| Statement 4 : Aggregate Amount of Cash Loan Outstanding as on 30-6-2002 by Rate of Interest for | |||||||||||||
| Asset Holding Class - Rs. 8 lakh and above - Rural - Rs.crore | |||||||||||||
| State/Region | nil | < 6 | 6 - 10 | 10 - 12 | 12 - 15 | 15 - 20 | 20 - 25 | 25 - 30 | = > 30 | nr | All | ||
| 1 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | ||
| Northern Region | 406.25 | 158.95 | 94.56 | 268.40 | 3574.72 | 969.77 | 2054.89 | 6.94 | 400.88 | 35.63 | 7967.81 | ||
| Haryana | 43.05 | 7.83 | 0.00 | 52.83 | 794.45 | 266.12 | 500.94 | 0.00 | 291.56 | 0.00 | 1956.78 | ||
| Himachal Pradesh | 26.40 | 5.39 | 16.75 | 35.20 | 144.77 | 31.22 | 6.24 | 0.00 | 0.28 | 17.32 | 283.86 | ||
| Jammu and Kashmir | 7.54 | 0.00 | 0.00 | 2.09 | 45.55 | 7.41 | 0.00 | 0.00 | 0.00 | 0.76 | 63.35 | ||
| Punjab | 322.68 | 145.73 | 62.45 | 138.79 | 1637.69 | 430.24 | 634.95 | 6.94 | 93.68 | 0.00 | 3469.68 | ||
| Rajasthan | 6.58 | 0.00 | 15.36 | 39.49 | 952.26 | 234.77 | 912.76 | 0.00 | 15.36 | 17.55 | 2194.14 | ||
| Delhi | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| North-Eastern Region | 0.40 | 0.16 | 1.22 | 1.36 | 2.78 | 1.94 | 0.00 | 0.00 | 0.07 | 0.13 | 8.07 | ||
| Assam | 0.40 | 0.16 | 1.22 | 1.36 | 2.78 | 1.94 | 0.00 | 0.00 | 0.07 | 0.13 | 8.07 | ||
| Eastern Region | 195.18 | 45.11 | 23.08 | 124.33 | 524.10 | 196.79 | 0.00 | 0.00 | 54.31 | 2.57 | 1165.27 | ||
| Bihar | 26.11 | 34.66 | 2.85 | 71.68 | 252.56 | 73.11 | 0.00 | 0.00 | 13.77 | 0.47 | 474.73 | ||
| Jharkhand | 0.51 | 10.46 | 14.80 | 6.33 | 15.87 | 3.01 | 0.00 | 0.00 | 0.00 | 0.00 | 51.02 | ||
| Orissa | 21.66 | 0.00 | 0.00 | 5.30 | 168.62 | 22.32 | 0.00 | 0.00 | 2.87 | 0.00 | 221.00 | ||
| West Bengal | 146.90 | 0.00 | 5.44 | 41.01 | 87.05 | 98.35 | 0.00 | 0.00 | 37.67 | 2.09 | 418.52 | ||
| Central Region | 212.66 | 232.83 | 82.35 | 392.97 | 3269.92 | 1687.84 | 323.04 | 3.19 | 422.99 | 22.33 | 6649.70 | ||
| Chattisgarh | 6.69 | 12.71 | 11.37 | 125.74 | 480.23 | 30.10 | 0.00 | 0.00 | 2.01 | 0.00 | 668.85 | ||
| Madhya Pradesh | 52.44 | 0.00 | 0.00 | 66.24 | 874.90 | 1255.77 | 292.55 | 0.00 | 215.28 | 0.00 | 2759.94 | ||
| Uttranchal | 0.40 | 0.00 | 0.80 | 0.00 | 26.16 | 0.00 | 1.78 | 0.00 | 1.53 | 0.00 | 30.67 | ||
| Uttar Pradesh | 153.13 | 220.13 | 70.19 | 200.99 | 1888.62 | 401.97 | 28.71 | 3.19 | 204.18 | 22.33 | 3190.24 | ||
| Western Region | 315.64 | 64.83 | 67.34 | 697.34 | 2307.97 | 3872.54 | 144.91 | 0.00 | 151.27 | 4.66 | 7621.84 | ||
| Gujarat | 59.18 | 8.88 | 20.71 | 594.76 | 1109.62 | 1121.46 | 23.67 | 0.00 | 20.71 | 0.00 | 2958.99 | ||
| Maharashtra | 256.46 | 55.95 | 46.63 | 102.58 | 1198.35 | 2751.08 | 121.23 | 0.00 | 130.56 | 4.66 | 4662.85 | ||
| Southern Region | 557.89 | 76.68 | 520.44 | 927.65 | 3359.03 | 2816.35 | 547.54 | 4.36 | 610.36 | 4.36 | 9422.43 | ||
| Andhra Pradesh | 11.69 | 0.00 | 26.88 | 115.70 | 488.52 | 168.29 | 307.37 | 0.00 | 50.25 | 0.00 | 1168.71 | ||
| Karnataka | 35.27 | 1.86 | 103.96 | 373.15 | 634.92 | 605.21 | 18.56 | 0.00 | 81.69 | 0.00 | 1856.48 | ||
| Kerala | 431.37 | 21.79 | 191.72 | 387.80 | 1599.14 | 1455.34 | 52.29 | 4.36 | 209.15 | 4.36 | 4357.32 | ||
| Tamil Nadu | 79.56 | 53.04 | 197.87 | 51.00 | 636.46 | 587.50 | 169.31 | 0.00 | 269.27 | 0.00 | 2039.92 | ||
| All-India -All Agencies | 1781.30 | 593.77 | 791.69 | 2408.05 | 13062.85 | 9566.23 | 3067.79 | 32.99 | 1649.35 | 65.97 | 32987.00 | ||
| Per cent Distribution of Cash Loan Outstanding as on 30-6-2002 | |||||||||||||
| Northern Region | 5.1 | 2.0 | 1.2 | 3.4 | 44.9 | 12.2 | 25.8 | 0.1 | 5.0 | 0.4 | 100.0 | ||
| Haryana | 2.2 | 0.4 | 0.0 | 2.7 | 40.6 | 13.6 | 25.6 | 0.0 | 14.9 | 0.0 | 100.0 | ||
| Himachal Pradesh | 9.3 | 1.9 | 5.9 | 12.4 | 51.0 | 11.0 | 2.2 | 0.0 | 0.1 | 6.1 | 100.0 | ||
| Jammu and Kashmir | 11.9 | 0.0 | 0.0 | 3.3 | 71.9 | 11.7 | 0.0 | 0.0 | 0.0 | 1.2 | 100.0 | ||
| Punjab | 9.3 | 4.2 | 1.8 | 4.0 | 47.2 | 12.4 | 18.3 | 0.2 | 2.7 | 0.0 | 100.0 | ||
| Rajasthan | 0.3 | 0.0 | 0.7 | 1.8 | 43.4 | 10.7 | 41.6 | 0.0 | 0.7 | 0.8 | 100.0 | ||
| Delhi | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
| North-Eastern Region | 5.0 | 2.0 | 15.1 | 16.8 | 34.5 | 24.0 | 0.0 | 0.0 | 0.9 | 1.6 | 100.0 | ||
| Assam | 5.0 | 2.0 | 15.1 | 16.8 | 34.5 | 24.0 | 0.0 | 0.0 | 0.9 | 1.6 | 100.0 | ||
| Eastern Region | 16.7 | 3.9 | 2.0 | 10.7 | 45.0 | 16.9 | 0.0 | 0.0 | 4.7 | 0.2 | 100.0 | ||
| Bihar | 5.5 | 7.3 | 0.6 | 15.1 | 53.2 | 15.4 | 0.0 | 0.0 | 2.9 | 0.1 | 100.0 | ||
| Jharkhand | 1.0 | 20.5 | 29.0 | 12.4 | 31.1 | 5.9 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | ||
| Orissa | 9.8 | 0.0 | 0.0 | 2.4 | 76.3 | 10.1 | 0.0 | 0.0 | 1.3 | 0.0 | 100.0 | ||
| West Bengal | 35.1 | 0.0 | 1.3 | 9.8 | 20.8 | 23.5 | 0.0 | 0.0 | 9.0 | 0.5 | 100.0 | ||
| Central Region | 3.2 | 3.5 | 1.2 | 5.9 | 49.2 | 25.4 | 4.9 | 0.0 | 6.4 | 0.3 | 100.0 | ||
| Chattisgarh | 1.0 | 1.9 | 1.7 | 18.8 | 71.8 | 4.5 | 0.0 | 0.0 | 0.3 | 0.0 | 100.0 | ||
| Madhya Pradesh | 1.9 | 0.0 | 0.0 | 2.4 | 31.7 | 45.5 | 10.6 | 0.0 | 7.8 | 0.0 | 100.0 | ||
| Uttranchal | 1.3 | 0.0 | 2.6 | 0.0 | 85.3 | 0.0 | 5.8 | 0.0 | 5.0 | 0.0 | 100.0 | ||
| Uttar Pradesh | 4.8 | 6.9 | 2.2 | 6.3 | 59.2 | 12.6 | 0.9 | 0.1 | 6.4 | 0.7 | 100.0 | ||
| Western Region | 4.1 | 0.9 | 0.9 | 9.1 | 30.3 | 50.8 | 1.9 | 0.0 | 2.0 | 0.1 | 100.0 | ||
| Gujarat | 2.0 | 0.3 | 0.7 | 20.1 | 37.5 | 37.9 | 0.8 | 0.0 | 0.7 | 0.0 | 100.0 | ||
| Maharashtra | 5.5 | 1.2 | 1.0 | 2.2 | 25.7 | 59.0 | 2.6 | 0.0 | 2.8 | 0.1 | 100.0 | ||
| Southern Region | 5.9 | 0.8 | 5.5 | 9.8 | 35.6 | 29.9 | 5.8 | 0.0 | 6.5 | 0.0 | 100.0 | ||
| Andhra Pradesh | 1.0 | 0.0 | 2.3 | 9.9 | 41.8 | 14.4 | 26.3 | 0.0 | 4.3 | 0.0 | 100.0 | ||
| Karnataka | 1.9 | 0.1 | 5.6 | 20.1 | 34.2 | 32.6 | 1.0 | 0.0 | 4.4 | 0.0 | 100.0 | ||
| Kerala | 9.9 | 0.5 | 4.4 | 8.9 | 36.7 | 33.4 | 1.2 | 0.1 | 4.8 | 0.1 | 100.0 | ||
| Tamil Nadu | 3.9 | 2.6 | 9.7 | 2.5 | 31.2 | 28.8 | 8.3 | 0.0 | 13.2 | 0.0 | 100.0 | ||
| All-India | 5.4 | 1.8 | 2.4 | 7.3 | 39.6 | 29.0 | 9.3 | 0.1 | 5.0 | 0.2 | 100.0 | ||
| Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey | |||||||||||||
| NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp 79 to 122 | |||||||||||||
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