| Statement 7 : Number of households reporting cash loans outstanding as on 30-6-2002 by Rate of Interest - Rural - Non-cultivator Households | |||||||||||||
| Number of Households in ' 00 - Rural - Non-Cultivator | |||||||||||||
| nil | < 6 | 6 - 10 | 10 - 12 | 12 - 15 | 15 - 20 | 20 - 25 | 25 - 30 | = > 30 | nr | Total hhs | All Non- | ||
| State/Region | reporting | cultivator | |||||||||||
| cash loans | hhs | ||||||||||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | |
| Northern Region | 2217 | 42 | 148 | 282 | 2209 | 1080 | 4323 | 41 | 1666 | 39 | 10599 | 48697 | |
| Haryana | 569 | 39 | 13 | 116 | 738 | 401 | 686 | 0 | 543 | 39 | 2730 | 12940 | |
| Himachal Pradesh | 92 | 3 | 21 | 30 | 80 | 3 | 6 | 0 | 0 | 0 | 213 | 2953 | |
| Jammu and Kashmir | 18 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 26 | 1190 | |
| Punjab | 1146 | 0 | 97 | 83 | 690 | 124 | 925 | 41 | 428 | 0 | 3107 | 13808 | |
| Rajasthan | 392 | 0 | 18 | 53 | 694 | 552 | 2707 | 0 | 694 | 0 | 4523 | 17806 | |
| Delhi | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| North-Eastern Region | 866 | 46 | 46 | 62 | 62 | 77 | 46 | 0 | 170 | 0 | 1376 | 15463 | |
| Assam | 866 | 46 | 46 | 62 | 62 | 77 | 46 | 0 | 170 | 0 | 1376 | 15463 | |
| Eastern Region | 6339 | 1217 | 1343 | 1554 | 4291 | 952 | 430 | 18 | 8808 | 334 | 24035 | 131299 | |
| Bihar | 1802 | 185 | 370 | 416 | 1017 | 139 | 92 | 0 | 5823 | 46 | 9612 | 46213 | |
| Jharkhand | 255 | 70 | 106 | 53 | 141 | 97 | 9 | 18 | 62 | 53 | 810 | 8806 | |
| Orissa | 376 | 118 | 24 | 400 | 1128 | 611 | 118 | 0 | 1551 | 24 | 4113 | 23502 | |
| West Bengal | 3906 | 844 | 844 | 686 | 2006 | 106 | 211 | 0 | 1372 | 211 | 9500 | 52778 | |
| Central Region | 4299 | 1861 | 461 | 657 | 3947 | 638 | 915 | 0 | 6665 | 143 | 17845 | 99432 | |
| Chattisgarh | 197 | 9 | 0 | 27 | 394 | 152 | 0 | 0 | 260 | 0 | 878 | 8958 | |
| Madhya Pradesh | 606 | 1020 | 32 | 223 | 893 | 319 | 638 | 0 | 1435 | 32 | 4782 | 31880 | |
| Uttranchal | 56 | 0 | 40 | 19 | 53 | 0 | 0 | 0 | 143 | 0 | 311 | 3108 | |
| Uttar Pradesh | 3440 | 832 | 388 | 388 | 2608 | 166 | 277 | 0 | 4827 | 111 | 11874 | 55486 | |
| Western Region | 22903 | 269 | 644 | 750 | 2439 | 3577 | 379 | 53 | 1584 | 0 | 13567 | 80446 | |
| Gujarat | 3434 | 109 | 218 | 218 | 790 | 545 | 273 | 0 | 627 | 0 | 5641 | 27252 | |
| Maharashtra | 19469 | 160 | 426 | 532 | 1649 | 3032 | 106 | 53 | 957 | 0 | 7926 | 53194 | |
| Southern Region | 8254 | 502 | 1852 | 2614 | 9965 | 8810 | 14920 | 147 | 22800 | 163 | 61520 | 208000 | |
| Andhra Pradesh | 1788 | 0 | 406 | 975 | 2682 | 2113 | 11133 | 0 | 10727 | 163 | 27223 | 81264 | |
| Karnataka | 952 | 179 | 238 | 208 | 923 | 863 | 179 | 0 | 2827 | 0 | 6161 | 29761 | |
| Kerala | 1636 | 252 | 705 | 856 | 3776 | 2316 | 378 | 76 | 1133 | 0 | 9037 | 25174 | |
| Tamil Nadu | 3877 | 72 | 503 | 574 | 2585 | 3518 | 3231 | 72 | 8114 | 0 | 19099 | 71801 | |
| All-India- All Agencies | 27427 | 4174 | 4770 | 5962 | 23253 | 15502 | 20868 | 0 | 41736 | 1192 | 129979 | 596233 | |
| Institutional Agencies | 1789 | 1789 | 4174 | 5366 | 22657 | 13117 | 1192 | 0 | 596 | 596 | 48891 | 596233 | |
| Non-Institu. Agencies | 25638 | 2385 | 596 | 596 | 596 | 1789 | 20272 | 0 | 41736 | 0 | 89435 | 596233 | |
| Percentage Distribution | |||||||||||||
| Northern Region | 4.6 | 0.1 | 0.3 | 0.6 | 4.5 | 2.2 | 8.9 | 0.1 | 3.4 | 0.1 | 21.8 | 100.0 | |
| Haryana | 4.4 | 0.3 | 0.1 | 0.9 | 5.7 | 3.1 | 5.3 | 0.0 | 4.2 | 0.3 | 21.1 | 100.0 | |
| Himachal Pradesh | 3.1 | 0.1 | 0.7 | 1.0 | 2.7 | 0.1 | 0.2 | 0.0 | 0.0 | 0.0 | 7.2 | 100.0 | |
| Jammu and Kashmir | 1.5 | 0.0 | 0.0 | 0.0 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2.2 | 100.0 | |
| Punjab | 8.3 | 0.0 | 0.7 | 0.6 | 5.0 | 0.9 | 6.7 | 0.3 | 3.1 | 0.0 | 22.5 | 100.0 | |
| Rajasthan | 2.2 | 0.0 | 0.1 | 0.3 | 3.9 | 3.1 | 15.2 | 0.0 | 3.9 | 0.0 | 25.4 | 100.0 | |
| Delhi | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| North-Eastern Region | 5.6 | 0.3 | 0.3 | 0.4 | 0.4 | 0.5 | 0.3 | 0.0 | 1.1 | 0.0 | 8.9 | 100.0 | |
| Assam | 5.6 | 0.3 | 0.3 | 0.4 | 0.4 | 0.5 | 0.3 | 0.0 | 1.1 | 0.0 | 8.9 | 100.0 | |
| Eastern Region | 4.8 | 0.9 | 1.0 | 1.2 | 3.3 | 0.7 | 0.3 | 0.0 | 6.7 | 0.3 | 18.3 | 100.0 | |
| Bihar | 3.9 | 0.4 | 0.8 | 0.9 | 2.2 | 0.3 | 0.2 | 0.0 | 12.6 | 0.1 | 20.8 | 100.0 | |
| Jharkhand | 2.9 | 0.8 | 1.2 | 0.6 | 1.6 | 1.1 | 0.1 | 0.2 | 0.7 | 0.6 | 9.2 | 100.0 | |
| Orissa | 1.6 | 0.5 | 0.1 | 1.7 | 4.8 | 2.6 | 0.5 | 0.0 | 6.6 | 0.1 | 17.5 | 100.0 | |
| West Bengal | 7.4 | 1.6 | 1.6 | 1.3 | 3.8 | 0.2 | 0.4 | 0.0 | 2.6 | 0.4 | 18.0 | 100.0 | |
| Central Region | 4.3 | 1.9 | 0.5 | 0.7 | 4.0 | 0.6 | 0.9 | 0.0 | 6.7 | 0.1 | 17.9 | 100.0 | |
| Chattisgarh | 2.2 | 0.1 | 0.0 | 0.3 | 4.4 | 1.7 | 0.0 | 0.0 | 2.9 | 0.0 | 9.8 | 100.0 | |
| Madhya Pradesh | 1.9 | 3.2 | 0.1 | 0.7 | 2.8 | 1.0 | 2.0 | 0.0 | 4.5 | 0.1 | 15.0 | 100.0 | |
| Uttranchal | 1.8 | 0.0 | 1.3 | 0.6 | 1.7 | 0.0 | 0.0 | 0.0 | 4.6 | 0.0 | 10.0 | 100.0 | |
| Uttar Pradesh | 6.2 | 1.5 | 0.7 | 0.7 | 4.7 | 0.3 | 0.5 | 0.0 | 8.7 | 0.2 | 21.4 | 100.0 | |
| Western Region | 28.5 | 0.3 | 0.8 | 0.9 | 3.0 | 4.4 | 0.5 | 0.1 | 2.0 | 0.0 | 16.9 | 100.0 | |
| Gujarat | 12.6 | 0.4 | 0.8 | 0.8 | 2.9 | 2.0 | 1.0 | 0.0 | 2.3 | 0.0 | 20.7 | 100.0 | |
| Maharashtra | 36.6 | 0.3 | 0.8 | 1.0 | 3.1 | 5.7 | 0.2 | 0.1 | 1.8 | 0.0 | 14.9 | 100.0 | |
| Southern Region | 4.0 | 0.2 | 0.9 | 1.3 | 4.8 | 4.2 | 7.2 | 0.1 | 11.0 | 0.1 | 29.6 | 100.0 | |
| Andhra Pradesh | 2.2 | 0.0 | 0.5 | 1.2 | 3.3 | 2.6 | 13.7 | 0.0 | 13.2 | 0.2 | 33.5 | 100.0 | |
| Karnataka | 3.2 | 0.6 | 0.8 | 0.7 | 3.1 | 2.9 | 0.6 | 0.0 | 9.5 | 0.0 | 20.7 | 100.0 | |
| Kerala | 6.5 | 1.0 | 2.8 | 3.4 | 15.0 | 9.2 | 1.5 | 0.3 | 4.5 | 0.0 | 35.9 | 100.0 | |
| Tamil Nadu | 5.4 | 0.1 | 0.7 | 0.8 | 3.6 | 4.9 | 4.5 | 0.1 | 11.3 | 0.0 | 26.6 | 100.0 | |
| All-India- All Agencies | 4.6 | 0.7 | 0.8 | 1.0 | 3.9 | 2.6 | 3.5 | 0.0 | 7.0 | 0.2 | 21.8 | 100.0 | |
| Institutional Agencies | 0.3 | 0.3 | 0.7 | 0.9 | 3.8 | 2.2 | 0.2 | 0.0 | 0.1 | 0.1 | 8.2 | 100.0 | |
| Non-Institu. Agencies | 4.3 | 0.4 | 0.1 | 0.1 | 0.1 | 0.3 | 3.4 | 0.0 | 7.0 | 0.0 | 15.0 | 100.0 | |
| Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey | |||||||||||||
| NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp 32 to 78 | |||||||||||||