Statement 4 : Aggregate Amount of Cash Loan Outstanding as on 30-6-2002 by Rate of Interest for
Asset Holding Class - Rs. 8 lakh and above - Rural - Rs.crore
State/Region nil  < 6  6 - 10  10 - 12  12 - 15  15 - 20  20 - 25  25 - 30  = > 30 nr All
1 3 4 5 6 7 8 9 10 11 12 13
Northern Region 406.25 158.95 94.56 268.40 3574.72 969.77 2054.89 6.94 400.88 35.63 7967.81
Haryana   43.05 7.83 0.00 52.83 794.45 266.12 500.94 0.00 291.56 0.00 1956.78
Himachal Pradesh 26.40 5.39 16.75 35.20 144.77 31.22 6.24 0.00 0.28 17.32 283.86
Jammu and Kashmir 7.54 0.00 0.00 2.09 45.55 7.41 0.00 0.00 0.00 0.76 63.35
Punjab   322.68 145.73 62.45 138.79 1637.69 430.24 634.95 6.94 93.68 0.00 3469.68
Rajasthan   6.58 0.00 15.36 39.49 952.26 234.77 912.76 0.00 15.36 17.55 2194.14
Delhi   0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
North-Eastern Region 0.40 0.16 1.22 1.36 2.78 1.94 0.00 0.00 0.07 0.13 8.07
Assam   0.40 0.16 1.22 1.36 2.78 1.94 0.00 0.00 0.07 0.13 8.07
Eastern Region 195.18 45.11 23.08 124.33 524.10 196.79 0.00 0.00 54.31 2.57 1165.27
Bihar   26.11 34.66 2.85 71.68 252.56 73.11 0.00 0.00 13.77 0.47 474.73
Jharkhand   0.51 10.46 14.80 6.33 15.87 3.01 0.00 0.00 0.00 0.00 51.02
Orissa   21.66 0.00 0.00 5.30 168.62 22.32 0.00 0.00 2.87 0.00 221.00
West Bengal 146.90 0.00 5.44 41.01 87.05 98.35 0.00 0.00 37.67 2.09 418.52
Central Region 212.66 232.83 82.35 392.97 3269.92 1687.84 323.04 3.19 422.99 22.33 6649.70
Chattisgarh   6.69 12.71 11.37 125.74 480.23 30.10 0.00 0.00 2.01 0.00 668.85
Madhya Pradesh 52.44 0.00 0.00 66.24 874.90 1255.77 292.55 0.00 215.28 0.00 2759.94
Uttranchal   0.40 0.00 0.80 0.00 26.16 0.00 1.78 0.00 1.53 0.00 30.67
Uttar Pradesh 153.13 220.13 70.19 200.99 1888.62 401.97 28.71 3.19 204.18 22.33 3190.24
Western Region 315.64 64.83 67.34 697.34 2307.97 3872.54 144.91 0.00 151.27 4.66 7621.84
Gujarat   59.18 8.88 20.71 594.76 1109.62 1121.46 23.67 0.00 20.71 0.00 2958.99
Maharashtra 256.46 55.95 46.63 102.58 1198.35 2751.08 121.23 0.00 130.56 4.66 4662.85
Southern Region 557.89 76.68 520.44 927.65 3359.03 2816.35 547.54 4.36 610.36 4.36 9422.43
Andhra Pradesh 11.69 0.00 26.88 115.70 488.52 168.29 307.37 0.00 50.25 0.00 1168.71
Karnataka   35.27 1.86 103.96 373.15 634.92 605.21 18.56 0.00 81.69 0.00 1856.48
Kerala   431.37 21.79 191.72 387.80 1599.14 1455.34 52.29 4.36 209.15 4.36 4357.32
Tamil Nadu   79.56 53.04 197.87 51.00 636.46 587.50 169.31 0.00 269.27 0.00 2039.92
All-India -All Agencies 1781.30 593.77 791.69 2408.05 13062.85 9566.23 3067.79 32.99 1649.35 65.97 32987.00
Per cent Distribution of Cash Loan Outstanding as on 30-6-2002
Northern Region 5.1 2.0 1.2 3.4 44.9 12.2 25.8 0.1 5.0 0.4 100.0
Haryana   2.2 0.4 0.0 2.7 40.6 13.6 25.6 0.0 14.9 0.0 100.0
Himachal Pradesh 9.3 1.9 5.9 12.4 51.0 11.0 2.2 0.0 0.1 6.1 100.0
Jammu and Kashmir 11.9 0.0 0.0 3.3 71.9 11.7 0.0 0.0 0.0 1.2 100.0
Punjab   9.3 4.2 1.8 4.0 47.2 12.4 18.3 0.2 2.7 0.0 100.0
Rajasthan   0.3 0.0 0.7 1.8 43.4 10.7 41.6 0.0 0.7 0.8 100.0
Delhi   0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
North-Eastern Region 5.0 2.0 15.1 16.8 34.5 24.0 0.0 0.0 0.9 1.6 100.0
Assam   5.0 2.0 15.1 16.8 34.5 24.0 0.0 0.0 0.9 1.6 100.0
Eastern Region 16.7 3.9 2.0 10.7 45.0 16.9 0.0 0.0 4.7 0.2 100.0
Bihar   5.5 7.3 0.6 15.1 53.2 15.4 0.0 0.0 2.9 0.1 100.0
Jharkhand   1.0 20.5 29.0 12.4 31.1 5.9 0.0 0.0 0.0 0.0 100.0
Orissa   9.8 0.0 0.0 2.4 76.3 10.1 0.0 0.0 1.3 0.0 100.0
West Bengal 35.1 0.0 1.3 9.8 20.8 23.5 0.0 0.0 9.0 0.5 100.0
Central Region 3.2 3.5 1.2 5.9 49.2 25.4 4.9 0.0 6.4 0.3 100.0
Chattisgarh   1.0 1.9 1.7 18.8 71.8 4.5 0.0 0.0 0.3 0.0 100.0
Madhya Pradesh 1.9 0.0 0.0 2.4 31.7 45.5 10.6 0.0 7.8 0.0 100.0
Uttranchal   1.3 0.0 2.6 0.0 85.3 0.0 5.8 0.0 5.0 0.0 100.0
Uttar Pradesh 4.8 6.9 2.2 6.3 59.2 12.6 0.9 0.1 6.4 0.7 100.0
Western Region 4.1 0.9 0.9 9.1 30.3 50.8 1.9 0.0 2.0 0.1 100.0
Gujarat   2.0 0.3 0.7 20.1 37.5 37.9 0.8 0.0 0.7 0.0 100.0
Maharashtra 5.5 1.2 1.0 2.2 25.7 59.0 2.6 0.0 2.8 0.1 100.0
Southern Region 5.9 0.8 5.5 9.8 35.6 29.9 5.8 0.0 6.5 0.0 100.0
Andhra Pradesh 1.0 0.0 2.3 9.9 41.8 14.4 26.3 0.0 4.3 0.0 100.0
Karnataka   1.9 0.1 5.6 20.1 34.2 32.6 1.0 0.0 4.4 0.0 100.0
Kerala   9.9 0.5 4.4 8.9 36.7 33.4 1.2 0.1 4.8 0.1 100.0
Tamil Nadu   3.9 2.6 9.7 2.5 31.2 28.8 8.3 0.0 13.2 0.0 100.0
All-India    5.4 1.8 2.4 7.3 39.6 29.0 9.3 0.1 5.0 0.2 100.0
Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey      
NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp  79 to 122          
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