Statement 10 : Aggregate Amount of Cash Loan Outstanding as on 30-6-2002 by Rate of Interest - Urban Households  in Rs. crore  
Aggregate Amount of Cash Loans Outstanding in Rs. crore as on 30-6-2002
State/Region nil  < 6  6 - 10  10 - 12  12 - 15  15 - 20  20 - 25  25 - 30  = > 30 nr All
1 2 3 4 5 6 7 8 9 10 11 12
Northern Region   731 307 846 1066 1583 366 686 0 498 56 6134
Haryana   207 176 179 83 600 82 110 0 129 5 1569
Himachal Pradesh   13 16 167 117 85 1 0 0 0 0 398
Jammu and Kashmir   4 0 21 79 36 2 0 0 1 0 143
Punjab   234 108 217 496 372 86 89 0 81 2 1682
Rajasthan   240 8 262 234 348 142 472 0 278 20 2001
Delhi   33 0 0 57 143 54 15 0 10 30 341
North-Eastern Region 12 5 42 8 28 11 1 0 2 2 110
Assam   12 5 42 8 28 11 1 0 2 2 110
Eastern Region   905 538 795 992 1400 417 37 25 288 162 5555
Bihar   92 14 30 36 139 27 5 1 33 1 377
Jharkhand   32 7 86 131 147 25 1 0 1 0 432
Orissa   38 136 238 199 534 168 11 24 53 0 1399
West Bengal   743 381 442 626 579 197 20 0 201 161 3346
Central Region   1151 407 713 2033 1789 784 179 131 652 91 7931
Chattisgarh   87 1 8 73 290 66 26 5 17 13 586
Madhya Pradesh   344 68 561 1775 788 607 86 127 140 32 4527
Uttranchal   12 1 50 26 30 15 0 0 2 1 138
Uttar Pradesh   707 338 94 158 681 96 67 0 493 46 2679
Western Region   1742 452 1632 3959 4565 6025 200 0 341 190 19120
Gujarat   711 289 899 1327 1011 1127 105 0 83 0 5552
Maharashtra   1031 163 733 2632 3555 4898 95 0 258 190 13568
Southern Region   2179 319 1831 3636 6646 4517 2347 81 3634 41 25232
Andhra Pradesh   585 121 383 2067 2168 1412 1583 20 1745 0 10085
Karnataka   304 37 330 425 1331 836 99 0 304 0 3666
Kerala   482 109 551 491 1752 1057 104 55 328 35 4964
Tamil Nadu   808 52 567 652 1394 1212 560 7 1258 7 6516
All-India-All Agencies  6794 2090 6010 12216 16266 12216 3462 261 5487 523 65327
Institutional Agencies 1423 1865 5938 12023 15704 10747 638 49 245 491 49074
Non-Institu. Agencies 5343 211 114 162 601 1494 2842 179 5246 49 16240
Percent Distribution
Northern Region   11.9 5.0 13.8 17.4 25.8 6.0 11.2 0.0 8.1 0.9 100.0
Haryana   13.2 11.2 11.4 5.3 38.2 5.2 7.0 0.0 8.2 0.3 100.0
Himachal Pradesh   3.3 3.9 41.9 29.4 21.3 0.2 0.0 0.0 0.0 0.0 100.0
Jammu and Kashmir   3.1 0.0 14.5 55.3 25.2 1.1 0.0 0.0 0.6 0.3 100.0
Punjab   13.9 6.4 12.9 29.5 22.1 5.1 5.3 0.0 4.8 0.1 100.0
Rajasthan   12.0 0.4 13.1 11.7 17.4 7.1 23.6 0.0 13.9 1.0 100.0
Delhi   0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
North-Eastern Region 10.7 4.7 38.3 7.1 25.1 9.7 1.3 0.0 1.6 1.5 100.0
Assam   10.7 4.7 38.3 7.1 25.1 9.7 1.3 0.0 1.6 1.5 100.0
Eastern Region   16.3 9.7 14.3 17.9 25.2 7.5 0.7 0.4 5.2 2.9 100.0
Bihar   24.3 3.6 8.0 9.5 37.0 7.1 1.2 0.2 8.8 0.2 100.0
Jharkhand   7.5 1.6 19.8 30.4 34.0 5.7 0.3 0.1 0.3 0.1 100.0
Orissa   2.7 9.7 17.0 14.2 38.2 12.0 0.8 1.7 3.8 0.0 100.0
West Bengal   22.2 11.4 13.2 18.7 17.3 5.9 0.6 0.0 6.0 4.8 100.0
Central Region   14.5 5.1 9.0 25.6 22.6 9.9 2.3 1.7 8.2 1.1 100.0
Chattisgarh   14.9 0.2 1.4 12.5 49.5 11.2 4.4 0.8 2.9 2.2 100.0
Madhya Pradesh   7.6 1.5 12.4 39.2 17.4 13.4 1.9 2.8 3.1 0.7 100.0
Uttranchal   9.0 0.6 36.1 19.1 21.8 11.2 0.3 0.0 1.3 0.5 100.0
Uttar Pradesh   26.4 12.6 3.5 5.9 25.4 3.6 2.5 0.0 18.4 1.7 100.0
Western Region   9.1 2.4 8.5 20.7 23.9 31.5 1.0 0.0 1.8 1.0 100.0
Gujarat   12.8 5.2 16.2 23.9 18.2 20.3 1.9 0.0 1.5 0.0 100.0
Maharashtra   7.6 1.2 5.4 19.4 26.2 36.1 0.7 0.0 1.9 1.4 100.0
Southern Region   8.6 1.3 7.3 14.4 26.3 17.9 9.3 0.3 14.4 0.2 100.0
Andhra Pradesh   5.8 1.2 3.8 20.5 21.5 14.0 15.7 0.2 17.3 0.0 100.0
Karnataka   8.3 1.0 9.0 11.6 36.3 22.8 2.7 0.0 8.3 0.0 100.0
Kerala   9.7 2.2 11.1 9.9 35.3 21.3 2.1 1.1 6.6 0.7 100.0
Tamil Nadu   12.4 0.8 8.7 10.0 21.4 18.6 8.6 0.1 19.3 0.1 100.0
All-India-All Agencies  10.4 3.2 9.2 18.7 24.9 18.7 5.3 0.4 8.4 0.8 100.0
Institutional Agencies 2.9 3.8 12.1 24.5 32.0 21.9 1.3 0.1 0.5 1.0 100.0
Non-Institu. Agencies 32.9 1.3 0.7 1.0 3.7 9.2 17.5 1.1 32.3 0.3 100.0
Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey  
NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp 32 to 78