | 2.10 | 0.22 | 0.33 | 0.00 | 1.77 | 0.19 | 2.39 | 0.00 | 6.80 | 0.00 | 13.80 | ||
| Kerala | 17.84 | 0.00 | 0.00 | 0.96 | 30.54 | 6.73 | 3.57 | 0.00 | 8.92 | 0.00 | 68.63 | ||
| Tamil Nadu | 62.95 | 0.16 | 1.65 | 2.31 | 1.65 | 3.95 | 8.73 | 0.00 | 83.22 | 0.00 | 164.79 | ||
| All-India -All Agencies | 240.35 | 16.02 | 43.26 | 59.29 | 161.83 | 81.72 | 379.75 | 1.60 | 612.08 | 6.41 | 1602.30 | ||
| Per cent Distribution of Cash Loan Outstanding as on 30-6-2002 | |||||||||||||
| Northern Region | 9.6 | 0.2 | 0.0 | 0.5 | 12.8 | 17.1 | 40.1 | 0.0 | 19.7 | 0.0 | 100.0 | ||
| Haryana | 1.3 | 0.7 | 0.0 | 1.3 | 25.5 | 43.5 | 27.7 | 0.0 | 0.0 | 0.0 | 100.0 | ||
| Himachal Pradesh | 94.5 | 0.0 | 0.0 | 0.0 | 5.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | ||
| Jammu and Kashmir | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | ||
| Punjab | 65.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 26.1 | 0.0 | 8.0 | 0.0 | 100.0 | ||
| Rajasthan | 1.1 | 0.0 | 0.0 | 0.0 | 7.1 | 3.8 | 52.7 | 0.0 | 35.3 | 0.0 | 100.0 | ||
| Delhi | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
| North-Eastern Region | 22.3 | 50.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.8 | 0.0 | 26.5 | 0.0 | 100.0 | ||
| Assam | 22.3 | 50.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.8 | 0.0 | 26.5 | 0.0 | 100.0 | ||
| Eastern Region | 7.4 | 1.7 | 9.6 | 3.5 | 21.8 | 5.7 | 0.7 | 0.0 | 48.7 | 0.9 | 100.0 | ||
| Bihar | 4.3 | 1.6 | 11.7 | 2.1 | 0.5 | 2.3 | 0.6 | 0.0 | 76.8 | 0.2 | 100.0 | ||
| Jharkhand | 59.2 | 0.0 | 2.6 | 0.0 | 15.4 | 0.0 | 0.0 | 0.0 | 20.2 | 2.5 | 100.0 | ||
| Orissa | 1.7 | 1.0 | 0.1 | 2.4 | 48.3 | 18.3 | 0.4 | 0.0 | 27.7 | 0.0 | 100.0 | ||
| West Bengal | 17.0 | 2.5 | 14.8 | 7.0 | 34.8 | 0.3 | 1.1 | 0.0 | 19.7 | 2.8 | 100.0 | ||
| Central Region | 14.1 | 2.9 | 0.4 | 9.6 | 13.0 | 2.5 | 14.5 | 0.1 | 40.5 | 2.4 | 100.0 | ||
| Chattisgarh | 6.7 | 0.0 | 0.0 | 10.5 | 59.5 | 15.8 | 5.0 | 0.0 | 2.5 | 0.0 | 100.0 | ||
| Madhya Pradesh | 6.5 | 0.0 | 0.7 | 5.0 | 9.7 | 2.5 | 20.5 | 0.0 | 54.9 | 0.0 | 100.0 | ||
| Uttranchal | 11.3 | 0.0 | 0.0 | 0.0 | 36.8 | 0.0 | 0.0 | 0.0 | 51.9 | 0.0 | 100.0 | ||
| Uttar Pradesh | 17.9 | 4.4 | 0.3 | 11.7 | 12.6 | 2.0 | 12.1 | 0.1 | 35.2 | 3.6 | 100.0 | ||
| Western Region | 47.2 | 3.6 | 8.3 | 4.3 | 8.1 | 11.8 | 0.1 | 0.0 | 16.7 | 0.0 | 100.0 | ||
| Gujarat | 85.3 | 0.0 | 0.0 | 1.1 | 0.3 | 0.0 | 0.0 | 0.0 | 13.3 | 0.0 | 100.0 | ||
| Maharashtra | 22.0 | 5.9 | 13.8 | 6.5 | 13.2 | 19.6 | 0.1 | 0.0 | 18.9 | 0.0 | 100.0 | ||
| Southern Region | 14.1 | 0.0 | 0.3 | 2.8 | 6.0 | 4.2 | 34.3 | 0.2 | 38.0 | 0.0 | 100.0 | ||
| Andhra Pradesh | 7.7 | 0.0 | 0.2 | 3.3 | 3.4 | 4.1 | 43.6 | 0.2 | 37.4 | 0.0 | 100.0 | ||
| Karnataka | 15.2 | 1.6 | 2.4 | 0.0 | 12.8 | 1.4 | 17.3 | 0.0 | 49.3 | 0.0 | 100.0 | ||
| Kerala | 26.0 | 0.0 | 0.0 | 1.4 | 44.5 | 9.8 | 5.2 | 0.0 | 13.0 | 0.0 | 100.0 | ||
| Tamil Nadu | 38.2 | 0.1 | 1.0 | 1.4 | 1.0 | 2.4 | 5.3 | 0.0 | 50.5 | 0.0 | 100.0 | ||
| All-India | 15.0 | 1.0 | 2.7 | 3.7 | 10.1 | 5.1 | 23.7 | 0.1 | 38.2 | 0.4 | 100.0 | ||
| Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey | |||||||||||||
| NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp 79 to 122 | |||||||||||||
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