Statement 5 : Number of households reporting cash loans outstanding as on 30-6-2002 by Rate of Interest - Rural - Cultivator Households    
Number of Households in ' 00 - Rural - Cultivator 
State/Region nil  < 6  6 - 10  10 - 12  12 - 15  15 - 20  20 - 25  25 - 30  = > 30 nr Total hhs All 
    reporting cultivator
                        cash loans hhs
1 2 3 4 5 6 7 8 9 10 11 12 13
Northern Region   3770 362 299 875 9343 5245 12201 25 3023 123 31637 105202
Haryana   612 56 0 185 2706 927 1538 0 815 0 5875 18532
Himachal Pradesh   522 162 63 90 802 63 27 9 18 18 1612 9007
Jammu and Kashmir 148 0 18 65 102 9 0 0 0 0 351 9230
Punjab   1283 144 112 273 1700 369 786 16 513 0 4571 16040
Rajasthan   1205 0 105 262 4034 3877 9850 0 1677 105 19228 52393
Delhi   0 0 0 0 0 0 0 0 0 0 0 0
North-Eastern Region 862 157 78 183 209 78 78 0 157 0 1751 26132
Assam   862 157 78 183 209 78 78 0 157 0 1751 26132
Eastern Region   11485 2357 2757 4358 14022 8426 928 198 12568 1112 49878 210214
Bihar   3885 706 424 777 3179 494 424 0 6781 141 15894 70639
Jharkhand   897 224 477 477 336 4655 84 112 336 308 3617 28041
Orissa   1196 256 342 1452 5551 2519 213 85 2903 43 13364 42698
West Bengal   5507 1170 1514 1652 4956 757 207 0 2547 620 17002 68836
Central Region   11411 3282 1188 3222 23245 7658 4483 290 19210 1427 66343 264346
Chattisgarh   766 274 109 301 3420 602 109 0 1204 82 6292 27358
Madhya Pradesh   808 186 249 746 6465 5222 3543 124 6527 497 19706 62164
Uttranchal   44 0 0 18 248 9 0 0 27 18 345 8851
Uttar Pradesh   9792 2822 830 2158 13112 1826 830 166 11452 830 39999 165973
Western Region   7786 807 590 1539 12499 15294 1127 130 2254 0 36516 100241
Gujarat   4407 353 71 564 5676 1516 282 0 564 0 11950 35252
Maharashtra   3379 455 520 975 6824 13778 845 130 1690 0 24566 64989
Southern Region   4751 709 1655 5288 20419 16056 16256 438 25762 147 74832 164485
Andhra Pradesh   918 122 184 2142 7159 5384 12543 184 11687 122 33040 61186
Karnataka   1365 161 482 1164 4055 3894 1044 40 6142 0 15697 40147
Kerala   1585 272 644 793 4830 3592 520 99 1139 25 10627 24771
Tamil Nadu   883 154 345 1190 4375 3186 2149 115 6793 0 15468 38381
All-India- All Agencies 40586 7941 6176 15881 80289 48526 35292 882 63525 2647 262042 882296
Institutional Agencies 1765 4411 6176 14117 78524 45879 2647 0 882 2647 149990 882296
Non-Institu. Agencies 37939 3529 882 882 1765 2647 32645 882 62643 882 138520 882296
Percentage Distribution
Northern Region   3.6 0.3 0.3 0.8 8.9 5.0 11.6 0.0 2.9 0.1 30.1 100.0
Haryana   3.3 0.3 0.0 1.0 14.6 5.0 8.3 0.0 4.4 0.0 31.7 100.0
Himachal Pradesh   5.8 1.8 0.7 1.0 8.9 0.7 0.3 0.1 0.2 0.2 17.9 100.0
Jammu and Kashmir 1.6 0.0 0.2 0.7 1.1 0.1 0.0 0.0 0.0 0.0 3.8 100.0
Punjab   8.0 0.9 0.7 1.7 10.6 2.3 4.9 0.1 3.2 0.0 28.5 100.0
Rajasthan   2.3 0.0 0.2 0.5 7.7 7.4 18.8 0.0 3.2 0.2 36.7 100.0
Delhi   0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
North-Eastern Region 3.3 0.6 0.3 0.7 0.8 0.3 0.3 0.0 0.6 0.0 6.7 100.0
Assam   3.3 0.6 0.3 0.7 0.8 0.3 0.3 0.0 0.6 0.0 6.7 100.0
Eastern Region   5.5 1.1 1.3 2.1 6.7 4.0 0.4 0.1 6.0 0.5 23.7 100.0
Bihar   5.5 1.0 0.6 1.1 4.5 0.7 0.6 0.0 9.6 0.2 22.5 100.0
Jharkhand   3.2 0.8 1.7 1.7 1.2 16.6 0.3 0.4 1.2 1.1 12.9 100.0
Orissa   2.8 0.6 0.8 3.4 13.0 5.9 0.5 0.2 6.8 0.1 31.3 100.0
West Bengal   8.0 1.7 2.2 2.4 7.2 1.1 0.3 0.0 3.7 0.9 24.7 100.0
Central Region   4.3 1.2 0.4 1.2 8.8 2.9 1.7 0.1 7.3 0.5 25.1 100.0
Chattisgarh   2.8 1.0 0.4 1.1 12.5 2.2 0.4 0.0 4.4 0.3 23.0 100.0
Madhya Pradesh   1.3 0.3 0.4 1.2 10.4 8.4 5.7 0.2 10.5 0.8 31.7 100.0
Uttranchal   0.5 0.0 0.0 0.2 2.8 0.1 0.0 0.0 0.3 0.2 3.9 100.0
Uttar Pradesh   5.9 1.7 0.5 1.3 7.9 1.1 0.5 0.1 6.9 0.5 24.1 100.0
Western Region   7.8 0.8 0.6 1.5 12.5 15.3 1.1 0.1 2.2 0.0 36.4 100.0
Gujarat   12.5 1.0 0.2 1.6 16.1 4.3 0.8 0.0 1.6 0.0 33.9 100.0
Maharashtra   5.2 0.7 0.8 1.5 10.5 21.2 1.3 0.2 2.6 0.0 37.8 100.0
Southern Region   2.9 0.4 1.0 3.2 12.4 9.8 9.9 0.3 15.7 0.1 45.5 100.0
Andhra Pradesh   1.5 0.2 0.3 3.5 11.7 8.8 20.5 0.3 19.1 0.2 54.0 100.0
Karnataka   3.4 0.4 1.2 2.9 10.1 9.7 2.6 0.1 15.3 0.0 39.1 100.0
Kerala   6.4 1.1 2.6 3.2 19.5 14.5 2.1 0.4 4.6 0.1 42.9 100.0
Tamil Nadu   2.3 0.4 0.9 3.1 11.4 8.3 5.6 0.3 17.7 0.0 40.3 100.0
All-India- All Agencies 4.6 0.9 0.7 1.8 9.1 5.5 4.0 0.1 7.2 0.3 29.7 100.0
Institutional Agencies 0.2 0.5 0.7 1.6 8.9 5.2 0.3 0.0 0.1 0.3 17.0 100.0
Non-Institu. Agencies 4.3 0.4 0.1 0.1 0.2 0.3 3.7 0.1 7.1 0.1 15.7 100.0
Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey  
NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp 32 to 78