| Statement 10 : Aggregate Amount of Cash Loan Outstanding as on 30-6-2002 by Rate of Interest - Urban Households in Rs. crore | ||||||||||||
| Aggregate Amount of Cash Loans Outstanding in Rs. crore as on 30-6-2002 | ||||||||||||
| State/Region | nil | < 6 | 6 - 10 | 10 - 12 | 12 - 15 | 15 - 20 | 20 - 25 | 25 - 30 | = > 30 | nr | All | |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |
| Northern Region | 731 | 307 | 846 | 1066 | 1583 | 366 | 686 | 0 | 498 | 56 | 6134 | |
| Haryana | 207 | 176 | 179 | 83 | 600 | 82 | 110 | 0 | 129 | 5 | 1569 | |
| Himachal Pradesh | 13 | 16 | 167 | 117 | 85 | 1 | 0 | 0 | 0 | 0 | 398 | |
| Jammu and Kashmir | 4 | 0 | 21 | 79 | 36 | 2 | 0 | 0 | 1 | 0 | 143 | |
| Punjab | 234 | 108 | 217 | 496 | 372 | 86 | 89 | 0 | 81 | 2 | 1682 | |
| Rajasthan | 240 | 8 | 262 | 234 | 348 | 142 | 472 | 0 | 278 | 20 | 2001 | |
| Delhi | 33 | 0 | 0 | 57 | 143 | 54 | 15 | 0 | 10 | 30 | 341 | |
| North-Eastern Region | 12 | 5 | 42 | 8 | 28 | 11 | 1 | 0 | 2 | 2 | 110 | |
| Assam | 12 | 5 | 42 | 8 | 28 | 11 | 1 | 0 | 2 | 2 | 110 | |
| Eastern Region | 905 | 538 | 795 | 992 | 1400 | 417 | 37 | 25 | 288 | 162 | 5555 | |
| Bihar | 92 | 14 | 30 | 36 | 139 | 27 | 5 | 1 | 33 | 1 | 377 | |
| Jharkhand | 32 | 7 | 86 | 131 | 147 | 25 | 1 | 0 | 1 | 0 | 432 | |
| Orissa | 38 | 136 | 238 | 199 | 534 | 168 | 11 | 24 | 53 | 0 | 1399 | |
| West Bengal | 743 | 381 | 442 | 626 | 579 | 197 | 20 | 0 | 201 | 161 | 3346 | |
| Central Region | 1151 | 407 | 713 | 2033 | 1789 | 784 | 179 | 131 | 652 | 91 | 7931 | |
| Chattisgarh | 87 | 1 | 8 | 73 | 290 | 66 | 26 | 5 | 17 | 13 | 586 | |
| Madhya Pradesh | 344 | 68 | 561 | 1775 | 788 | 607 | 86 | 127 | 140 | 32 | 4527 | |
| Uttranchal | 12 | 1 | 50 | 26 | 30 | 15 | 0 | 0 | 2 | 1 | 138 | |
| Uttar Pradesh | 707 | 338 | 94 | 158 | 681 | 96 | 67 | 0 | 493 | 46 | 2679 | |
| Western Region | 1742 | 452 | 1632 | 3959 | 4565 | 6025 | 200 | 0 | 341 | 190 | 19120 | |
| Gujarat | 711 | 289 | 899 | 1327 | 1011 | 1127 | 105 | 0 | 83 | 0 | 5552 | |
| Maharashtra | 1031 | 163 | 733 | 2632 | 3555 | 4898 | 95 | 0 | 258 | 190 | 13568 | |
| Southern Region | 2179 | 319 | 1831 | 3636 | 6646 | 4517 | 2347 | 81 | 3634 | 41 | 25232 | |
| Andhra Pradesh | 585 | 121 | 383 | 2067 | 2168 | 1412 | 1583 | 20 | 1745 | 0 | 10085 | |
| Karnataka | 304 | 37 | 330 | 425 | 1331 | 836 | 99 | 0 | 304 | 0 | 3666 | |
| Kerala | 482 | 109 | 551 | 491 | 1752 | 1057 | 104 | 55 | 328 | 35 | 4964 | |
| Tamil Nadu | 808 | 52 | 567 | 652 | 1394 | 1212 | 560 | 7 | 1258 | 7 | 6516 | |
| All-India-All Agencies | 6794 | 2090 | 6010 | 12216 | 16266 | 12216 | 3462 | 261 | 5487 | 523 | 65327 | |
| Institutional Agencies | 1423 | 1865 | 5938 | 12023 | 15704 | 10747 | 638 | 49 | 245 | 491 | 49074 | |
| Non-Institu. Agencies | 5343 | 211 | 114 | 162 | 601 | 1494 | 2842 | 179 | 5246 | 49 | 16240 | |
| Percent Distribution | ||||||||||||
| Northern Region | 11.9 | 5.0 | 13.8 | 17.4 | 25.8 | 6.0 | 11.2 | 0.0 | 8.1 | 0.9 | 100.0 | |
| Haryana | 13.2 | 11.2 | 11.4 | 5.3 | 38.2 | 5.2 | 7.0 | 0.0 | 8.2 | 0.3 | 100.0 | |
| Himachal Pradesh | 3.3 | 3.9 | 41.9 | 29.4 | 21.3 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | |
| Jammu and Kashmir | 3.1 | 0.0 | 14.5 | 55.3 | 25.2 | 1.1 | 0.0 | 0.0 | 0.6 | 0.3 | 100.0 | |
| Punjab | 13.9 | 6.4 | 12.9 | 29.5 | 22.1 | 5.1 | 5.3 | 0.0 | 4.8 | 0.1 | 100.0 | |
| Rajasthan | 12.0 | 0.4 | 13.1 | 11.7 | 17.4 | 7.1 | 23.6 | 0.0 | 13.9 | 1.0 | 100.0 | |
| Delhi | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| North-Eastern Region | 10.7 | 4.7 | 38.3 | 7.1 | 25.1 | 9.7 | 1.3 | 0.0 | 1.6 | 1.5 | 100.0 | |
| Assam | 10.7 | 4.7 | 38.3 | 7.1 | 25.1 | 9.7 | 1.3 | 0.0 | 1.6 | 1.5 | 100.0 | |
| Eastern Region | 16.3 | 9.7 | 14.3 | 17.9 | 25.2 | 7.5 | 0.7 | 0.4 | 5.2 | 2.9 | 100.0 | |
| Bihar | 24.3 | 3.6 | 8.0 | 9.5 | 37.0 | 7.1 | 1.2 | 0.2 | 8.8 | 0.2 | 100.0 | |
| Jharkhand | 7.5 | 1.6 | 19.8 | 30.4 | 34.0 | 5.7 | 0.3 | 0.1 | 0.3 | 0.1 | 100.0 | |
| Orissa | 2.7 | 9.7 | 17.0 | 14.2 | 38.2 | 12.0 | 0.8 | 1.7 | 3.8 | 0.0 | 100.0 | |
| West Bengal | 22.2 | 11.4 | 13.2 | 18.7 | 17.3 | 5.9 | 0.6 | 0.0 | 6.0 | 4.8 | 100.0 | |
| Central Region | 14.5 | 5.1 | 9.0 | 25.6 | 22.6 | 9.9 | 2.3 | 1.7 | 8.2 | 1.1 | 100.0 | |
| Chattisgarh | 14.9 | 0.2 | 1.4 | 12.5 | 49.5 | 11.2 | 4.4 | 0.8 | 2.9 | 2.2 | 100.0 | |
| Madhya Pradesh | 7.6 | 1.5 | 12.4 | 39.2 | 17.4 | 13.4 | 1.9 | 2.8 | 3.1 | 0.7 | 100.0 | |
| Uttranchal | 9.0 | 0.6 | 36.1 | 19.1 | 21.8 | 11.2 | 0.3 | 0.0 | 1.3 | 0.5 | 100.0 | |
| Uttar Pradesh | 26.4 | 12.6 | 3.5 | 5.9 | 25.4 | 3.6 | 2.5 | 0.0 | 18.4 | 1.7 | 100.0 | |
| Western Region | 9.1 | 2.4 | 8.5 | 20.7 | 23.9 | 31.5 | 1.0 | 0.0 | 1.8 | 1.0 | 100.0 | |
| Gujarat | 12.8 | 5.2 | 16.2 | 23.9 | 18.2 | 20.3 | 1.9 | 0.0 | 1.5 | 0.0 | 100.0 | |
| Maharashtra | 7.6 | 1.2 | 5.4 | 19.4 | 26.2 | 36.1 | 0.7 | 0.0 | 1.9 | 1.4 | 100.0 | |
| Southern Region | 8.6 | 1.3 | 7.3 | 14.4 | 26.3 | 17.9 | 9.3 | 0.3 | 14.4 | 0.2 | 100.0 | |
| Andhra Pradesh | 5.8 | 1.2 | 3.8 | 20.5 | 21.5 | 14.0 | 15.7 | 0.2 | 17.3 | 0.0 | 100.0 | |
| Karnataka | 8.3 | 1.0 | 9.0 | 11.6 | 36.3 | 22.8 | 2.7 | 0.0 | 8.3 | 0.0 | 100.0 | |
| Kerala | 9.7 | 2.2 | 11.1 | 9.9 | 35.3 | 21.3 | 2.1 | 1.1 | 6.6 | 0.7 | 100.0 | |
| Tamil Nadu | 12.4 | 0.8 | 8.7 | 10.0 | 21.4 | 18.6 | 8.6 | 0.1 | 19.3 | 0.1 | 100.0 | |
| All-India-All Agencies | 10.4 | 3.2 | 9.2 | 18.7 | 24.9 | 18.7 | 5.3 | 0.4 | 8.4 | 0.8 | 100.0 | |
| Institutional Agencies | 2.9 | 3.8 | 12.1 | 24.5 | 32.0 | 21.9 | 1.3 | 0.1 | 0.5 | 1.0 | 100.0 | |
| Non-Institu. Agencies | 32.9 | 1.3 | 0.7 | 1.0 | 3.7 | 9.2 | 17.5 | 1.1 | 32.3 | 0.3 | 100.0 | |
| Sourcce: NSSO (2005) : Household Indebtedness in India as on 30-06-2002, All-India Debt and Investment Survey | ||||||||||||
| NSS 59th Round (January-December 2003), Report No.501 (59/18.2/2), pp 32 to 78 | ||||||||||||